Recent Updates — HWC

Hancock Whitney reported net income of $110.1 million, or $1.36 per diluted share, for the quarter ended September 30, 2026, compared to $127.0 million in the prior quarter. Results included a $30.4 million pretax charge related to the August acquisition of One Florida Bank. Excluding this item, adjusted earnings per share were $1.66, up 7% from the second quarter. The bank reported an efficiency ratio of 54.46%, down 85 basis points, and a net interest margin of 3.61%. Loans grew to $26.5 billion and deposits increased to $32.2 billion, driven by acquisition activity and organic growth. The company operates as a regional bank holding company providing commercial, retail, and wealth management services in the southeastern United States.

Hancock Whitney Corporation received regulatory approval from the Federal Reserve, FDIC, and Mississippi Department of Banking and Consumer Finance to acquire OFB Bancshares, Inc., the parent company of One Florida Bank. Shareholders of OFB Bancshares also approved the merger agreement at a special meeting. The transaction, originally announced on May 15, 2026, is expected to close on or about August 1, 2026. Hancock Whitney is a financial services company providing banking, commercial, and investment services.