Financial Statements — MNSBP
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.10 | 0.13 | 0.18 | 0.17 |
| Net Loans & Leases | 1.93 | 1.85 | 1.79 | 1.77 | 1.81 | 1.78 | 1.78 | 1.73 | 1.68 | 1.64 | 1.62 | -- | -- | -- | -- | -- | -- |
| Total Assets | 2.24 | 2.22 | 2.12 | 2.11 | 2.22 | 2.22 | 2.09 | 2.07 | 2.02 | 1.95 | 2.06 | 1.86 | 1.79 | 1.76 | 1.66 | 1.71 | 1.74 |
| Total Deposits | 1.93 | 1.91 | 1.81 | 1.80 | 1.91 | 1.89 | 1.76 | 1.73 | 1.68 | 1.59 | 1.63 | 1.55 | 1.50 | 1.43 | 1.41 | 1.46 | 1.54 |
| Total Liabilities | 2.03 | 2.01 | 1.91 | 1.90 | 2.01 | 2.00 | 1.87 | 1.85 | 1.81 | 1.74 | 1.85 | 1.67 | 1.60 | 1.57 | 1.47 | 1.53 | 1.57 |
| Retained Earnings | 0.11 | 0.10 | 0.10 | 0.10 | 0.09 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | 0.09 | 0.08 | 0.07 | 0.07 | 0.06 | 0.06 | 0.05 |
| Total Stockholder Equity | 0.21 | 0.21 | 0.22 | 0.21 | 0.21 | 0.23 | 0.22 | 0.22 | 0.21 | 0.21 | 0.20 | 0.19 | 0.19 | 0.19 | 0.18 | 0.18 | 0.17 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 32.09 | 31.22 | 31.88 | 32.46 | 34.29 | 32.96 | 35.32 | 33.59 | 33.33 | 32.37 | 33.08 | 31.69 | 30.71 | 28.65 | 25.77 | 21.91 | 18.81 | 17.35 | 16.20 | 15.79 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 17.00 | 16.07 | 13.12 | 11.44 | 7.55 | 5.18 | 3.82 | 2.69 | 2.15 | 2.34 | 2.58 |
| Net Interest Income | 18.23 | 17.49 | 17.14 | 17.10 | 18.79 | 16.51 | 16.57 | 15.34 | 15.29 | 15.37 | 17.01 | 18.58 | 19.27 | 21.09 | 20.60 | 18.10 | 16.12 | 15.20 | 13.87 | 13.20 |
| Provision for Credit Losses | 0.59 | (0.13) | 0.33 | 0.14 | (0.54) | 0.00 | 3.41 | 2.91 | 0.64 | (0.19) | 2.72 | (0.10) | 0.62 | 14.11 | 1.12 | 0.00 | 0.48 | 0.80 | 0.30 | 0.29 |
| Non-interest Income | 0.89 | 0.41 | 0.90 | 1.12 | 1.07 | 0.94 | 0.60 | 0.89 | 0.87 | 0.89 | 0.86 | 0.96 | 0.81 | 1.00 | 1.06 | 1.35 | 1.26 | 1.16 | 1.62 | 1.49 |
| Non-interest Expense | 12.52 | 12.67 | 12.83 | 12.67 | 14.75 | 14.31 | 34.76 | 13.22 | 12.67 | 12.32 | 11.14 | 11.43 | 10.85 | 11.70 | 10.71 | 9.89 | 9.49 | 8.96 | 8.72 | 8.46 |
| Pretax Income | 6.03 | 5.36 | 4.89 | 5.41 | 5.65 | 3.14 | (20.99) | 0.10 | 2.86 | 4.14 | 6.27 | 7.86 | 8.59 | 10.11 | 9.83 | 9.55 | 7.41 | 6.60 | 6.47 | 5.94 |
| Tax Provision | 1.36 | 1.26 | 0.84 | 0.90 | 1.06 | 0.68 | (4.82) | (0.17) | 0.24 | 0.83 | 1.12 | 1.52 | 1.65 | 1.96 | 2.25 | 1.81 | 1.48 | 1.17 | 1.66 | 1.16 |
| Net Income | 4.67 | 4.10 | 4.05 | 4.52 | 4.59 | 2.45 | (16.17) | 0.27 | 2.62 | 3.31 | 5.15 | 6.34 | 6.95 | 8.15 | 7.58 | 7.74 | 5.93 | 5.42 | 4.81 | 4.78 |
| Basic EPS | 0.58 | 0.48 | 0.46 | 0.52 | 0.53 | 0.25 | (2.19) | (0.04) | 0.27 | 0.36 | 0.62 | 0.77 | 0.85 | 1.01 | 0.94 | 0.97 | 0.71 | 0.64 | 0.57 | 0.56 |
| Diluted EPS | 0.58 | 0.48 | 0.46 | 0.52 | 0.53 | 0.25 | (2.19) | (0.04) | 0.27 | 0.36 | 0.62 | 0.77 | 0.85 | 1.01 | 0.94 | 0.97 | 0.71 | 0.64 | 0.57 | 0.56 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 4.95 | 6.60 | 6.58 | 5.59 | 1.19 | 1.45 | 5.45 | 4.47 | 1.17 | 3.64 | 5.33 | 9.63 | 7.85 | 8.83 | 10.67 | 8.90 | 6.66 | 7.31 | 4.02 | 7.28 |
| Capital Expenditures | 0.10 | 0.10 | 0.16 | 0.14 | 3.82 | 0.06 | 0.04 | 0.16 | 0.10 | 0.61 | 0.01 | 0.16 | 0.20 | 0.13 | 0.51 | 0.08 | 0.23 | 0.30 | 0.52 | 1.03 |
| Free Cash Flow* | 4.85 | 6.50 | 6.42 | 5.45 | (2.63) | 1.40 | 5.41 | 4.31 | 1.07 | 3.04 | 5.32 | 9.47 | 7.64 | 8.70 | 10.16 | 8.81 | 6.43 | 7.02 | 3.50 | 6.25 |
| Investing Cash Flow | (77.12) | (8.64) | (54.28) | (21.20) | 41.47 | (4.37) | (42.67) | (0.82) | (55.48) | (23.30) | -- | -- | -- | -- | (42.49) | (57.05) | (27.01) | (102.18) | (30.19) | 1.26 |
| Financing Cash Flow | 13.34 | 7.40 | 83.17 | 9.62 | (112.02) | (2.15) | 12.81 | 137.01 | 21.03 | 29.89 | 16.65 | 58.51 | (115.93) | 123.80 | 57.68 | 50.24 | 21.26 | 103.41 | (14.34) | (51.10) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 |
|---|
| Dividends Per Share | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.05 | 0.10 | 0.10 |
