Financial Statements — LSBK
Balance Sheet
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 |
|---|
| Cash & Equivalents | 72.24 | 61.61 | 83.64 | 75.37 |
| Net Loans & Leases | 558.32 | 553.88 | 552.61 | 552.39 |
| Total Assets | 736.65 | 722.01 | 742.80 | 734.84 |
| Total Deposits | 578.24 | 566.62 | 590.35 | 627.50 |
| Long-term Debt | -- | -- | 2.00 | 2.00 |
| Total Liabilities | 591.89 | 579.63 | 603.50 | 641.95 |
| Retained Earnings | 91.17 | 89.66 | 87.12 | 85.42 |
| Total Stockholder Equity | 144.76 | 142.38 | 139.31 | 92.88 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 |
|---|
| Interest & Dividend Income | 9.39 | 9.06 | 9.46 | 9.35 | 9.11 |
| Net Interest Income | 6.89 | 6.66 | 6.62 | 6.36 | 6.12 |
| Provision for Credit Losses | 0.12 | (0.11) | 0.04 | (0.27) | 0.05 |
| Non-interest Income | 0.75 | 0.70 | 0.68 | 1.07 | 0.80 |
| Non-interest Expense | 4.87 | 5.12 | 4.92 | 4.84 | 4.63 |
| Pretax Income | 2.65 | 2.35 | 2.35 | 2.85 | 2.30 |
| Tax Provision | 0.48 | 0.43 | 0.41 | 0.49 | 0.38 |
| Net Income | 2.17 | 1.92 | 1.93 | 2.36 | 1.92 |
| Basic EPS | 0.29 | 0.26 | 0.27 | 0.32 | 0.34 |
| Diluted EPS | 0.29 | 0.26 | 0.27 | 0.32 | 0.34 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 |
|---|
| Operating Cash Flow | 2.34 | 2.79 | 2.15 | 3.34 | 2.51 |
| Capital Expenditures | 0.08 | 0.01 | -- | 0.04 | 0.54 |
| Free Cash Flow* | 2.26 | 2.78 | -- | 3.30 | 1.97 |
| Investing Cash Flow | (3.43) | 2.61 | (3.36) | 1.16 | (5.92) |
| Financing Cash Flow | 11.72 | (8.07) | (18.15) | 3.78 | 45.65 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 |
|---|
| Dividends Per Share | 0.09 | 0.09 | 0.09 | 0.13 | 0.18 |
