Financial Statements — PDLB
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Cash & Equivalents | 0.14 | 0.12 | 0.15 | 0.13 | 0.13 | 0.16 | 0.10 | 0.13 | 0.12 | 0.24 | 0.18 | 0.06 | 0.27 | 0.07 |
| Net Loans & Leases | 2.88 | 2.70 | 2.49 | 2.46 | 2.37 | 2.18 | 2.02 | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 3.49 | 3.30 | 3.16 | 3.15 | 3.09 | 3.02 | 2.84 | 2.82 | 2.62 | 2.67 | 2.54 | 2.16 | 2.04 | 1.59 |
| Total Deposits | 2.27 | 2.13 | 2.06 | 2.04 | 2.00 | 1.87 | 1.61 | 1.59 | 1.40 | 1.44 | 1.34 | 1.35 | 1.15 | 1.18 |
| Long-term Debt | 0.62 | 0.57 | 0.52 | 0.54 | 0.52 | 0.58 | 0.68 | 0.68 | 0.68 | 0.68 | 0.65 | -- | -- | -- |
| Total Liabilities | 2.93 | 2.75 | 2.63 | 2.63 | 2.58 | 2.51 | 2.34 | 2.33 | 2.14 | 2.18 | 2.04 | 1.66 | 1.52 | 1.30 |
| Retained Earnings | 0.15 | 0.14 | 0.13 | 0.12 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.09 | 0.09 | 0.10 | 0.12 | 0.12 |
| Total Stockholder Equity | 0.56 | 0.55 | 0.53 | 0.52 | 0.51 | 0.50 | 0.50 | 0.49 | 0.49 | 0.49 | 0.50 | 0.50 | 0.52 | 0.30 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 |
|---|
| Interest & Dividend Income | 51.65 | 48.66 | 48.82 | 46.85 | 45.86 | 44.00 | 42.89 | 41.29 | 38.79 | 39.67 | 34.95 | 33.51 | 31.06 | 26.36 | 24.93 | 21.63 | 17.17 | 19.02 | 18.65 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 20.89 | 20.84 | 17.75 | 16.96 | 14.77 | 11.11 | 8.77 | 4.02 | 1.68 | 1.68 | 1.87 |
| Net Interest Income | 30.06 | 28.23 | 27.93 | 25.25 | 24.43 | 22.20 | 20.73 | 19.02 | 17.90 | 18.82 | 17.20 | 16.54 | 16.28 | 15.25 | 16.17 | 17.61 | 15.49 | 17.34 | 16.78 |
| Provision for Credit Losses | 2.15 | 1.66 | 1.08 | 1.36 | 1.63 | (0.28) | 1.10 | 0.79 | (0.37) | (0.18) | (0.37) | 0.54 | 0.99 | (0.17) | 12.64 | 9.33 | 0.82 | 1.26 | 0.87 |
| Non-interest Income | 1.53 | 2.04 | 3.48 | 1.49 | 2.06 | 2.38 | 2.10 | 1.15 | 2.26 | 1.71 | 1.29 | 5.63 | 1.49 | 1.82 | 0.44 | 1.58 | 2.18 | 2.23 | 19.17 |
| Non-interest Expense | 18.14 | 17.24 | 16.63 | 16.62 | 16.87 | 16.89 | 17.26 | 16.31 | 16.15 | 16.95 | 17.90 | 17.32 | 17.09 | 16.36 | 15.77 | 25.42 | 16.57 | 28.07 | 15.85 |
| Pretax Income | 11.31 | 11.37 | 13.70 | 8.76 | 7.99 | 7.98 | 4.47 | 3.07 | 4.39 | 3.76 | 0.96 | 4.32 | (0.30) | 0.88 | (11.80) | (15.56) | 0.28 | (9.77) | 19.22 |
| Tax Provision | 2.81 | 2.75 | 3.57 | 2.25 | 1.89 | 2.02 | 1.53 | 0.64 | 1.20 | 1.35 | 0.44 | 1.73 | (0.21) | 0.55 | (2.59) | (0.82) | (0.49) | (2.95) | 4.25 |
| Net Income | 8.49 | 8.62 | 10.14 | 6.51 | 6.10 | 5.96 | 2.93 | 2.43 | 3.19 | 2.41 | 0.52 | 2.59 | (0.09) | 0.33 | (9.21) | (14.74) | 0.77 | (6.82) | 14.98 |
| Basic EPS | 0.36 | 0.36 | 0.43 | 0.27 | 0.26 | 0.25 | 0.11 | 0.10 | 0.14 | 0.11 | 0.02 | 0.12 | 0.00 | 0.01 | (0.40) | (0.64) | 0.03 | (0.31) | 0.90 |
| Diluted EPS | 0.35 | 0.36 | 0.43 | 0.27 | 0.25 | 0.25 | 0.11 | 0.10 | 0.14 | 0.11 | 0.02 | 0.12 | 0.00 | 0.01 | (0.40) | (0.64) | 0.03 | (0.31) | 0.89 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Operating Cash Flow | 8.04 | 13.88 | 34.94 | 1.39 | 6.17 | 13.09 | 22.87 | (14.56) | (2.55) | 1.46 | 31.94 | (25.73) | (5.86) | 6.15 | (4.43) | (12.26) | 14.53 | 11.96 |
| Capital Expenditures | 0.00 | 0.05 | (0.04) | 0.61 | 0.25 | 0.15 | 0.48 | 0.40 | 0.07 | 1.78 | 0.04 | 0.04 | 0.09 | 0.24 | 0.06 | 0.15 | 0.15 | 0.13 |
| Free Cash Flow* | 8.04 | 13.83 | 34.98 | 0.79 | 5.92 | 12.93 | 22.39 | (14.96) | (2.62) | (0.31) | 31.90 | (25.78) | (5.95) | 5.91 | (4.49) | (12.41) | 14.38 | 11.83 |
| Investing Cash Flow | (173.01) | (84.89) | (113.67) | 23.20 | (61.41) | (67.83) | (68.78) | (96.74) | (49.29) | (80.09) | (125.57) | (47.35) | (68.70) | (91.28) | (135.96) | (354.49) | (241.83) | (44.79) |
| Financing Cash Flow | 187.73 | 62.10 | 58.31 | (4.65) | 51.98 | 44.80 | 29.94 | 163.95 | 20.29 | 74.16 | 115.81 | (53.69) | 133.66 | 215.47 | 132.23 | 154.46 | 432.81 | (51.77) |
* Derived from reported values
