Financial Statements — HBNC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.22 | 0.26 | 0.46 | 0.14 | 0.17 | 0.23 | 0.15 | 0.27 | 0.18 | 0.23 | 0.13 | 0.11 | 0.11 | 0.12 | 0.97 | 0.30 | 0.53 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | 4.31 | 4.22 | 4.20 | 3.96 | 3.89 | 3.66 | 3.60 | 3.46 | 3.61 |
| Total Assets | 6.57 | 6.56 | 6.71 | 7.65 | 7.63 | 7.93 | 7.91 | 7.86 | 7.96 | 7.96 | 7.90 | 7.72 | 7.64 | 7.42 | 7.53 | 6.11 | 6.06 |
| Total Deposits | 5.40 | 5.42 | 5.52 | 5.70 | 5.77 | 5.73 | 5.63 | 5.58 | 5.70 | 5.71 | 5.70 | 5.83 | 5.85 | 5.85 | 5.98 | 4.78 | 4.72 |
| Total Liabilities | 5.85 | 5.87 | 6.05 | 6.86 | 6.85 | 7.17 | 7.19 | 7.13 | 7.27 | 7.25 | 7.20 | 7.07 | 6.98 | 6.74 | 6.83 | 5.40 | 5.37 |
| Retained Earnings | 0.29 | 0.27 | 0.24 | 0.47 | 0.45 | 0.45 | 0.44 | 0.44 | 0.46 | 0.45 | 0.44 | 0.42 | 0.40 | 0.38 | 0.35 | 0.33 | 0.32 |
| Total Stockholder Equity | 0.73 | 0.70 | 0.66 | 0.79 | 0.78 | 0.75 | 0.73 | 0.72 | 0.69 | 0.71 | 0.70 | 0.64 | 0.66 | 0.68 | 0.71 | 0.71 | 0.69 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 88.51 | 86.65 | 89.29 | 92.84 | 91.48 | 89.18 | 93.35 | 90.89 | 86.98 | 85.26 | 83.51 | 80.13 | 76.87 | 71.80 | 63.35 | 63.03 | 57.57 | 52.08 | 54.12 | 50.87 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 41.98 | 41.26 | 38.03 | 30.71 | 26.56 | 18.41 | 9.64 | 4.56 | 3.91 | 4.14 | 4.32 |
| Net Interest Income | 63.49 | 62.24 | 63.48 | 58.39 | 55.36 | 52.27 | 53.13 | 46.91 | 45.28 | 43.29 | 42.26 | 42.09 | 46.16 | 45.24 | 44.94 | 53.40 | 53.01 | 48.17 | 49.98 | 46.54 |
| Provision for Credit Losses | 0.92 | 0.39 | -- | (3.57) | 2.46 | 1.38 | -- | -- | -- | -- | -- | 0.52 | 0.74 | (0.40) | (0.47) | (0.60) | 0.24 | (1.39) | (2.07) | 1.11 |
| Non-interest Income | 12.01 | 11.24 | 11.47 | (295.33) | 10.92 | 16.50 | (28.95) | 11.51 | 10.49 | 9.93 | (20.45) | 11.83 | 11.00 | 9.62 | 10.67 | 10.19 | 12.43 | 14.16 | 12.83 | 16.04 |
| Non-interest Expense | 43.84 | 40.75 | 40.62 | 52.95 | 39.42 | 39.31 | 44.94 | 39.27 | 37.52 | 37.11 | 39.33 | 36.17 | 36.26 | 34.52 | 31.87 | 38.35 | 36.37 | 36.61 | 39.37 | 34.35 |
| Pretax Income | 30.74 | 32.35 | 32.70 | (286.33) | 24.40 | 28.08 | (21.93) | 18.11 | 15.87 | 15.31 | (18.80) | 17.49 | 20.22 | 20.09 | 23.81 | 25.83 | 28.83 | 27.10 | 25.51 | 27.13 |
| Tax Provision | 5.84 | 6.18 | 5.77 | (64.34) | 3.75 | 4.14 | (11.05) | (0.07) | 1.73 | 1.31 | 6.42 | 1.28 | 1.45 | 1.86 | 2.65 | 2.01 | 3.98 | 3.54 | 4.08 | 4.06 |
| Net Income | 24.91 | 26.17 | 26.92 | (221.99) | 20.64 | 23.94 | (10.88) | 18.18 | 14.14 | 13.99 | (25.21) | 16.20 | 18.76 | 18.23 | 21.17 | 23.82 | 24.86 | 23.56 | 21.43 | 23.07 |
| Basic EPS | 0.49 | 0.51 | 0.43 | (4.69) | 0.47 | 0.55 | (0.25) | 0.42 | 0.32 | 0.32 | (0.58) | 0.37 | 0.43 | 0.42 | 0.48 | 0.55 | 0.57 | 0.54 | 0.50 | 0.53 |
| Diluted EPS | 0.49 | 0.51 | 0.44 | (4.69) | 0.47 | 0.54 | (0.25) | 0.41 | 0.32 | 0.32 | (0.58) | 0.37 | 0.43 | 0.42 | 0.48 | 0.55 | 0.57 | 0.54 | 0.50 | 0.52 |
Cash Flow Statement
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.03 | 0.02 | 0.03 | 0.01 | 0.02 | 0.02 | (0.05) | 0.03 | 0.02 | 0.01 | 0.01 | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 |
| Capital Expenditures | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- | -- | -- | -- | -- | -- |
| Free Cash Flow* | 0.03 | 0.02 | 0.03 | 0.01 | 0.02 | 0.01 | (0.05) | 0.03 | 0.02 | 0.01 | 0.01 | 0.03 | 0.01 | 0.02 | -- | -- | -- | -- | -- | -- |
| Investing Cash Flow | (0.05) | (0.02) | (0.05) | 1.04 | (0.05) | 0.04 | 0.27 | 0.04 | (0.18) | (0.18) | 0.39 | (0.07) | 0.04 | (0.02) | (0.12) | (0.09) | (0.25) | (0.56) | (0.22) | 0.06 |
| Financing Cash Flow | (0.03) | 0.12 | (0.31) | (0.73) | 0.00 | (0.18) | (0.16) | 0.02 | 0.04 | (0.09) | (0.05) | (0.01) | 0.04 | 0.01 | 0.11 | 0.07 | 0.22 | 0.06 | (0.18) | 0.58 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.15 | 0.16 | 0.15 |
