Financial Statements — OPHC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Net Loans & Leases | 1.20 | 1.08 | 0.80 | 0.77 | 0.79 | 0.77 | 0.75 | 0.75 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 1.40 | 1.27 | 1.08 | 1.00 | 0.98 | 0.95 | 0.90 | 0.94 | 0.71 | 0.63 | 0.62 | 0.54 | 0.47 | 0.39 | 0.34 | 0.29 | 0.25 |
| Total Deposits | 1.21 | 1.09 | 0.96 | 0.88 | 0.85 | 0.81 | 0.76 | 0.80 | 0.62 | 0.55 | 0.53 | 0.42 | 0.34 | 0.32 | 0.28 | 0.24 | 0.21 |
| Total Liabilities | 1.27 | 1.14 | 0.97 | 0.89 | 0.87 | 0.85 | 0.81 | 0.86 | 0.65 | 0.57 | 0.56 | 0.49 | 0.42 | 0.34 | 0.30 | 0.26 | 0.23 |
| Retained Earnings | 0.03 | 0.02 | 0.01 | 0.00 | 0.00 | (0.01) | (0.01) | (0.01) | (0.02) | (0.02) | (0.02) | (0.02) | (0.02) | (0.03) | (0.03) | (0.03) | (0.03) |
| Total Stockholder Equity | 0.13 | 0.13 | 0.12 | 0.11 | 0.11 | 0.09 | 0.09 | 0.08 | 0.07 | 0.07 | 0.06 | 0.05 | 0.05 | 0.05 | 0.03 | 0.03 | 0.02 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 21.72 | 19.45 | 17.44 | 16.32 | 15.59 | 15.01 | 15.64 | 15.33 | 15.19 | 13.47 | 11.18 | 8.90 | 8.18 | 7.52 | 6.90 | 5.49 | 4.03 | 3.46 | 3.16 | 2.97 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 5.71 | 4.04 | 2.99 | 2.59 | 2.46 | 2.35 | 1.19 | 0.27 | 0.24 | 0.26 | 0.21 |
| Net Interest Income | 14.70 | 13.19 | 11.87 | 11.05 | 10.24 | 9.43 | 9.24 | 8.96 | 8.74 | 7.75 | 7.15 | 5.91 | 5.59 | 5.06 | 4.55 | 4.31 | 3.75 | 3.23 | 2.90 | 2.77 |
| Provision for Credit Losses | (0.03) | 0.79 | 0.39 | 0.64 | 1.04 | (0.14) | 0.57 | 0.41 | 0.26 | 1.13 | 1.08 | 1.45 | 0.70 | 0.82 | 0.71 | 1.37 | 0.99 | 0.39 | 0.17 | 0.58 |
| Non-interest Income | 2.49 | 1.78 | 1.73 | 1.98 | 1.83 | 1.23 | 1.07 | 1.12 | 1.20 | 1.24 | 1.04 | 0.91 | 0.77 | 0.73 | 0.85 | 0.69 | 0.76 | 0.65 | 0.87 | 0.42 |
| Non-interest Expense | 8.38 | 8.01 | 6.74 | 6.60 | 6.18 | 5.63 | 4.38 | 5.29 | 5.08 | 4.71 | 3.69 | 3.65 | 3.90 | 3.42 | 2.62 | 2.72 | 2.26 | 2.34 | 2.19 | 1.69 |
| Pretax Income | 8.84 | 6.20 | 6.46 | 5.66 | 4.86 | 5.20 | 5.31 | 4.43 | 4.66 | 3.22 | 3.43 | 1.73 | 1.76 | 1.55 | 2.08 | 0.90 | 1.27 | 1.15 | 1.36 | 0.92 |
| Tax Provision | 2.18 | 1.54 | 1.60 | 1.34 | 1.25 | 1.33 | 1.36 | 1.13 | 1.17 | 0.85 | 0.88 | 0.46 | 0.45 | 0.39 | 0.53 | 0.23 | 0.32 | 0.29 | -- | -- |
| Net Income | 6.66 | 4.66 | 4.85 | 4.32 | 3.60 | 3.87 | 3.95 | 3.30 | 3.50 | 2.38 | 2.55 | 1.27 | 1.31 | 1.15 | 1.55 | 0.67 | 0.95 | 0.86 | 4.59 | 0.92 |
| Basic EPS | 0.40 | 0.39 | 0.41 | 0.37 | 0.31 | 0.33 | 0.38 | 0.34 | 0.36 | 0.31 | 0.35 | 0.18 | 0.18 | 0.16 | 0.24 | 0.11 | 0.16 | 0.17 | -- | -- |
| Diluted EPS | 0.28 | 0.20 | (0.08) | 0.18 | 0.29 | 0.32 | 0.36 | 0.32 | 0.34 | 0.31 | 0.35 | 0.18 | 0.18 | -- | -- | -- | -- | -- | -- | -- |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 10.28 | 7.87 | 6.63 | 1.92 | 6.16 | 3.14 | 5.96 | 4.01 | 3.10 | 2.54 | 0.34 | 1.21 | 5.31 | 0.03 | 3.61 | 2.30 | 2.81 | 1.65 | 3.74 | (1.47) |
| Capital Expenditures | 0.48 | 0.44 | 0.31 | 0.01 | 0.30 | 0.28 | 0.22 | 0.15 | 0.36 | 0.26 | 0.18 | 0.15 | 0.10 | 0.24 | 0.12 | 0.09 | 0.07 | 0.05 | 0.07 | 0.08 |
| Free Cash Flow* | 9.81 | 7.43 | 6.33 | 1.91 | 5.86 | 2.85 | 5.74 | 3.86 | 2.74 | 2.29 | 0.16 | 1.06 | 5.20 | (0.21) | 3.49 | 2.21 | 2.74 | 1.60 | 3.67 | (1.54) |
| Investing Cash Flow | (125.18) | (133.54) | (149.42) | (29.19) | 16.22 | 5.72 | (27.24) | (16.78) | (6.03) | (75.42) | (100.88) | (55.93) | (22.83) | (20.02) | (43.07) | (84.19) | (77.23) | (25.31) | (39.96) | (28.40) |
| Financing Cash Flow | 121.12 | 151.12 | 22.26 | 80.61 | 15.93 | 40.98 | (16.68) | 40.32 | (44.12) | 147.32 | 73.21 | 80.34 | 9.24 | 34.81 | 37.51 | 78.42 | 79.50 | 36.89 | 11.56 | 39.35 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2014 | Q3
2013 | Q2
2013 | Q2
2012 | Q1
2012 | Q3
2011 | Q2
2011 |
|---|
| Dividends Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
