IntrinsicIntrinsic
OverviewFinancialsChartBusiness SummaryFilingsOwnershipValuation

Financial Statements — NCNO

Balance Sheet

(in billions USD)
MetricQ2 2027Q1 2027Q3 2026Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023
Cash & Equivalents0.080.100.090.120.130.260.120.130.100.100.100.110.090.08
Accounts Receivable0.120.120.090.100.100.070.080.080.060.080.080.040.070.07
Total Current Assets0.240.270.210.260.270.350.230.240.190.210.210.170.180.17
Property, Plant & Equipment0.070.070.080.080.080.080.080.080.080.080.080.080.070.07
Goodwill1.081.081.071.071.080.910.910.910.840.840.840.840.840.84
Intangible Assets0.120.130.140.150.160.130.140.140.120.140.150.160.170.17
Total Non-current Assets*0.090.090.090.090.091.171.181.191.081.091.101.121.121.12
Total Assets1.571.611.561.621.651.521.411.421.271.301.311.291.301.30
Accounts Payable0.010.020.010.010.020.010.010.020.010.010.010.010.010.01
Total Current Liabilities0.290.300.210.250.260.180.210.220.170.210.220.160.190.18
Long-term Debt0.280.26------------------------
Total Non-current Liabilities*0.340.320.300.300.310.240.120.130.060.060.060.100.060.06
Total Liabilities0.630.620.510.550.570.420.330.360.240.270.290.260.250.24
Retained Earnings(0.36)(0.36)(0.38)(0.39)(0.38)(0.37)(0.37)(0.35)(0.35)(0.34)(0.32)(0.29)(0.27)(0.24)
Total Stockholder Equity0.930.971.041.061.071.091.071.061.031.031.031.031.041.05

* Derived from reported values

Income Statement

(in millions USD) (except per-share rows)
MetricQ2 2027Q1 2027Q4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022
Total Revenue161.00159.41149.67152.16148.82144.14141.37138.80132.40128.09123.69121.94117.24113.67109.18105.3099.6394.2174.96
Cost of Revenue60.2358.4857.7558.4860.6957.7057.0153.7553.9351.1849.2148.0348.0546.1944.9343.1641.2240.3031.29
Gross Profit100.77100.9491.9293.6988.1386.4484.3685.0578.4776.9174.4873.9269.1967.4864.2562.1458.4153.9143.67
Research & Development31.0328.8729.9829.5434.6733.3432.1333.0434.2729.9830.1829.0429.8928.2033.2929.4729.7029.1223.37
Selling, General & Admin19.1817.2325.9019.3225.4921.6424.2223.1120.3922.5417.4919.3321.9317.9820.9018.6921.2022.6925.61
Total Operating Expenses87.1679.8289.1081.9797.4287.9690.1085.8886.3880.5777.6786.8283.9876.1187.5980.5883.4181.1473.66
Operating Income13.6121.122.8211.72(9.30)(1.51)(5.74)(0.82)(7.91)(3.66)(3.18)(12.91)(14.79)(8.63)(23.33)(18.44)(25.01)(27.23)(29.99)
Interest Expense------------------1.480.860.851.041.380.960.580.630.640.54
Pretax Income*6.6115.320.295.84(14.05)10.10(22.48)(2.66)(9.29)(5.96)(1.97)(14.60)(14.34)(9.85)(19.30)(22.78)(26.45)(30.12)(31.98)
Tax Provision1.531.68(8.04)(0.69)1.214.53(3.87)2.591.75(2.98)(3.13)1.781.551.391.910.800.800.56(24.86)
Net Income5.0813.648.346.54(15.26)5.56(18.61)(5.25)(11.04)(2.98)1.16(16.38)(15.88)(11.24)(21.21)(23.58)(27.24)(30.69)(7.12)
Basic EPS0.050.130.070.06(0.13)0.05(0.15)(0.05)(0.10)(0.03)0.01(0.15)(0.14)(0.10)(0.19)(0.21)(0.25)(0.28)(0.07)
Diluted EPS0.050.120.070.06(0.13)0.05(0.15)(0.05)(0.10)(0.03)0.01(0.15)(0.14)(0.10)(0.19)(0.21)(0.25)(0.28)(0.07)

* Derived from reported values

Cash Flow Statement

(in millions USD)
MetricQ2 2027Q1 2027Q4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023
Operating Cash Flow34.2081.4112.945.0717.7454.32(10.02)5.785.0054.448.155.8711.9631.30(22.02)(4.08)9.471.25
Capital Expenditures0.200.610.460.175.151.720.350.680.440.340.430.620.861.614.454.594.614.69
Free Cash Flow*34.0080.7912.484.9012.5952.60(10.37)5.104.5654.107.725.2511.1129.70(26.47)(8.67)4.86(3.45)
Investing Cash Flow(0.19)(0.61)(0.46)(0.17)(5.15)(48.30)(126.42)(0.83)(0.70)(91.23)(0.39)(3.12)(0.86)(1.96)(6.95)(4.47)(4.61)(4.69)
Financing Cash Flow(53.42)(65.89)(13.22)(39.63)(22.43)2.252.04125.28(12.82)55.982.921.63(11.81)(13.86)2.0831.033.350.26

* Derived from reported values