Financial Statements — JFIN
Balance Sheet
(in billions CNY)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Cash & Equivalents | 0.06 | 0.54 | 0.37 | 0.29 | 0.18 | 0.12 | 0.02 |
| Total Current Assets | 6.92 | -- | -- | -- | -- | -- | -- |
| Net Loans & Leases | 0.60 | 0.29 | 0.99 | 0.04 | 0.00 | 0.03 | -- |
| Total Assets | 8.76 | 5.41 | 5.64 | 0.44 | 0.97 | 0.08 | 0.10 |
| Total Current Liabilities | 3.68 | -- | -- | -- | -- | -- | -- |
| Long-term Debt | 0.67 | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 4.32 | 2.28 | 3.26 | 1.78 | 0.95 | 0.15 | 0.21 |
| Retained Earnings | 3.48 | 2.24 | 0.21 | 0.06 | (0.12) | (0.19) | (0.22) |
| Total Stockholder Equity | 0.63 | 3.13 | 0.34 | 1.24 | 0.03 | (0.07) | (0.74) |
Income Statement
(in billions CNY) (except per-share rows)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Provision for Credit Losses | -0.00 | (0.01) | -- | -- | -- | -- | -- |
| Pretax Income | 1.87 | 0.18 | 1.55 | 0.19 | 0.59 | 0.37 | 0.08 |
| Tax Provision | 0.05 | 0.03 | 0.25 | 0.02 | 0.13 | 0.11 | 0.01 |
| Net Income | 1.54 | 1.06 | 0.18 | 0.17 | 0.07 | 0.04 | 0.53 |
| Basic EPS | 7.35 | 4.97 | 6.06 | 5.48 | 2.18 | 1.17 | 0.36 |
| Diluted EPS | 7.35 | 4.97 | 0.85 | 0.79 | 0.34 | 1.17 | 2.51 |
Cash Flow Statement
(in billions CNY)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Operating Cash Flow | 1.26 | 1.43 | 0.05 | 0.02 | 0.18 | (0.04) | 0.03 |
| Capital Expenditures | 0.64 | 0.74 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow* | 0.62 | 0.69 | 0.05 | 0.02 | 0.18 | (0.04) | 0.02 |
| Investing Cash Flow | (1.95) | (0.78) | (0.11) | -0.00 | (0.02) | 0.01 | (0.23) |
| Financing Cash Flow | 0.49 | (0.05) | (0.19) | -0.00 | 0.01 | 0.01 | 0.24 |
* Derived from reported values
