NERDWALLET, INC. (NRDS) Financial Statements — Income, Balance Sheet, Cash Flow

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Financial Statements — NRDS

Balance Sheet

(in millions USD)

Metric	Q2 2026	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Cash & Equivalents	62.00	56.30	120.60	105.30	92.20	71.70	113.80	110.90	86.60	67.10	100.80	138.40	125.80	161.60
Accounts Receivable	113.60	113.10	121.90	97.80	120.30	102.80	93.70	93.90	84.40	92.40	97.50	87.20	76.10	72.50
Total Current Assets	201.30	206.40	275.10	238.70	241.90	193.70	230.00	224.20	194.80	181.20	218.80	246.60	222.70	253.30
Property, Plant & Equipment	29.10	30.70	32.70	35.00	39.10	45.30	48.90	50.60	52.80	52.50	50.80	47.10	43.50	39.60
Goodwill	136.30	136.30	115.70	115.90	112.50	111.80	111.50	111.50	111.30	111.50	111.40	110.70	43.20	43.60
Intangible Assets	19.10	22.80	24.80	28.50	29.90	36.70	40.00	43.50	50.50	54.90	59.50	68.30	23.30	25.50
Total Non-current Assets*	216.70	225.60	217.70	237.30	233.10	208.70	216.20	221.90	226.00	229.40	233.30	238.70	123.30	122.80
Total Assets	418.00	432.00	492.80	476.00	475.00	402.40	446.20	446.10	420.80	410.60	452.10	485.30	346.00	376.10
Accounts Payable	12.70	6.60	13.60	11.80	24.30	12.40	10.10	15.30	13.10	1.60	12.00	5.80	6.20	5.20
Total Current Liabilities	76.90	80.30	74.40	69.30	90.40	66.50	53.90	53.80	45.00	35.00	80.00	84.70	70.30	77.20
Long-term Debt	--	--	--	--	--	--	--	--	--	--	--	70.00	--	--
Total Non-current Liabilities*	15.30	15.50	16.00	16.70	13.00	13.50	12.90	13.60	11.60	10.60	10.30	82.00	12.20	43.50
Total Liabilities	92.20	95.80	90.40	86.00	103.40	80.00	66.80	67.40	56.60	45.60	90.30	166.70	82.50	120.70
Retained Earnings	(252.60)	(233.90)	(151.00)	(158.10)	(166.30)	(196.90)	(125.90)	(115.40)	(106.30)	(95.00)	(83.00)	(93.60)	(94.30)	(85.00)
Total Stockholder Equity	325.80	336.20	402.40	390.00	371.60	322.40	379.40	378.70	364.20	365.00	361.80	318.60	263.50	255.40

* Derived from reported values

Income Statement

(in millions USD) (except per-share rows)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Total Revenue	197.30	222.20	225.40	215.10	186.90	209.20	183.80	191.30	150.60	161.90	133.70	152.80	143.30	169.60	142.00	142.60	125.20	129.10	99.50
Cost of Revenue	13.40	13.60	13.60	15.30	16.60	18.20	16.70	17.70	14.90	14.20	13.80	13.30	13.10	13.80	12.20	11.70	8.20	7.70	7.20
Gross Profit*	183.90	208.60	211.80	199.80	170.30	191.00	167.10	173.60	283.40	147.70	119.90	139.50	130.20	155.80	129.80	130.90	117.00	121.40	92.30
Research & Development	17.50	16.80	16.30	15.70	17.90	16.80	16.10	23.00	22.70	20.70	20.30	20.70	20.00	19.50	19.40	20.70	20.10	17.40	18.60
Selling, General & Admin	14.00	15.50	14.40	14.40	13.70	13.80	13.80	15.90	16.50	15.40	14.60	14.20	15.60	15.40	14.40	15.40	15.30	13.10	11.60
Total Operating Expenses*	176.90	181.40	192.40	165.40	159.60	190.30	158.40	167.00	289.30	144.00	115.30	135.50	134.40	156.60	121.90	139.70	126.00	130.50	101.70
Operating Income	7.00	27.20	19.40	34.40	10.70	0.70	8.70	6.60	(9.60)	3.70	4.60	4.00	(4.20)	(0.80)	7.90	(8.80)	(9.00)	(9.10)	(9.40)
Interest Expense	--	--	--	--	--	--	--	--	--	0.20	0.20	0.20	0.20	0.20	1.20	0.90	0.20	0.20	0.20
Pretax Income	7.30	28.00	19.90	35.50	11.50	1.30	0.70	7.80	(8.30)	4.80	5.30	4.70	(3.60)	(0.10)	7.60	(9.20)	(9.10)	(9.30)	(8.10)
Tax Provision	3.00	7.60	5.90	9.20	3.30	1.10	(37.90)	7.70	1.10	3.70	7.60	5.20	7.10	(1.80)	(1.30)	(9.90)	0.20	1.20	(0.20)
Net Income	4.30	20.40	14.00	26.30	8.20	0.20	38.60	0.10	(9.40)	1.10	(2.30)	(0.50)	(10.70)	1.70	8.90	0.70	(9.30)	(10.50)	(7.90)
Basic EPS	0.07	0.30	0.20	0.35	0.11	0.00	0.51	0.00	(0.12)	0.01	(0.02)	(0.01)	(0.14)	0.02	0.15	0.01	(0.14)	(0.16)	(0.11)
Diluted EPS	0.07	0.29	0.19	0.34	0.11	0.00	0.49	0.00	(0.12)	0.01	(0.02)	(0.01)	(0.14)	0.02	0.15	0.01	(0.14)	(0.16)	(0.11)

* Derived from reported values

Cash Flow Statement

(in millions USD)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022
Operating Cash Flow	41.20	35.70	38.90	48.50	17.50	26.70	9.90	29.00	10.20	22.70	29.60	36.10	(10.00)	16.40	20.10	19.30	(16.00)	1.60
Capital Expenditures	0.10	0.40	0.30	0.10	0.70	0.20	0.20	0.10	0.30	0.00	0.20	0.10	0.10	0.30	0.30	1.40	1.00	1.90
Free Cash Flow*	41.10	35.30	38.60	48.40	16.80	26.50	9.70	28.90	9.90	22.70	29.40	36.00	(10.10)	16.10	19.80	17.90	(17.00)	(0.30)
Investing Cash Flow	(4.00)	(19.70)	(12.90)	(6.40)	(9.40)	(4.60)	(5.30)	(5.20)	(5.70)	(13.50)	(9.40)	(4.80)	(7.70)	(7.60)	(6.00)	(78.40)	(7.40)	(8.50)
Financing Cash Flow	(31.50)	(57.90)	(48.40)	(26.60)	5.10	3.80	(10.20)	(65.90)	(1.70)	1.30	(6.40)	(11.80)	(16.10)	8.10	(68.70)	71.80	(12.20)	0.70

* Derived from reported values