Financial Statements — PEBK
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.06 | 0.06 | 0.12 | 0.10 | 0.10 | 0.07 | 0.08 | 0.10 | 0.08 | 0.09 | 0.08 | 0.16 | 0.22 | 0.31 | 0.26 | 0.29 | 0.21 |
| Total Assets | 1.76 | 1.73 | 1.74 | 1.69 | 1.69 | 1.66 | 1.66 | 1.67 | 1.61 | 1.61 | 1.60 | 1.68 | 1.68 | 1.66 | 1.62 | 1.60 | 1.54 |
| Total Deposits | 1.57 | 1.54 | 1.55 | 1.51 | 1.52 | 1.48 | 1.48 | 1.45 | 1.38 | 1.37 | 1.41 | 1.50 | 1.49 | 1.47 | -- | 1.39 | 1.33 |
| Total Liabilities | 1.60 | 1.58 | 1.59 | 1.55 | 1.55 | 1.53 | 1.53 | 1.55 | 1.50 | 1.50 | 1.49 | 1.57 | 1.56 | 1.54 | 1.47 | 1.45 | 1.40 |
| Retained Earnings | 0.14 | 0.14 | 0.13 | 0.13 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.09 | 0.09 | 0.09 | 0.08 | 0.08 |
| Total Stockholder Equity | 0.16 | 0.16 | 0.15 | 0.14 | 0.14 | 0.14 | 0.12 | 0.12 | 0.11 | 0.11 | 0.11 | 0.10 | 0.11 | 0.13 | 0.14 | 0.15 | 0.14 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 21.53 | 20.88 | 21.52 | 21.41 | 20.72 | 19.97 | 20.39 | 20.47 | 20.07 | 19.81 | 19.16 | 18.31 | 17.60 | 16.80 | 16.50 | 14.61 | 11.99 | 11.33 | 11.32 | 11.42 |
| Interest Expense | 5.56 | 5.77 | 6.17 | 6.29 | 6.12 | 6.03 | 6.58 | 6.92 | 6.65 | 6.51 | 5.89 | 4.97 | 3.83 | 2.46 | 1.20 | 0.82 | 0.64 | 0.66 | 0.69 | 0.86 |
| Net Interest Income* | 15.97 | 15.10 | 15.36 | 15.12 | 14.60 | 13.94 | 13.81 | 13.55 | 13.42 | 13.30 | 13.27 | 13.34 | 13.77 | 14.34 | 15.30 | 13.79 | 11.35 | 10.67 | 10.63 | 10.56 |
| Provision for Credit Losses | -- | 0.56 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.58 | 0.41 | 0.41 | -- | (0.30) | -- |
| Non-interest Income | 7.14 | 6.47 | 9.63 | 7.13 | 7.69 | 6.53 | 7.06 | 7.10 | 7.52 | 6.04 | 6.13 | 6.77 | 6.40 | 3.61 | 5.52 | 6.79 | -- | -- | 6.97 | -- |
| Non-interest Expense | 16.09 | 15.37 | 15.87 | 16.92 | 15.84 | 14.57 | 16.49 | 15.02 | 15.13 | 14.52 | 14.57 | 14.26 | -- | -- | 2.21 | 2.15 | 2.05 | -- | 24.79 | -- |
| Pretax Income | 6.73 | 5.65 | 8.76 | 4.79 | 6.66 | 5.63 | 4.59 | 5.33 | 6.27 | 4.74 | 4.42 | 5.30 | 6.18 | 4.02 | 5.25 | (0.89) | 1.14 | 0.07 | 3.74 | (0.18) |
| Tax Provision | 1.50 | 1.25 | 2.13 | 1.10 | 1.50 | 1.29 | 1.03 | 1.37 | 1.39 | 0.79 | 0.98 | 1.17 | 1.37 | 0.85 | 1.10 | 1.42 | 0.81 | 0.85 | 0.73 | 0.82 |
| Net Income | 5.23 | 4.40 | 6.63 | 3.69 | 5.16 | 4.35 | 3.56 | 3.96 | 4.89 | 3.95 | 3.44 | 4.13 | 4.81 | 3.17 | 4.15 | 5.31 | 3.22 | 3.45 | 3.01 | 3.39 |
| Basic EPS | 0.98 | 0.83 | 1.25 | 0.70 | 0.97 | 0.82 | 0.67 | 0.74 | 0.93 | 0.74 | 0.65 | 0.76 | 0.88 | 0.58 | 0.76 | 0.96 | 0.59 | 0.63 | 0.55 | 0.61 |
| Diluted EPS | 0.96 | 0.80 | 1.21 | 0.67 | 0.95 | 0.79 | 0.65 | 0.72 | 0.89 | 0.72 | 0.62 | 0.74 | 0.85 | 0.56 | 0.74 | 0.93 | 0.57 | 0.61 | 0.53 | 0.59 |
* Derived from reported values
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 6.44 | 5.03 | 5.29 | 4.69 | 5.47 | 5.92 | 5.28 | 4.95 | 6.66 | 3.67 | 5.71 | 4.19 | 4.84 | 8.04 | 5.34 | 8.44 | 1.71 | 7.16 | 9.64 | 0.89 |
| Capital Expenditures | 0.40 | 0.45 | 0.23 | 0.31 | 0.10 | 0.76 | 0.16 | 0.21 | 0.09 | 0.13 | 0.43 | 0.57 | 0.39 | 0.57 | 0.37 | 3.11 | 0.94 | 0.15 | 0.11 | 0.04 |
| Free Cash Flow* | 6.04 | 4.58 | 5.06 | 4.37 | 5.37 | 5.16 | 5.12 | 4.74 | 6.57 | 3.54 | 5.29 | 3.62 | 4.45 | 7.48 | 4.98 | 5.34 | 0.77 | 7.01 | 9.54 | 0.85 |
| Investing Cash Flow | (32.40) | (31.21) | (19.44) | (27.65) | (1.15) | 6.41 | (14.49) | (49.05) | 37.76 | (16.84) | (13.55) | (15.81) | (6.63) | 35.24 | (31.90) | (83.63) | (109.25) | (31.20) | (1.99) | (39.31) |
| Financing Cash Flow | 25.59 | 29.33 | (44.76) | 37.98 | (4.84) | 30.92 | (4.68) | (7.41) | (17.84) | 28.89 | 13.59 | (0.80) | 7.82 | (31.85) | (57.31) | 6.94 | 26.14 | 51.64 | 6.54 | 14.42 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.21 | 0.38 | 0.20 | 0.20 | 0.20 | 0.36 | 0.19 | 0.19 | 0.19 | 0.35 | 0.19 | 0.19 | 0.19 | 0.34 | 0.18 | 0.18 | 0.18 | 0.33 | 0.17 | 0.17 |
