Financial Statements — MFIN
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.17 | 0.09 | 0.07 | 0.11 | 0.13 | 0.12 | 0.09 | 0.05 | 0.04 | 0.08 | 0.02 | 0.02 | 0.03 | 0.06 | 0.03 | 0.03 | 0.07 |
| Net Loans & Leases | 2.74 | 2.56 | 2.51 | 0.09 | 2.44 | 2.44 | 2.34 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- | -- | -- |
| Total Assets | 3.19 | 2.95 | 2.90 | 2.88 | 2.85 | 2.88 | 2.76 | 2.62 | 2.56 | 2.52 | 2.35 | 2.20 | 2.11 | 1.97 | 1.81 | 1.74 | 1.69 |
| Total Deposits | 2.29 | 2.13 | 2.06 | 2.01 | 2.02 | 2.11 | 2.01 | 1.88 | 1.86 | 1.81 | 1.70 | 1.56 | 1.47 | 1.33 | 1.20 | 1.15 | 1.08 |
| Long-term Debt | 0.29 | 0.21 | 0.22 | 0.20 | 0.20 | 0.23 | 0.23 | 0.23 | 0.22 | 0.18 | 0.18 | 0.22 | 0.22 | 0.22 | 0.21 | 0.21 | 0.18 |
| Total Liabilities | 2.69 | 2.44 | 2.40 | 2.35 | 2.40 | 2.45 | 2.34 | 2.20 | 2.16 | 2.13 | 1.98 | 1.84 | 1.75 | 1.60 | 1.47 | 1.42 | 1.38 |
| Retained Earnings | 0.17 | 0.16 | 0.15 | 0.15 | 0.14 | 0.12 | 0.12 | 0.11 | 0.09 | 0.08 | 0.07 | 0.06 | 0.05 | 0.04 | 0.01 | -0.00 | (0.02) |
| Total Stockholder Equity | 0.41 | 0.41 | 0.40 | 0.39 | 0.38 | 0.36 | 0.35 | 0.35 | 0.33 | 0.32 | 0.31 | 0.29 | 0.29 | 0.29 | 0.27 | 0.25 | 0.24 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 84.38 | 79.07 | 81.68 | 80.77 | 77.44 | 75.43 | 76.52 | 76.41 | 70.70 | 67.07 | 67.58 | 65.89 | 61.73 | 55.84 | 54.51 | 51.69 | 47.11 | 43.30 | 43.01 | 41.50 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 20.84 | 19.15 | 18.57 | 17.10 | 15.04 | 12.24 | 10.93 | 9.65 | 8.23 | 7.38 | 7.42 | 7.43 |
| Net Interest Income | 57.25 | 54.06 | 56.43 | 55.69 | 53.37 | 51.41 | 52.01 | 52.74 | 49.87 | 47.92 | 49.02 | 48.78 | 46.69 | 43.60 | 43.59 | 42.04 | 38.88 | 35.93 | 35.59 | 34.07 |
| Provision for Credit Losses | 22.27 | 22.48 | 27.69 | 18.56 | 21.56 | 22.01 | 20.57 | 20.15 | 18.58 | 17.20 | 10.76 | -- | -- | -- | 9.01 | 10.05 | 7.76 | 3.24 | 2.62 | (0.34) |
| Non-interest Income | 4.48 | 2.41 | 14.14 | 3.05 | 9.21 | 11.60 | 4.24 | 0.59 | 1.10 | 5.40 | 2.99 | 4.31 | 1.94 | 2.08 | 0.87 | (0.23) | 7.36 | 1.53 | 14.66 | 7.21 |
| Non-interest Expense | 24.95 | 22.37 | 22.17 | 20.70 | 21.55 | 20.76 | 17.21 | 19.00 | 20.00 | 18.23 | 19.08 | 19.09 | 19.00 | 18.39 | 15.80 | 19.41 | 18.81 | 18.03 | 19.71 | 18.72 |
| Pretax Income | 14.50 | 11.62 | 20.70 | 19.48 | 19.47 | 20.24 | 18.47 | 14.18 | 12.40 | 17.89 | 22.16 | 19.47 | 21.15 | 23.26 | 19.65 | 12.35 | 19.67 | 16.18 | 27.91 | 22.89 |
| Tax Provision | 4.72 | 4.33 | 6.16 | 5.86 | 5.81 | 6.71 | 6.82 | 4.06 | 3.78 | 6.36 | 6.33 | 6.73 | 5.47 | 6.38 | 5.07 | 3.21 | 4.86 | 4.83 | 7.64 | 6.17 |
| Net Income | 7.45 | 4.95 | 12.20 | 7.76 | 11.07 | 12.01 | 10.14 | 8.61 | 7.10 | 10.02 | 14.32 | 11.23 | 14.17 | 15.36 | 13.06 | 7.64 | 13.30 | 9.84 | 19.47 | 15.94 |
| Basic EPS | 0.32 | 0.21 | 0.53 | 0.34 | 0.49 | 0.53 | 0.46 | 0.38 | 0.31 | 0.44 | 0.63 | 0.50 | 0.63 | 0.69 | 0.58 | 0.33 | 0.55 | 0.40 | 0.79 | 0.65 |
| Diluted EPS | 0.31 | 0.20 | 0.50 | 0.32 | 0.46 | 0.50 | 0.43 | 0.37 | 0.30 | 0.42 | 0.60 | 0.48 | 0.62 | 0.67 | 0.58 | 0.32 | 0.54 | 0.39 | 0.78 | 0.64 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 17.48 | 41.32 | 33.77 | 66.98 | (10.72) | 36.26 | 28.37 | 27.25 | 27.65 | 32.26 | 19.62 | 35.86 | 29.16 | 29.13 | 29.75 | 27.55 | 26.78 | 24.65 | 16.75 | 22.16 |
| Investing Cash Flow | (187.25) | (86.03) | (21.34) | (72.85) | (25.60) | (4.69) | (24.69) | (106.57) | (171.61) | (32.91) | (12.47) | (62.89) | (183.90) | (81.44) | (68.24) | (130.53) | (162.55) | (87.68) | (36.20) | (70.31) |
| Financing Cash Flow | 237.11 | (18.20) | 38.16 | 4.86 | 30.32 | (43.14) | (22.03) | 109.29 | 132.80 | 19.93 | 15.05 | 30.12 | 146.91 | 79.10 | 45.89 | 74.85 | 123.31 | 77.34 | 58.56 | 41.98 |
Dividends Per Share
(USD)| Metric | Q3
2024 | Q4
2021 | Q3
2021 | Q1
2019 | Q3
2018 |
|---|
| Dividends Per Share | 0.10 | 0.00 | 0.00 | 0.00 | 0.00 |
