Financial Statements — NODK
Balance Sheet
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 51.61 | 57.72 | 24.65 | 56.78 | 57.20 | 39.10 | 51.39 | 68.52 | 34.51 | 52.64 | 61.29 | 54.28 | 63.03 | 53.94 | 47.73 | 61.22 | 52.68 |
| Short-term Investments | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.50 |
| Total Assets | 543.13 | 492.11 | 543.82 | 620.05 | 525.36 | 559.90 | 570.99 | 674.53 | 657.09 | 687.20 | 627.98 | 636.54 | 681.59 | 624.12 | 696.49 | 708.43 | 621.39 |
| Long-term Debt | 2.40 | 2.40 | 2.40 | -- | 2.40 | 2.40 | 2.40 | 2.40 | 2.40 | 2.40 | 2.40 | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 293.76 | 241.91 | 300.02 | 376.73 | 271.36 | 318.53 | 334.92 | 418.68 | 427.16 | 446.82 | 374.91 | 385.72 | 408.98 | 291.85 | 352.51 | 357.49 | 268.80 |
| Retained Earnings | 203.60 | 203.48 | 194.23 | 195.91 | 208.00 | 191.74 | 194.44 | 218.45 | 201.75 | 201.52 | 209.71 | 213.23 | 223.22 | 269.14 | 261.08 | 265.82 | 268.44 |
| Total Stockholder Equity* | 249.38 | 250.20 | 243.80 | 243.32 | 254.00 | 241.37 | 236.06 | 255.85 | 229.94 | 240.38 | 253.07 | 250.82 | 272.61 | 332.28 | 343.98 | 350.94 | 352.59 |
* Derived from reported values
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Net Premiums Earned | 65.02 | 55.11 | 58.25 | 71.91 | 73.01 | 67.50 | 56.11 | 83.27 | 85.17 | 85.56 | 88.59 | 90.77 | 94.15 | 77.63 | 84.68 | 89.53 | 84.50 | 69.59 | 78.00 | 82.17 |
| Net Investment Income | 2.81 | 2.66 | 2.68 | 3.04 | 3.15 | 2.84 | 2.85 | 2.81 | 3.14 | 3.55 | 0.42 | 3.57 | 3.31 | 3.15 | 2.92 | 2.87 | 2.89 | 2.66 | 2.82 | 2.54 |
| Total Revenue | 70.23 | 59.60 | 60.99 | 76.57 | 76.06 | 71.43 | 57.06 | 88.98 | 87.81 | 91.35 | 94.41 | 92.75 | 0.50 | 0.27 | 0.13 | 0.48 | 0.42 | 0.43 | 0.44 | 0.50 |
| Benefits & Claims | 48.42 | 23.36 | 39.46 | 56.20 | 66.61 | 38.53 | 20.80 | 65.10 | 69.36 | 52.21 | 44.52 | 63.56 | 77.51 | 58.83 | 66.79 | 78.92 | 108.60 | 40.13 | 50.83 | 65.74 |
| Total Benefits & Expenses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 92.62 | -- | -- | -- | -- | -- | -- | -- | -- |
| Tax Provision | 0.08 | 3.20 | 0.26 | (0.19) | (3.27) | 1.29 | 4.13 | (0.75) | (1.59) | 1.76 | 4.32 | (0.17) | (2.17) | (1.01) | (0.33) | (3.07) | (12.41) | 0.57 | 2.27 | (1.62) |
| Net Income | 0.15 | 12.51 | (3.16) | (1.67) | (12.05) | 6.46 | 9.85 | (2.70) | (19.62) | 6.42 | 6.63 | 0.23 | (8.12) | (4.21) | 0.89 | (9.98) | (45.91) | 1.91 | 6.13 | (4.74) |
| Diluted EPS | 0.01 | 0.60 | (0.16) | (0.08) | (0.57) | 0.31 | 0.31 | (0.13) | (0.94) | 0.30 | 0.31 | 0.01 | (0.38) | (0.20) | 0.04 | (0.47) | (2.15) | 0.09 | -- | -- |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.91 | (1.87) | 13.24 | (44.80) | 6.40 | 9.89 | 21.73 | (17.98) | 18.61 | 16.15 | 28.99 | (10.94) | 12.27 | (4.35) | (5.71) | (38.33) | 9.80 | 3.85 | 19.68 | (12.22) |
| Capital Expenditures | 0.02 | 0.04 | 0.00 | 0.04 | 0.16 | 0.02 | 0.21 | 0.15 | 0.58 | 0.05 | (0.03) | 0.11 | 0.60 | 0.29 | 0.78 | 0.26 | (0.44) | 0.57 | 0.14 | 0.14 |
| Free Cash Flow* | 0.89 | (1.91) | 13.24 | (44.83) | 6.24 | 9.87 | 21.51 | (18.13) | 18.04 | 16.09 | 29.02 | (11.05) | 11.67 | (4.64) | (6.49) | (38.58) | 10.24 | 3.28 | 19.54 | (12.36) |
| Investing Cash Flow | (5.57) | 8.93 | 15.22 | 13.87 | (6.79) | (3.46) | (9.87) | 9.10 | 0.37 | (4.14) | (6.79) | (3.14) | (18.31) | 19.43 | 6.41 | 30.71 | 0.23 | (12.30) | 4.32 | (0.33) |
| Financing Cash Flow | (1.45) | (1.06) | (1.39) | (1.20) | (0.03) | (0.16) | (0.03) | (3.41) | (0.02) | (0.18) | (0.01) | (4.06) | (2.60) | (0.79) | (7.98) | (1.14) | (0.93) | (8.23) | (1.10) | (0.94) |
* Derived from reported values
