Financial Statements — HTBK
Balance Sheet
(in billions USD)| Metric | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.75 | 0.72 | 0.75 | 0.96 | 0.65 | 0.54 | 0.65 | 0.51 | 0.74 | 0.68 | 0.88 | 1.22 | 1.62 | 1.33 | 1.44 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | 3.21 | 3.17 | 3.04 | -- | -- | -- | -- |
| Total Assets | 5.62 | 5.47 | 5.51 | 5.55 | 5.26 | 5.26 | 5.40 | 5.31 | 5.54 | 5.43 | 5.36 | 5.43 | 5.46 | 5.07 | 5.00 |
| Total Deposits | 4.78 | 4.63 | 4.68 | 4.73 | 4.44 | 4.44 | 4.58 | 4.50 | 4.44 | 4.68 | 4.61 | 4.69 | 4.73 | 4.34 | 4.28 |
| Total Liabilities | 4.92 | 4.77 | 4.82 | 4.87 | 4.58 | 4.58 | 4.74 | 4.66 | 4.89 | 4.82 | 4.75 | 4.83 | 4.87 | 4.49 | 4.42 |
| Retained Earnings | 0.20 | 0.19 | 0.19 | 0.19 | 0.18 | 0.18 | 0.17 | 0.17 | 0.16 | 0.13 | 0.12 | 0.12 | 0.11 | 0.10 | 0.10 |
| Total Stockholder Equity | 0.70 | 0.69 | 0.70 | 0.69 | 0.68 | 0.68 | 0.66 | 0.65 | 0.65 | 0.61 | 0.61 | 0.60 | 0.59 | 0.58 | 0.58 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Interest & Dividend Income | 67.05 | 65.09 | 63.03 | 61.83 | 64.63 | 61.44 | 59.08 | 57.55 | 58.89 | 60.79 | 58.34 | 56.27 | 55.19 | 50.17 | 43.56 | 39.91 | 39.96 | 39.91 | 36.63 | 36.76 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 17.46 | 16.59 | 15.42 | 12.05 | 7.02 | 3.45 | 2.13 | 1.68 | 1.69 | 1.85 | 1.73 | 1.76 | 1.80 |
| Net Interest Income | 50.42 | 46.79 | 44.81 | 43.36 | 44.19 | 39.92 | 39.46 | 40.09 | 42.30 | 45.37 | 46.29 | 49.26 | 51.74 | 48.04 | 41.88 | 38.22 | 38.11 | 38.18 | 34.88 | 34.96 |
| Provision for Credit Losses | 0.61 | 0.42 | 0.52 | 0.27 | 1.33 | 0.15 | 0.47 | 0.18 | 0.29 | 0.17 | 0.26 | 0.03 | 0.51 | 1.01 | (0.18) | (0.57) | (0.61) | (0.51) | (0.49) | (1.51) |
| Non-interest Income | 3.20 | 3.22 | 2.98 | 2.70 | 2.19 | 2.24 | 2.28 | 2.05 | 1.94 | 2.22 | 2.07 | 2.77 | 2.77 | 2.78 | 2.10 | 2.46 | 2.81 | 2.41 | 2.17 | 2.30 |
| Non-interest Expense | 31.04 | 29.03 | 38.34 | 29.46 | 30.30 | 27.56 | 28.19 | 27.54 | 25.49 | 25.17 | 24.99 | 25.40 | 24.52 | 23.90 | 23.19 | 23.25 | 22.23 | 21.83 | 25.78 | 23.24 |
| Pretax Income | 21.97 | 20.56 | 8.93 | 16.33 | 14.74 | 14.45 | 13.07 | 14.42 | 18.46 | 22.25 | 23.12 | 26.59 | 29.49 | 25.92 | 20.97 | 18.00 | 19.31 | 19.27 | 11.76 | 15.53 |
| Tax Provision | 6.85 | 5.87 | 2.54 | 4.70 | 4.11 | 3.94 | 3.84 | 4.25 | 5.14 | 6.45 | 6.71 | 7.67 | 8.69 | 7.85 | 6.15 | 5.13 | 5.34 | 5.56 | 2.95 | 4.32 |
| Net Income | 15.12 | 14.70 | 6.39 | 11.63 | 10.62 | 10.51 | 9.23 | 10.17 | 13.33 | 15.80 | 16.40 | 18.92 | 20.80 | 18.07 | 14.82 | 12.87 | 13.97 | 13.72 | 8.81 | 11.20 |
| Basic EPS | 0.25 | 0.24 | 0.10 | 0.19 | 0.17 | 0.17 | 0.15 | 0.17 | 0.22 | 0.26 | 0.27 | 0.31 | 0.35 | 0.30 | 0.24 | 0.21 | 0.22 | 0.23 | 0.15 | 0.19 |
| Diluted EPS | 0.25 | 0.24 | 0.10 | 0.19 | 0.17 | 0.17 | 0.15 | 0.17 | 0.21 | 0.26 | 0.27 | 0.31 | 0.34 | 0.30 | 0.24 | 0.21 | 0.22 | 0.23 | 0.15 | 0.19 |
Cash Flow Statement
(in millions USD)| Metric | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Operating Cash Flow | 19.97 | 18.87 | 8.00 | 14.83 | 15.82 | 5.31 | 10.51 | 7.34 | (4.58) | 16.85 | 30.79 | 29.96 | 27.14 | 16.18 | 9.75 | 16.78 | 17.45 | 18.29 | 10.86 | 10.26 |
| Capital Expenditures | 0.12 | (0.03) | 0.29 | -- | 0.11 | 0.44 | 0.65 | 0.43 | 0.44 | 0.79 | 0.33 | 0.11 | 0.14 | 0.12 | 0.30 | 0.22 | 0.10 | 0.07 | 0.09 | 0.00 |
| Free Cash Flow* | 19.85 | 18.90 | 7.72 | -- | 15.71 | 4.87 | 9.86 | 6.91 | (5.02) | 16.05 | 30.46 | 29.85 | 27.00 | 16.06 | 9.45 | 16.56 | 17.35 | 18.22 | 10.78 | 10.25 |
| Investing Cash Flow | (239.72) | (132.20) | 34.55 | (94.14) | (86.75) | 25.76 | 104.35 | 67.26 | (28.12) | 50.46 | (7.90) | 55.75 | (101.91) | (272.77) | (265.93) | (28.88) | (358.17) | (99.63) | (183.61) | (55.42) |
| Financing Cash Flow | 119.03 | 139.29 | (65.81) | (143.76) | 82.74 | 276.99 | (7.96) | 58.64 | (204.72) | 66.74 | (251.39) | 347.70 | (300.38) | 61.75 | (84.40) | (76.95) | 25.59 | 374.37 | 58.02 | 357.15 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Dividends Per Share | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 |
