Financial Statements — KRNY
Balance Sheet
(in billions USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.12 | 0.15 | 0.13 | 0.13 | 0.14 | 0.16 | 0.07 | 0.07 | 0.06 | 0.19 | 0.08 | 0.10 | 0.06 | 0.06 | 0.05 | 0.11 | 0.13 | 0.15 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | -- | -- | -- | -- | -- |
| Total Assets | 7.61 | 7.62 | 7.65 | 7.73 | 7.73 | 7.77 | 7.84 | 7.90 | 7.97 | 8.35 | 8.29 | 7.89 | 7.39 | 7.19 | 7.18 | 7.36 | 7.34 | 7.31 |
| Total Deposits | 5.73 | 5.71 | 5.63 | 5.71 | 5.67 | 5.47 | 5.21 | 5.32 | 5.43 | 5.80 | 5.97 | 6.11 | 5.53 | 5.45 | 5.40 | 5.37 | 5.31 | 5.04 |
| Total Liabilities | 6.84 | 6.86 | 6.89 | 6.99 | 6.99 | 7.02 | 6.99 | 7.05 | 7.13 | 7.48 | 7.42 | 7.01 | 6.43 | 6.19 | 6.17 | 6.29 | 6.24 | 6.19 |
| Retained Earnings | 0.35 | 0.35 | 0.34 | 0.34 | 0.34 | 0.34 | 0.44 | 0.44 | 0.46 | 0.45 | 0.45 | 0.45 | 0.44 | 0.43 | 0.42 | 0.40 | 0.39 | 0.38 |
| Total Stockholder Equity | 0.76 | 0.76 | 0.75 | 0.75 | 0.74 | 0.75 | 0.85 | 0.85 | 0.85 | 0.87 | 0.87 | 0.87 | 0.96 | 1.00 | 1.01 | 1.06 | 1.09 | 1.12 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Interest & Dividend Income | 81.98 | 79.17 | 80.65 | 82.51 | 80.41 | 79.33 | 81.49 | 83.25 | 82.99 | 82.09 | 82.63 | 81.17 | 79.69 | 77.17 | 72.44 | 64.42 | 58.55 | 54.60 | 55.91 | 57.21 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 47.77 | 46.79 | 42.01 | 39.51 | 34.80 | 27.66 | 15.89 | 7.95 | 6.87 | 7.23 | 7.62 |
| Net Interest Income | 40.37 | 39.24 | 37.97 | 37.70 | 35.84 | 34.04 | 32.61 | 32.45 | 33.28 | 34.32 | 35.84 | 39.16 | 40.18 | 42.37 | 44.78 | 48.53 | 50.60 | 47.73 | 48.69 | 49.59 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.45 | 1.67 | 0.67 | 4.22 | (3.92) | (2.42) | (5.40) |
| Non-interest Income | 5.31 | 6.09 | 5.57 | 5.85 | 4.99 | 4.56 | 4.87 | 4.63 | 5.81 | 4.20 | (16.01) | 4.01 | 3.67 | 1.65 | (8.48) | 5.92 | 2.81 | 3.19 | 4.13 | 3.80 |
| Non-interest Expense | 33.85 | 32.30 | 31.19 | 31.67 | 30.89 | 30.39 | 29.56 | 29.79 | 126.55 | 29.06 | 29.77 | 29.77 | 28.76 | 30.35 | 32.65 | 31.99 | 33.61 | 30.62 | 29.67 | 31.80 |
| Pretax Income | 11.01 | 12.64 | 11.78 | 11.97 | 8.16 | 7.85 | 7.82 | 7.18 | (91.00) | 9.11 | (12.04) | 13.15 | 15.39 | 13.21 | 1.98 | 21.79 | 15.58 | 24.22 | 25.57 | 26.99 |
| Tax Provision | 3.84 | 2.50 | 2.33 | 2.46 | 1.39 | 1.20 | 1.25 | 1.09 | (0.92) | 1.72 | 1.78 | 3.31 | 3.38 | 2.90 | 0.03 | 5.26 | 4.21 | 6.52 | 6.80 | 7.27 |
| Net Income | 7.17 | 10.14 | 9.45 | 9.51 | 6.77 | 6.65 | 6.57 | 6.09 | (90.08) | 7.40 | (13.83) | 9.84 | 12.01 | 10.31 | 1.95 | 16.54 | 11.37 | 17.69 | 18.77 | 19.72 |
| Basic EPS | -- | 0.16 | 0.15 | 0.15 | 0.10 | 0.11 | 0.11 | 0.10 | (1.45) | 0.12 | (0.22) | 0.16 | 0.19 | 0.16 | 0.03 | 0.25 | 0.18 | 0.25 | 0.26 | 0.26 |
| Diluted EPS | -- | 0.16 | 0.15 | 0.15 | 0.11 | 0.11 | 0.10 | 0.10 | (1.45) | 0.12 | (0.22) | 0.16 | 0.19 | 0.16 | 0.03 | 0.25 | 0.18 | 0.25 | 0.26 | 0.26 |
Cash Flow Statement
(in millions USD)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Operating Cash Flow | 13.99 | 7.93 | 14.31 | 1.50 | 8.09 | 16.80 | (2.66) | 2.54 | 7.26 | 17.57 | 6.86 | 12.28 | 11.65 | 21.84 | 15.35 | 20.71 | 24.15 | 30.64 | 21.11 | 5.41 |
| Capital Expenditures | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.10 | 0.59 | (0.22) | 0.89 | 1.06 | 1.13 | 0.33 | 0.40 |
| Free Cash Flow* | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 11.55 | 21.26 | 15.57 | 19.82 | 23.09 | 29.51 | 20.78 | 5.01 |
| Investing Cash Flow | (85.86) | (7.89) | 42.40 | 62.27 | 30.29 | (18.67) | 15.77 | 13.72 | 55.84 | 41.49 | 96.06 | 64.73 | 157.29 | 49.54 | (418.84) | (205.90) | (327.38) | (233.89) | (0.38) | 81.70 |
| Financing Cash Flow | 62.85 | (23.54) | (39.51) | (100.90) | 2.80 | (13.59) | (27.14) | 75.45 | (70.26) | (61.89) | (86.28) | (90.31) | (292.99) | 47.53 | 383.07 | 179.65 | 342.47 | 205.18 | (14.34) | (100.90) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Dividends Per Share | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.10 |
