First Internet Bancorp (INBK) Financial Statements — Income, Balance Sheet, Cash Flow

Overview Financials Chart Business Summary Filings Ownership Valuation

Financial Statements — INBK

Balance Sheet

(in billions USD)

Metric	Q2 2026	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021
Cash & Equivalents	0.41	0.60	0.79	0.45	0.39	0.71	0.40	0.48	0.52	0.21	0.52	0.41	0.33	0.42
Total Assets	5.56	5.71	5.64	6.07	5.85	5.82	5.34	5.34	5.17	4.10	4.23	4.25	4.20	4.19
Total Deposits	4.83	4.98	4.92	5.30	4.95	4.80	4.27	4.27	4.08	3.15	3.22	3.22	3.21	3.22
Long-term Debt	--	--	--	--	--	--	--	--	0.61	0.46	0.51	0.51	0.51	0.51
Total Liabilities	5.19	5.35	5.29	5.68	5.46	5.44	4.97	4.97	4.82	3.73	3.85	3.88	3.85	3.84
Retained Earnings	0.20	0.20	0.19	0.23	0.23	0.22	0.22	0.21	0.20	0.19	0.18	0.16	0.15	0.14
Total Stockholder Equity	0.36	0.36	0.35	0.39	0.39	0.39	0.37	0.37	0.35	0.37	0.37	0.37	0.36	0.34

Income Statement

(in millions USD) (except per-share rows)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021
Interest & Dividend Income	76.64	75.81	78.05	84.39	80.89	76.83	77.77	74.99	70.96	68.17	45.67	63.02	36.11	36.03	33.03	33.38	33.28
Interest Expense	--	--	--	--	--	--	--	--	--	--	24.00	45.64	10.43	10.28	12.12	11.77	12.76
Net Interest Income	32.44	31.60	30.32	30.35	27.99	25.10	23.55	21.77	21.33	20.73	21.67	17.38	25.68	25.75	20.92	21.61	20.53
Provision for Credit Losses	13.42	16.31	11.98	34.79	13.61	11.93	7.20	3.39	4.03	2.45	2.11	0.89	1.19	0.79	(0.03)	0.02	1.28
Non-interest Income	8.69	11.52	11.38	(24.65)	5.56	10.43	15.94	12.03	11.03	8.35	5.81	7.41	4.31	6.82	7.81	8.96	8.38
Non-interest Expense	26.12	25.03	24.21	25.46	21.80	23.56	23.96	22.79	22.34	21.02	18.51	19.76	17.99	18.78	14.45	15.08	15.32
Pretax Income	1.59	1.78	5.50	(54.54)	(1.86)	0.03	8.33	7.61	5.99	5.61	6.85	3.08	10.82	13.00	14.31	15.47	12.31
Tax Provision	(0.78)	(0.72)	0.21	(12.95)	(2.05)	(0.91)	1.00	0.62	0.22	0.43	0.50	(0.33)	1.28	1.79	2.22	2.38	1.86
Net Income	2.37	2.51	5.29	(41.59)	0.19	0.94	7.33	6.99	5.78	5.18	6.35	3.41	9.55	11.21	12.09	13.10	10.45
Basic EPS	0.27	0.29	0.60	(4.76)	0.02	0.11	0.84	0.80	0.67	0.60	0.71	0.39	0.99	1.14	1.22	1.32	1.06
Diluted EPS	0.27	0.29	0.60	(4.76)	0.02	0.11	0.82	0.80	0.67	0.59	0.68	0.39	0.99	1.14	1.21	1.31	1.05

Cash Flow Statement

(in millions USD)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021
Operating Cash Flow	24.28	75.55	23.72	37.07	(90.17)	32.83	(6.15)	0.33	16.02	2.79	8.95	5.90	19.22	32.79	1.45	10.36	31.13
Capital Expenditures	0.02	0.30	0.29	0.11	0.65	0.18	0.50	0.60	0.56	0.94	3.15	2.70	2.83	9.81	8.76	8.01	5.70
Free Cash Flow*	24.26	75.25	23.44	36.97	(90.82)	32.64	(6.65)	(0.27)	15.47	1.85	5.80	3.19	16.39	22.98	(7.31)	2.35	25.44
Investing Cash Flow	(64.30)	(61.65)	(277.93)	703.11	(80.05)	(216.45)	(154.88)	(147.90)	(100.12)	(93.27)	(239.20)	(132.56)	(201.06)	8.50	25.76	(85.71)	29.34
Financing Cash Flow	(150.81)	131.13	(76.67)	(398.89)	222.13	111.67	(85.03)	463.26	(0.38)	165.84	265.76	174.09	(127.75)	33.31	51.51	(12.06)	(64.08)

* Derived from reported values

Dividends Per Share

(USD)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020
Dividends Per Share	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06