Financial Statements — NKSH
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.05 | 0.06 | 0.04 | 0.09 | 0.12 | 0.05 | 0.10 | 0.12 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Loans & Leases | 1.00 | 0.99 | 1.01 | 1.00 | 0.99 | 0.99 | 0.98 | 0.85 | 0.84 | 0.84 | 0.85 | -- | -- | -- | -- | -- | -- |
| Total Assets | 1.83 | 1.83 | 1.80 | 1.81 | 1.84 | 1.79 | 1.81 | 1.69 | 1.59 | 1.63 | 1.65 | 1.70 | 1.73 | 1.72 | 1.64 | 1.66 | 1.57 |
| Total Deposits | 1.63 | 1.63 | 1.56 | 1.63 | 1.66 | 1.60 | 1.65 | 1.54 | 1.47 | 1.49 | 1.51 | 1.57 | 1.58 | 1.54 | 1.43 | 1.45 | 1.36 |
| Total Liabilities | 1.64 | 1.64 | 1.62 | 1.64 | 1.67 | 1.62 | 1.66 | 1.55 | 1.48 | 1.50 | 1.52 | 1.59 | 1.59 | 1.56 | 1.45 | 1.47 | 1.38 |
| Retained Earnings | 0.21 | 0.21 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 |
| Total Stockholder Equity | 0.19 | 0.19 | 0.18 | 0.17 | 0.17 | 0.17 | 0.15 | 0.14 | 0.12 | 0.13 | 0.13 | 0.11 | 0.14 | 0.16 | 0.19 | 0.19 | 0.19 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 19.45 | 18.94 | 19.56 | 19.01 | 18.54 | 18.20 | 18.32 | 18.67 | 17.12 | 16.02 | 15.51 | 14.68 | 14.60 | 14.04 | 13.98 | 13.16 | 11.92 | 11.05 | 11.55 | 11.66 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 7.78 | 7.03 | 6.04 | 5.38 | 3.10 | -- | -- | -- | -- | -- | 0.72 |
| Net Interest Income | 13.05 | 12.62 | 12.64 | 11.67 | 10.99 | 10.26 | 10.00 | 9.45 | 8.70 | 8.24 | 8.48 | 8.64 | 9.22 | 10.95 | 12.95 | 12.40 | 11.28 | 10.40 | 10.86 | 10.94 |
| Provision for Credit Losses | 0.32 | (0.07) | (0.63) | 0.31 | 0.04 | 0.28 | (0.06) | -0.00 | 1.30 | (0.01) | (0.89) | (0.40) | 0.01 | 0.00 | 0.01 | 0.25 | 0.31 | 0.13 | (0.06) | (0.39) |
| Non-interest Income | 2.65 | 2.68 | 2.63 | 2.54 | 2.28 | 2.56 | 2.24 | 2.27 | 2.25 | 2.20 | 2.25 | 2.12 | 2.79 | 2.20 | 5.86 | 2.14 | 2.11 | 2.29 | 2.16 | 1.99 |
| Non-interest Expense | 9.30 | 9.33 | 8.67 | 8.52 | 10.58 | 8.63 | 8.62 | 8.50 | 10.13 | 7.76 | 6.54 | 7.47 | 7.56 | 7.66 | 7.30 | 6.74 | 6.31 | 6.61 | 6.73 | 6.37 |
| Pretax Income | 6.08 | 6.05 | 7.23 | 5.38 | 2.65 | 3.90 | 3.69 | 3.23 | (0.48) | 2.69 | 5.06 | 3.69 | 4.44 | 5.48 | 11.50 | 7.55 | 6.77 | 5.94 | 6.35 | 6.95 |
| Tax Provision | 1.05 | 1.07 | 1.35 | 0.96 | 0.36 | 0.67 | 0.61 | 0.55 | (0.18) | 0.52 | 0.88 | 0.62 | 0.54 | 0.95 | 2.19 | 1.39 | 1.19 | 1.05 | 1.10 | 1.20 |
| Net Income | 5.03 | 4.98 | 5.88 | 4.42 | 2.29 | 3.24 | 3.08 | 2.68 | (0.31) | 2.17 | 4.18 | 3.07 | 3.90 | 4.53 | 9.31 | 6.16 | 5.57 | 4.89 | 5.25 | 5.75 |
| Basic EPS | 0.79 | 0.78 | 0.92 | 0.70 | 0.36 | 0.51 | 0.50 | 0.42 | (0.05) | 0.37 | 0.71 | 0.52 | 0.66 | 0.77 | 1.56 | 1.03 | 0.93 | 0.81 | -- | 0.94 |
| Diluted EPS | 0.79 | 0.78 | 0.93 | 0.69 | 0.36 | 0.51 | 0.50 | 0.42 | (0.05) | 0.37 | 0.71 | 0.52 | 0.66 | -- | -- | -- | -- | -- | -- | 0.94 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 3.51 | 3.30 | 7.14 | 6.12 | 2.07 | 2.57 | 5.42 | 3.13 | (2.94) | 3.84 | 2.19 | 4.95 | 4.05 | 4.33 | 11.23 | 8.22 | 3.36 | 6.69 | 5.20 | 6.47 |
| Capital Expenditures | 0.19 | 0.23 | 0.43 | 0.80 | 0.54 | 0.96 | 0.95 | 2.30 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Free Cash Flow* | 3.32 | 3.07 | 6.71 | 5.32 | 1.52 | 1.60 | 4.46 | 0.82 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investing Cash Flow | (6.00) | (3.21) | (0.24) | (40.86) | 3.02 | (1.10) | 16.18 | (4.72) | 7.42 | (3.10) | (3.41) | 0.47 | 40.06 | 16.06 | (45.61) | (1.09) | (32.16) | (50.85) | (64.26) | 11.07 |
| Financing Cash Flow | (5.10) | 2.81 | 10.04 | (15.80) | (34.77) | 12.95 | 36.75 | (47.52) | (26.78) | 33.84 | 34.38 | (22.03) | (28.72) | (37.16) | (35.17) | (7.97) | 28.35 | 47.64 | 56.10 | (19.62) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Dividends Per Share | 0.75 | 0.78 | 0.00 | 0.73 | 0.78 | 0.00 | 0.73 | 0.00 | 0.78 | 0.00 | 0.73 | 1.00 | 0.78 | 0.00 | 0.72 | 0.00 | 0.74 | 0.00 | 0.70 | 0.00 |
