Financial Statements — NWBI
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.25 | 0.29 | 0.28 | 0.27 | 0.35 | 0.23 | 0.23 | 0.12 | 0.16 | 0.13 | 0.10 | 0.12 | 0.50 | 1.16 | 1.09 | 0.86 | 0.98 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 10.24 |
| Total Assets | 17.21 | 16.91 | 16.38 | 14.49 | 14.45 | 14.35 | 14.39 | 14.51 | 14.36 | 14.29 | 14.19 | 13.95 | 14.15 | 14.41 | 14.39 | 14.30 | 14.27 |
| Total Deposits | 14.16 | 14.21 | 13.70 | 12.20 | 12.17 | 12.07 | 12.09 | 12.07 | 11.79 | 11.66 | 11.54 | 11.88 | 12.07 | 12.32 | 12.22 | 12.09 | 12.11 |
| Total Liabilities | 15.28 | 15.00 | 14.53 | 12.84 | 12.82 | 12.76 | 12.83 | 12.96 | 12.86 | 12.78 | 12.68 | 12.49 | 12.66 | 12.89 | 12.83 | 12.72 | 12.73 |
| Retained Earnings | 0.73 | 0.71 | 0.67 | 0.70 | 0.69 | 0.67 | 0.66 | 0.68 | 0.67 | 0.66 | 0.65 | 0.63 | 0.62 | 0.61 | 0.60 | 0.60 | 0.57 |
| Total Stockholder Equity | 1.93 | 1.90 | 1.86 | 1.64 | 1.63 | 1.59 | 1.56 | 1.55 | 1.50 | 1.51 | 1.51 | 1.46 | 1.49 | 1.52 | 1.56 | 1.58 | 1.54 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 205.14 | 201.55 | 202.83 | 194.68 | 171.57 | 180.60 | 170.72 | 171.38 | 166.85 | 160.24 | 157.39 | 151.60 | 144.00 | 134.94 | 127.85 | 118.62 | 105.90 | 96.43 | 102.92 | 105.02 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 57.00 | 51.09 | 43.23 | 35.45 | 22.48 | 10.81 | 5.87 | 5.63 | 5.81 | 6.26 | 6.60 |
| Net Interest Income | 146.94 | 142.48 | 142.17 | 135.97 | 119.44 | 127.82 | 114.20 | 111.30 | 106.84 | 103.24 | 106.30 | 108.37 | 108.55 | 112.46 | 117.04 | 112.75 | 100.27 | 90.62 | 96.66 | 98.42 |
| Provision for Credit Losses | 6.64 | 4.37 | 7.72 | 31.21 | 8.74 | 7.91 | 16.57 | 4.88 | (0.37) | 3.44 | 7.95 | 1.00 | 8.93 | 5.00 | 9.02 | 7.69 | 1.15 | (1.48) | (1.91) | (4.35) |
| Non-interest Income | 34.23 | 32.58 | 37.78 | 32.20 | 30.94 | 28.36 | 40.06 | 27.83 | (8.85) | 27.96 | 29.17 | 30.89 | 29.80 | 23.97 | 27.86 | 26.80 | 30.45 | 25.74 | 27.04 | 29.19 |
| Non-interest Expense | 104.28 | 104.04 | 113.52 | 133.50 | 97.54 | 91.74 | 95.33 | 90.77 | 92.42 | 90.02 | 90.68 | 87.57 | 85.86 | 87.45 | 90.65 | 82.57 | 84.81 | 81.94 | 86.29 | 86.10 |
| Pretax Income | 70.25 | 66.66 | 58.70 | 3.47 | 44.10 | 56.53 | 42.37 | 43.49 | 5.94 | 37.74 | 36.85 | 50.68 | 43.56 | 43.99 | 45.23 | 49.29 | 43.28 | 35.90 | 39.32 | 45.86 |
| Tax Provision | 16.70 | 16.12 | 12.99 | 0.30 | 10.42 | 13.07 | 9.62 | 9.88 | 1.20 | 8.58 | 7.84 | 11.46 | 10.51 | 10.31 | 10.58 | 11.99 | 9.85 | 7.61 | 9.27 | 10.79 |
| Net Income | 53.55 | 50.54 | 45.71 | 3.17 | 33.67 | 43.46 | 32.75 | 33.62 | 4.75 | 29.16 | 29.01 | 39.22 | 33.04 | 33.68 | 34.65 | 37.30 | 33.43 | 28.29 | 30.06 | 35.06 |
| Basic EPS | 0.37 | 0.35 | 0.31 | 0.02 | 0.26 | 0.34 | 0.26 | 0.26 | 0.04 | 0.23 | 0.22 | 0.31 | 0.26 | 0.27 | 0.28 | 0.29 | 0.26 | 0.22 | 0.24 | 0.28 |
| Diluted EPS | 0.36 | 0.34 | 0.30 | 0.02 | 0.26 | 0.34 | 0.26 | 0.26 | 0.04 | 0.23 | 0.23 | 0.31 | 0.26 | 0.26 | 0.28 | 0.29 | 0.26 | 0.22 | 0.24 | 0.27 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 31.69 | 73.86 | 6.19 | 41.94 | (2.33) | 107.61 | (76.97) | 93.29 | 40.66 | 70.70 | 45.16 | (5.03) | 22.91 | 29.84 | 65.35 | 83.25 | 49.29 | (22.46) | 67.91 | 32.54 |
| Capital Expenditures | 5.56 | 4.31 | 2.53 | 3.65 | 3.63 | 1.82 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 13.79 | 2.72 |
| Free Cash Flow* | 26.13 | 69.56 | 3.66 | 38.30 | (5.96) | 105.79 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 54.12 | 29.82 |
| Investing Cash Flow | (258.34) | (169.44) | (362.58) | 371.18 | (90.02) | (45.94) | 75.91 | 11.41 | 231.25 | (143.59) | (61.42) | (5.57) | (42.53) | (130.16) | (155.84) | (249.46) | (439.44) | (72.68) | 35.71 | 146.94 |
| Financing Cash Flow | 188.45 | 148.63 | 311.22 | (401.38) | 6.22 | 3.15 | 62.56 | (106.24) | (162.79) | 69.94 | (23.47) | 44.96 | 50.75 | 57.45 | 111.31 | (219.77) | (266.32) | (23.11) | 85.16 | 53.85 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 |
