Financial Statements — PCB
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.27 | 0.27 | 0.37 | 0.26 | 0.21 | 0.19 | 0.18 | 0.24 | 0.19 | 0.22 | 0.19 | 0.15 | 0.30 | 0.25 | 0.21 | 0.17 | 0.21 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.66 |
| Total Assets | 3.47 | 3.40 | 3.36 | 3.31 | 3.18 | 2.89 | 2.85 | 2.85 | 2.57 | 2.56 | 2.50 | 2.33 | 2.34 | 2.20 | 2.10 | 2.06 | 2.05 |
| Total Deposits | 2.92 | 2.89 | 2.91 | 2.82 | 2.71 | 2.46 | 2.41 | 2.40 | 2.19 | 2.19 | 2.14 | 1.98 | 2.00 | 1.91 | 1.83 | 1.80 | 1.75 |
| Total Liabilities | 3.07 | 3.00 | 2.98 | 2.93 | 2.81 | 2.53 | 2.50 | 2.50 | 2.23 | 2.22 | 2.16 | 1.99 | 2.01 | 1.94 | 1.86 | 1.82 | 1.81 |
| Retained Earnings | 0.20 | 0.19 | 0.18 | 0.17 | 0.17 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.12 | 0.12 | 0.11 | 0.09 | 0.08 | 0.07 |
| Total Stockholder Equity | 0.40 | 0.40 | 0.38 | 0.38 | 0.37 | 0.36 | 0.35 | 0.35 | 0.34 | 0.34 | 0.34 | 0.33 | 0.33 | 0.26 | 0.25 | 0.24 | 0.24 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 50.04 | 48.83 | 49.87 | 51.47 | 49.31 | 46.89 | 46.32 | 46.00 | 44.95 | 43.56 | 40.95 | 38.85 | 36.84 | 34.54 | 31.58 | 26.84 | 22.45 | 20.89 | 21.00 | 21.17 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 22.56 | 19.03 | 16.40 | 15.12 | 12.12 | 7.31 | 2.81 | 1.10 | 0.90 | 0.90 | 0.94 |
| Net Interest Income | 27.49 | 26.81 | 26.63 | 26.98 | 25.99 | 24.28 | 23.16 | 22.72 | 21.74 | 21.00 | 21.92 | 22.45 | 21.72 | 22.41 | 24.27 | 24.02 | 21.35 | 19.99 | 20.10 | 20.23 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | (1.19) | (1.46) | (1.05) |
| Non-interest Income | 3.20 | 3.37 | 2.55 | 3.41 | 3.30 | 2.58 | 3.04 | 2.62 | 2.49 | 2.95 | 2.50 | 2.50 | 2.66 | 3.02 | 2.39 | 3.18 | 3.65 | 5.29 | 4.84 | 5.59 |
| Non-interest Expense | 15.11 | 14.81 | 15.03 | 14.87 | 14.83 | 14.47 | 13.89 | 14.60 | 15.18 | 16.35 | 14.47 | 14.21 | 13.63 | 13.75 | 13.12 | 13.70 | 12.25 | 12.07 | 11.17 | 11.23 |
| Pretax Income | 14.66 | 14.90 | 13.12 | 15.90 | 12.67 | 10.79 | 10.31 | 10.69 | 8.79 | 6.50 | 8.26 | 9.99 | 10.55 | 14.46 | 12.39 | 9.75 | 12.86 | 14.40 | 15.23 | 15.64 |
| Tax Provision | 4.15 | 4.25 | 3.89 | 4.49 | 3.60 | 3.06 | 3.28 | 2.87 | 2.51 | 1.82 | 2.35 | 2.97 | 3.07 | 4.16 | 3.69 | 2.80 | 3.77 | 4.16 | 4.55 | 4.61 |
| Net Income | 10.51 | 10.65 | 9.24 | 11.41 | 9.07 | 7.74 | 7.03 | 7.81 | 6.28 | 4.68 | 5.91 | 7.02 | 7.48 | 10.30 | 8.70 | 6.95 | 9.09 | 10.24 | 10.68 | 11.02 |
| Basic EPS | 0.73 | 0.74 | 0.64 | 0.79 | 0.63 | 0.53 | 0.47 | 0.52 | 0.43 | 0.33 | 0.42 | 0.49 | 0.52 | 0.71 | 0.58 | 0.47 | 0.61 | 0.69 | 0.72 | 0.74 |
| Diluted EPS | 0.73 | 0.74 | 0.65 | 0.78 | 0.62 | 0.53 | 0.46 | 0.52 | 0.43 | 0.33 | 0.41 | 0.49 | 0.52 | 0.70 | 0.58 | 0.46 | 0.60 | 0.67 | 0.70 | 0.73 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 1.35 | 20.68 | 2.93 | 16.42 | 4.90 | 2.35 | 4.22 | 11.89 | 14.63 | 8.25 | 9.89 | 18.82 | 16.41 | 18.22 | 16.53 | 1.96 | 9.62 | 29.16 | (1.30) | (7.52) |
| Capital Expenditures | 0.11 | 0.03 | 0.13 | 0.25 | 1.07 | 0.75 | 0.05 | 0.03 | 1.78 | 2.22 | 0.26 | 0.43 | 0.51 | 0.12 | 2.76 | 1.50 | 0.88 | 0.32 | 0.12 | 0.06 |
| Free Cash Flow* | 1.24 | 20.65 | 2.80 | 16.17 | 3.83 | 1.60 | 4.18 | 11.86 | 12.85 | 6.03 | 9.64 | 18.40 | 15.90 | 18.10 | 13.77 | 0.47 | 8.74 | 28.84 | (1.42) | (7.58) |
| Investing Cash Flow | (71.62) | (65.68) | (76.64) | 48.68 | (75.01) | (97.16) | (166.77) | (11.08) | (63.39) | (70.49) | (154.91) | (49.53) | (28.96) | (41.86) | (104.82) | (123.99) | (104.13) | (23.72) | (43.31) | 14.92 |
| Financing Cash Flow | 68.06 | 105.27 | (88.64) | 40.83 | 119.33 | 110.37 | 168.28 | 14.63 | (13.40) | 59.70 | 195.01 | 0.91 | 44.18 | 67.13 | 81.29 | (23.84) | 144.21 | 41.49 | 32.92 | 32.95 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.22 | 0.22 | 0.20 | 0.20 | 0.20 | 0.20 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.12 | 0.12 |
