Financial Statements — HGTY
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.30 | 0.21 | 0.16 | 0.14 | 0.13 | 0.15 | 0.12 | 0.13 | 0.09 | 0.11 | 0.06 | 0.18 | 0.18 | 0.24 | 0.00 | 0.00 | 0.00 |
| Short-term Investments | -- | -- | 0.13 | 0.12 | 0.10 | 0.06 | 0.07 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Current Assets | -- | -- | 1.21 | 1.21 | 1.00 | 1.01 | 1.01 | 1.24 | 1.25 | 1.18 | 0.93 | 1.05 | 0.94 | 0.85 | 0.00 | 0.00 | 0.00 |
| Total Assets | 2.15 | 2.02 | 2.15 | 2.04 | 1.82 | 1.82 | 1.73 | 1.57 | 1.58 | 1.55 | 1.30 | 1.34 | 1.13 | 1.02 | 0.12 | 0.12 | -- |
| Total Current Liabilities | -- | -- | 1.22 | 1.15 | 0.99 | 1.00 | 0.97 | 0.85 | 0.89 | 0.85 | 0.70 | 0.72 | 0.65 | 0.51 | 0.00 | 0.00 | 0.00 |
| Long-term Debt | 0.22 | 0.23 | 0.10 | 0.15 | 0.13 | 0.12 | 0.10 | 0.09 | 0.08 | 0.08 | 0.09 | 0.14 | 0.09 | 0.12 | -- | -- | -- |
| Total Liabilities | 1.41 | 1.29 | 1.44 | 1.38 | 1.20 | 1.21 | 1.19 | 1.06 | 1.11 | 1.09 | 0.95 | 0.95 | 0.85 | 0.73 | 0.02 | 0.01 | -- |
| Retained Earnings | (0.41) | (0.41) | (0.41) | (0.43) | (0.44) | (0.46) | (0.46) | (0.47) | (0.48) | (0.49) | (0.49) | (0.45) | (0.46) | (0.45) | (0.01) | -0.00 | -0.00 |
| Total Stockholder Equity | 0.22 | 0.22 | 0.21 | 0.17 | 0.16 | 0.15 | 0.09 | 0.09 | 0.07 | 0.07 | 0.06 | 0.10 | 0.07 | 0.07 | (0.01) | 0.01 | 0.00 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Net Premiums Earned | 251.96 | 239.64 | 192.55 | 187.04 | 177.79 | 169.36 | 168.41 | 165.69 | 157.61 | 151.62 | 147.37 | 139.79 | 127.48 | 117.23 | 112.34 | 107.49 | 94.10 | 89.13 | 83.45 | -- |
| Net Investment Income | 11.00 | 10.26 | 10.02 | 10.15 | 9.42 | 9.06 | 9.33 | 9.58 | 11.11 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Revenue | 80.83 | 61.09 | 150.79 | 189.99 | 188.46 | 148.39 | 115.37 | 157.69 | 155.61 | 120.09 | 97.68 | 135.79 | 133.76 | 101.12 | 84.66 | 109.27 | 111.92 | 78.68 | 70.93 | -- |
| Benefits & Claims | 110.71 | 97.92 | 60.43 | 78.63 | 75.21 | 71.13 | 72.08 | 99.43 | 64.73 | 62.36 | 61.20 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Benefits & Expenses | 352.59 | 332.77 | 356.67 | 345.68 | 321.00 | 293.87 | 285.69 | 313.29 | 275.16 | 259.48 | 251.52 | 259.46 | 243.99 | 234.84 | 232.73 | 237.98 | 203.63 | 180.82 | 175.39 | -- |
| Operating Income | -- | -- | -- | 34.32 | 47.70 | 25.73 | 6.04 | 10.09 | 38.07 | 12.22 | (6.47) | 16.12 | 17.25 | (16.49) | (35.73) | (21.22) | 2.39 | (13.00) | (8.60) | (1.19) |
| Tax Provision | (5.81) | (8.19) | 11.14 | (32.83) | 6.16 | 5.49 | 5.46 | (1.02) | 5.81 | 5.13 | 4.59 | 4.60 | 3.73 | 3.67 | 2.94 | (0.09) | 2.14 | 2.03 | 6.75 | 0.00 |
| Net Income | 8.04 | (12.74) | 28.56 | 46.17 | 47.20 | 27.29 | 8.44 | 19.01 | 42.66 | 8.20 | 9.04 | 18.62 | 2.40 | (2.10) | (4.61) | 14.71 | (5.54) | 27.51 | (35.79) | (8.96) |
| Diluted EPS | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 125.94 | (68.06) | (0.15) | (0.47) |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 169.90 | 16.25 | 29.10 | 92.17 | 53.88 | 43.83 | (12.62) | 67.39 | 64.02 | 58.24 | 1.49 | 61.66 | 58.83 | 11.73 | (38.23) | 33.64 | 50.91 | 9.01 | 44.47 | (1.03) |
| Capital Expenditures | 8.24 | 7.71 | 6.04 | 6.95 | 6.16 | 5.39 | 4.07 | 5.34 | 7.40 | 4.54 | 4.85 | 5.31 | 8.12 | 8.13 | 10.95 | 11.91 | 10.99 | 10.53 | -- | -- |
| Free Cash Flow* | 161.66 | 8.54 | 23.07 | 85.22 | 47.72 | 38.44 | (16.68) | 62.05 | 56.62 | 53.70 | (3.36) | 56.36 | 50.71 | 3.60 | (49.18) | 21.73 | 39.92 | (1.52) | -- | -- |
| Investing Cash Flow | (42.78) | (39.92) | (62.39) | (90.97) | (27.36) | (4.48) | (56.07) | (82.55) | (461.65) | (18.29) | (18.18) | (3.16) | (6.50) | (24.80) | (11.84) | (26.52) | (21.36) | (31.80) | 47.17 | (0.01) |
| Financing Cash Flow | (25.70) | 91.04 | (0.48) | 0.93 | 15.24 | 14.24 | (19.80) | 23.67 | (13.55) | (37.23) | 54.82 | (4.67) | 71.88 | (18.88) | (28.58) | 49.00 | (29.50) | (19.00) | 213.31 | 0.00 |
* Derived from reported values
