Financial Statements — LKFN
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.19 | 0.15 | 0.19 | 0.31 | 0.24 | 0.16 | 0.12 | 0.15 | 0.15 | 0.17 | 0.15 | 0.20 | 0.17 | 0.48 | 0.56 | 0.57 | 0.50 |
| Total Assets | 7.24 | 7.08 | 6.90 | 6.96 | 6.85 | 6.65 | 6.57 | 6.57 | 6.43 | 6.51 | 6.41 | 6.29 | 6.27 | 6.57 | 6.22 | 6.23 | 6.02 |
| Total Deposits | 6.33 | 6.19 | 6.02 | 6.18 | 5.96 | 5.84 | 5.76 | 5.62 | 5.66 | 5.42 | 5.52 | 5.66 | 5.62 | 5.82 | 5.41 | 5.39 | 5.23 |
| Long-term Debt | -- | -- | -- | -- | -- | 0.03 | 0.06 | -- | 0.09 | 0.40 | 0.20 | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 6.47 | 6.33 | 6.15 | 6.25 | 6.16 | 5.95 | 5.91 | 5.92 | 5.87 | 5.92 | 5.81 | 5.77 | 5.70 | 5.96 | 5.54 | 5.56 | 5.36 |
| Retained Earnings | 0.82 | 0.80 | 0.77 | 0.76 | 0.74 | 0.72 | 0.71 | 0.70 | 0.67 | 0.66 | 0.66 | 0.63 | 0.61 | 0.60 | 0.57 | 0.55 | 0.54 |
| Total Stockholder Equity | 0.77 | 0.75 | 0.75 | 0.71 | 0.69 | 0.70 | 0.65 | 0.65 | 0.56 | 0.59 | 0.60 | 0.52 | 0.56 | 0.61 | 0.68 | 0.68 | 0.65 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 95.15 | 91.99 | 94.01 | 94.89 | 94.39 | 90.46 | 93.37 | 95.02 | 93.74 | 91.03 | 90.94 | 88.62 | 84.48 | 79.22 | 75.35 | 62.56 | 53.62 | 48.03 | 48.32 | 49.30 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 42.34 | 40.23 | 35.96 | 27.70 | 18.52 | 10.07 | 4.94 | 3.15 | 3.32 | 3.55 |
| Net Interest Income | 58.30 | 56.77 | 57.19 | 56.07 | 54.88 | 52.88 | 51.69 | 49.27 | 48.30 | 47.42 | 48.60 | 48.39 | 48.52 | 51.52 | 56.84 | 52.49 | 48.68 | 44.88 | 45.01 | 45.74 |
| Provision for Credit Losses | 1.71 | 2.00 | 0.00 | 2.00 | 3.00 | 6.80 | 3.69 | 3.06 | 8.48 | 1.52 | 0.30 | 0.40 | 0.80 | 4.35 | 8.96 | 0.00 | 0.42 | 0.42 | 0.00 | 1.30 |
| Non-interest Income | 12.57 | 12.93 | 12.60 | 12.95 | 11.49 | 10.93 | 11.88 | 11.92 | 20.44 | 12.61 | 17.21 | 10.84 | 11.50 | 10.31 | 10.52 | 10.16 | 10.49 | 10.69 | 9.71 | 11.11 |
| Non-interest Expense | 34.46 | 35.15 | 33.45 | 34.97 | 30.43 | 32.76 | 30.65 | 30.39 | 33.33 | 30.71 | 29.45 | 29.10 | 42.73 | 29.43 | 27.43 | 27.89 | 27.91 | 26.97 | 24.93 | 25.97 |
| Pretax Income | 34.71 | 32.56 | 36.35 | 32.06 | 32.93 | 24.24 | 29.23 | 27.74 | 26.92 | 27.80 | 36.06 | 29.73 | 16.49 | 28.05 | 30.96 | 34.76 | 31.26 | 28.18 | 29.79 | 29.59 |
| Tax Provision | 6.27 | 6.08 | 6.45 | 5.66 | 5.96 | 4.16 | 5.04 | 4.40 | 4.37 | 4.40 | 6.44 | 4.48 | 1.88 | 3.77 | 4.99 | 6.24 | 5.58 | 4.54 | 5.51 | 5.47 |
| Net Income | 28.44 | 26.48 | 29.91 | 26.40 | 26.97 | 20.09 | 24.19 | 23.34 | 22.55 | 23.40 | 29.63 | 25.25 | 14.61 | 24.28 | 25.98 | 28.53 | 25.67 | 23.64 | 24.28 | 24.12 |
| Basic EPS | 1.14 | 1.04 | 1.16 | 1.03 | 1.05 | 0.78 | 0.94 | 0.91 | 0.88 | 0.91 | 1.16 | 0.99 | 0.57 | 0.95 | 1.02 | 1.12 | 1.00 | 0.93 | 0.95 | 0.95 |
| Diluted EPS | 1.13 | 1.04 | 1.16 | 1.03 | 1.04 | 0.78 | 0.94 | 0.91 | 0.87 | 0.91 | 1.16 | 0.98 | 0.57 | 0.94 | 1.01 | 1.11 | 1.00 | 0.92 | 0.95 | 0.94 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 24.38 | 34.67 | 33.72 | 36.07 | 16.17 | 28.92 | 38.69 | 18.00 | 21.00 | 24.79 | 26.51 | 50.57 | 9.46 | 27.44 | 34.49 | 43.69 | 43.46 | 47.70 | 27.79 | 26.92 |
| Capital Expenditures | 5.25 | 4.72 | 2.20 | 5.01 | 2.12 | 1.79 | 1.99 | 2.68 | 2.42 | 1.54 | 0.98 | 1.19 | 1.67 | 2.15 | 1.14 | 1.36 | 1.22 | 1.09 | 0.90 | 1.97 |
| Free Cash Flow* | 19.13 | 29.95 | 31.52 | 31.06 | 14.05 | 27.14 | 36.70 | 15.32 | 18.58 | 23.25 | 25.52 | 49.38 | 7.79 | 25.29 | 33.35 | 42.33 | 42.23 | 46.61 | 26.89 | 24.95 |
| Investing Cash Flow | (106.52) | (91.82) | (131.26) | (37.82) | (41.19) | (115.15) | (51.69) | (15.22) | (35.46) | (61.86) | (32.53) | 10.54 | (83.30) | 50.36 | (192.21) | (40.47) | (64.63) | (329.22) | (213.84) | (53.42) |
| Financing Cash Flow | 124.95 | 67.16 | 46.02 | (115.59) | 99.97 | 153.25 | 21.02 | 36.23 | (12.05) | 32.93 | 11.57 | (87.97) | 93.46 | (54.56) | 83.20 | 32.06 | (284.34) | 73.30 | 312.06 | 10.93 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.52 | 0.52 | 0.50 | 0.50 | 0.50 | 0.50 | 0.48 | 0.48 | 0.48 | 0.48 | 0.46 | 0.46 | 0.46 | 0.46 | 0.40 | 0.40 | 0.40 | 0.40 | 0.34 | 0.34 |
