Financial Statements — LARK
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.12 | 0.13 | 0.11 |
| Net Loans & Leases | 1.09 | 1.09 | 1.10 | 1.10 | 1.06 | 0.99 | 0.97 | 0.95 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 1.61 | 1.61 | 1.62 | 1.62 | 1.58 | 1.56 | 1.56 | 1.55 | 1.56 | 1.54 | 1.52 | 1.36 | 1.29 | 1.31 | 1.25 | 1.25 | 1.25 |
| Total Deposits | 1.30 | 1.32 | 1.33 | 1.27 | 1.34 | 1.28 | 1.25 | 1.29 | 1.31 | 1.28 | 1.29 | 1.12 | 1.13 | 1.14 | 1.07 | 1.08 | 1.07 |
| Total Liabilities | 1.44 | 1.44 | 1.46 | 1.48 | 1.44 | 1.42 | 1.43 | 1.43 | 1.45 | 1.42 | 1.40 | 1.25 | 1.18 | 1.18 | 1.12 | 1.12 | 1.12 |
| Retained Earnings | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.06 | 0.06 | 0.05 | 0.06 | 0.05 | 0.05 |
| Total Stockholder Equity | 0.17 | 0.16 | 0.16 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.11 | 0.12 | 0.12 | 0.11 | 0.12 | 0.12 | 0.14 | 0.13 | 0.13 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 20.25 | 20.25 | 20.84 | 20.74 | 20.10 | 19.34 | 18.95 | 19.02 | 18.18 | 17.75 | 17.49 | 16.79 | 15.83 | 14.58 | 14.24 | 10.59 | 9.43 | 8.97 | 9.48 | 9.99 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 7.00 | 6.60 | 6.17 | 4.99 | 3.63 | 2.36 | 1.14 | 0.53 | 0.32 | 0.34 | 0.38 |
| Net Interest Income | 15.08 | 15.02 | 14.79 | 14.09 | 13.68 | 13.12 | 12.40 | 11.60 | 10.97 | 10.75 | 10.89 | 10.63 | 10.83 | 10.95 | 11.89 | 9.45 | 8.90 | 8.65 | 9.14 | 9.61 |
| Provision for Credit Losses | 0.50 | 0.50 | 0.50 | 0.85 | 1.00 | -- | 1.50 | 0.65 | 0.00 | 0.25 | 0.00 | 0.00 | 0.25 | 0.05 | 0.00 | 0.50 | 0.00 | (0.50) | 0.00 | 0.00 |
| Non-interest Income | 4.10 | 3.76 | 3.90 | 4.07 | 3.63 | 3.36 | 3.37 | 4.25 | 3.72 | 3.40 | 2.25 | 3.65 | 3.83 | 3.50 | 2.81 | 3.53 | 3.80 | 3.56 | 4.60 | 5.47 |
| Non-interest Expense | 11.96 | 11.90 | 12.26 | 11.25 | 10.96 | 10.76 | 11.87 | 10.56 | 11.10 | 10.55 | 10.56 | 10.73 | 10.35 | 10.34 | 13.95 | 9.46 | 9.02 | 8.84 | 9.55 | 9.44 |
| Pretax Income | 6.71 | 6.32 | 5.93 | 6.06 | 5.35 | 5.72 | 2.40 | 4.80 | 3.60 | 3.30 | 2.53 | 3.55 | 4.06 | 4.05 | 0.75 | 3.02 | 3.67 | 3.87 | 4.18 | 5.64 |
| Tax Provision | 1.32 | 1.25 | 1.19 | 1.13 | 0.94 | 1.01 | (0.89) | 0.87 | 0.59 | 0.52 | (0.11) | 0.67 | 0.70 | 0.69 | (0.47) | 0.52 | 0.64 | 0.74 | 1.04 | 1.12 |
| Net Income | 5.39 | 5.07 | 4.74 | 4.93 | 4.40 | 4.70 | 3.28 | 3.93 | 3.01 | 2.78 | 2.64 | 2.88 | 3.36 | 3.36 | 1.21 | 2.50 | 3.03 | 3.13 | 3.15 | 4.52 |
| Basic EPS | 0.88 | 0.83 | 0.67 | 0.85 | 0.76 | 0.81 | 0.48 | 0.72 | 0.55 | 0.51 | 0.40 | 0.55 | 0.64 | 0.64 | 0.15 | 0.50 | 0.61 | 0.63 | 0.48 | 0.95 |
| Diluted EPS | 0.88 | 0.83 | 0.66 | 0.85 | 0.75 | 0.81 | 0.48 | 0.72 | 0.55 | 0.51 | 0.40 | 0.55 | 0.64 | 0.64 | 0.15 | 0.50 | 0.61 | 0.62 | 0.48 | 0.95 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 3.41 | 6.83 | 2.87 | 10.31 | 0.44 | 8.02 | (1.09) | 8.10 | 4.38 | 2.85 | 1.23 | 6.13 | 1.79 | 3.45 | 10.28 | 8.97 | 2.94 | 2.59 | 5.18 | 11.49 |
| Capital Expenditures | 0.12 | 0.12 | 0.22 | 0.25 | 0.09 | 0.05 | 0.11 | 0.29 | 0.62 | 1.31 | 0.48 | 0.20 | 0.10 | 0.22 | 0.22 | 0.22 | 0.04 | 0.40 | 0.71 | 0.48 |
| Free Cash Flow* | 3.29 | 6.71 | 2.65 | 10.06 | 0.35 | 7.97 | (1.20) | 7.81 | 3.76 | 1.54 | 0.76 | 5.93 | 1.69 | 3.23 | 10.06 | 8.75 | 2.90 | 2.19 | 4.47 | 11.02 |
| Investing Cash Flow | (5.71) | 14.25 | 11.87 | 7.25 | (40.06) | (0.42) | (17.21) | 3.92 | (2.14) | (2.67) | 12.79 | (25.00) | (23.28) | (15.12) | 5.64 | (59.30) | (68.38) | (75.12) | (15.30) | (14.85) |
| Financing Cash Flow | (3.29) | (10.19) | (17.70) | (18.65) | 42.78 | (5.99) | 17.36 | (14.70) | 5.19 | (10.81) | (10.74) | 22.65 | 17.77 | 12.28 | (41.99) | 69.15 | (10.46) | (10.36) | 82.01 | (10.34) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2019 | Q1
2019 | Q3
2018 | Q2
2018 | Q1
2018 | Q3
2017 | Q2
2017 | Q1
2017 | Q4
2016 | Q3
2016 | Q2
2016 | Q1
2016 | Q4
2015 | Q3
2015 | Q2
2015 | Q1
2015 |
|---|
| Dividends Per Share | 0.20 | 0.21 | 0.16 | 0.21 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.16 | 0.20 | 0.20 | 0.20 | 0.15 | 0.19 | 0.19 | 0.19 |
