Financial Statements — OVLY
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.19 | 0.20 | 0.25 | 0.20 | 0.21 | 0.21 | 0.18 | 0.17 | 0.28 | 0.30 | 0.39 | 0.45 | 0.50 | 0.67 | 0.68 | 0.53 | 0.37 |
| Net Loans & Leases | -- | -- | -- | -- | -- | 1.06 | 1.06 | 1.03 | 0.96 | 0.94 | 0.92 | -- | -- | -- | -- | -- | -- |
| Total Assets | 2.00 | 2.01 | 2.00 | 1.92 | 1.92 | 1.90 | 1.84 | 1.81 | 1.84 | 1.86 | 1.94 | 1.96 | 1.99 | 1.95 | 1.86 | 1.76 | 1.67 |
| Total Deposits | 1.76 | 1.78 | 1.77 | 1.71 | 1.71 | 1.69 | 1.64 | 1.61 | 1.67 | 1.68 | 1.77 | 1.83 | 1.85 | 1.80 | 1.70 | 1.61 | 1.52 |
| Total Liabilities | 1.78 | 1.80 | 1.80 | 1.74 | 1.74 | 1.72 | 1.67 | 1.64 | 1.70 | 1.71 | 1.80 | 1.86 | 1.87 | 1.81 | 1.72 | 1.63 | 1.53 |
| Retained Earnings | 0.20 | 0.20 | 0.19 | 0.18 | 0.18 | 0.17 | 0.16 | 0.16 | 0.15 | 0.14 | 0.13 | 0.12 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 |
| Total Stockholder Equity | 0.22 | 0.21 | 0.20 | 0.19 | 0.18 | 0.19 | 0.17 | 0.17 | 0.14 | 0.15 | 0.14 | 0.11 | 0.12 | 0.13 | 0.14 | 0.14 | 0.13 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 22.49 | 22.23 | 22.87 | 22.52 | 21.42 | 21.12 | 21.51 | 21.15 | 20.25 | 19.99 | 20.22 | 20.35 | 20.10 | 20.00 | 19.45 | 17.06 | 13.48 | 11.20 | 11.54 | 13.54 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.75 | 2.30 | 1.41 | 0.70 | 0.45 | 0.34 | 0.29 | 0.24 | 0.24 | 0.23 | 0.25 |
| Net Interest Income | 18.94 | 18.82 | 19.46 | 19.20 | 18.15 | 17.81 | 17.85 | 17.66 | 17.29 | 17.24 | 17.91 | 18.94 | 19.41 | 19.54 | 19.11 | 16.77 | 13.23 | 10.96 | 11.31 | 13.30 |
| Provision for Credit Losses | 0.02 | 0.46 | 0.87 | (0.06) | 0.00 | 0.00 | 0.00 | (1.62) | 0.00 | 0.00 | 1.13 | 0.30 | 0.00 | (0.46) | (1.55) | 0.20 | 0.00 | 0.00 | (0.63) | 0.00 |
| Non-interest Income | 1.67 | 1.95 | 1.83 | 1.97 | 1.70 | 1.61 | 1.43 | 1.85 | 1.76 | 1.52 | 1.76 | 1.57 | 1.66 | 1.66 | 1.42 | 1.61 | 1.37 | 1.17 | 1.54 | 1.30 |
| Non-interest Expense | 14.16 | 13.51 | 12.26 | 12.70 | 12.69 | 12.62 | 11.55 | 11.32 | 11.62 | 11.53 | 10.76 | 10.58 | 10.06 | 9.76 | 9.61 | 9.37 | 9.21 | 9.12 | 8.88 | 8.41 |
| Pretax Income | 6.43 | 6.81 | 8.15 | 8.53 | 7.17 | 6.80 | 7.73 | 9.80 | 7.44 | 7.23 | 7.78 | 9.63 | 11.00 | 11.90 | 12.47 | 8.81 | 5.40 | 3.00 | 4.61 | 6.19 |
| Tax Provision | 1.32 | 1.50 | 1.82 | 1.84 | 1.58 | 1.50 | 1.72 | 2.47 | 1.55 | 1.50 | 1.91 | 2.27 | 2.60 | 2.68 | 3.00 | 2.01 | 1.14 | 0.64 | 1.14 | 1.64 |
| Net Income | 5.11 | 5.31 | 6.34 | 6.69 | 5.59 | 5.30 | 6.01 | 7.32 | 5.89 | 5.73 | 5.87 | 7.35 | 8.40 | 9.23 | 9.48 | 6.80 | 4.26 | 2.37 | 3.47 | 4.55 |
| Basic EPS | 0.62 | 0.64 | 0.77 | 0.81 | 0.68 | 0.64 | 0.73 | 0.89 | 0.72 | 0.70 | 0.70 | 0.90 | 1.03 | 1.13 | 1.16 | 0.83 | 0.52 | 0.29 | 0.42 | 0.56 |
| Diluted EPS | 0.61 | 0.64 | 0.76 | 0.81 | 0.67 | 0.64 | 0.73 | 0.89 | 0.71 | 0.69 | 0.72 | 0.89 | 1.02 | 1.12 | 1.15 | 0.83 | 0.52 | 0.29 | 0.43 | 0.56 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 3.61 | 8.06 | 7.98 | 7.14 | 5.58 | 7.97 | 4.26 | 8.93 | 4.17 | 8.28 | (1.27) | 11.03 | 11.27 | 12.02 | 8.00 | 8.44 | 4.51 | 2.36 | (3.04) | 4.88 |
| Capital Expenditures | 0.23 | 0.21 | 0.56 | 0.79 | 1.58 | 1.18 | 0.87 | 0.18 | 0.59 | 0.14 | 0.25 | 0.03 | 1.45 | 0.16 | 0.43 | 0.26 | 0.36 | 0.14 | 0.31 | 0.13 |
| Free Cash Flow* | 3.38 | 7.85 | 7.42 | 6.35 | 4.00 | 6.79 | 3.39 | 8.75 | 3.58 | 8.15 | (1.52) | 11.00 | 9.83 | 11.86 | 7.57 | 8.18 | 4.16 | 2.23 | (3.36) | 4.75 |
| Investing Cash Flow | 7.03 | (23.21) | (41.03) | (19.92) | (13.67) | 17.43 | (54.80) | (18.94) | (25.94) | (15.02) | (43.91) | (16.63) | (13.33) | (5.63) | (6.84) | (40.41) | (227.02) | (102.41) | (6.59) | 65.95 |
| Financing Cash Flow | (17.44) | (15.42) | 18.08 | 61.08 | (2.35) | 15.16 | 5.39 | 43.62 | 32.35 | (40.11) | (16.01) | (17.19) | (86.80) | (46.62) | (16.58) | (22.87) | 53.18 | (8.99) | 105.79 | 85.48 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.00 | 0.38 | 0.00 | 0.30 | 0.00 | 0.30 | 0.00 | 0.23 | 0.00 | 0.23 | 0.00 | 0.16 | 0.00 | 0.16 | 0.00 | 0.15 | 0.00 | 0.15 | 0.00 | 0.14 |
