Financial Statements — PFS
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.23 | 0.22 | 0.30 | 0.26 | 0.23 | 0.24 | 0.29 | 0.16 | 0.19 | 0.21 | 0.23 | 0.18 | 0.28 | 0.43 | 0.51 | 0.71 | 0.69 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 9.46 | 9.72 |
| Total Assets | 25.66 | 25.20 | 24.83 | 24.55 | 24.22 | 24.04 | 24.07 | 14.13 | 14.09 | 14.03 | 13.78 | 13.60 | 13.72 | 13.62 | 13.39 | 13.22 | 13.13 |
| Total Deposits | 19.55 | 19.10 | 19.10 | 18.71 | 18.45 | 18.38 | 18.35 | 10.10 | 10.14 | 10.26 | 10.30 | 10.69 | 10.87 | 11.37 | 10.84 | 10.59 | 10.30 |
| Total Liabilities | 22.76 | 22.34 | 22.07 | 21.84 | 21.57 | 21.42 | 21.51 | 12.44 | 12.46 | 12.39 | 12.14 | 12.05 | 12.13 | 12.00 | 11.71 | 11.54 | 11.48 |
| Retained Earnings | 1.25 | 1.20 | 1.10 | 1.06 | 1.02 | 0.97 | 0.96 | 0.99 | 0.96 | 0.95 | 0.94 | 0.89 | 0.86 | 0.84 | 0.79 | 0.78 | 0.75 |
| Total Stockholder Equity | 2.91 | 2.86 | 2.77 | 2.71 | 2.66 | 2.62 | 2.56 | 1.70 | 1.62 | 1.64 | 1.64 | 1.55 | 1.59 | 1.62 | 1.68 | 1.68 | 1.65 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 326.60 | 315.07 | 324.84 | 326.28 | 316.31 | 305.35 | 311.95 | 322.52 | 247.81 | 163.86 | 164.17 | 158.20 | 149.90 | 143.56 | 137.18 | 121.73 | 106.29 | 100.99 | 101.67 | 99.59 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 106.31 | 70.19 | 68.38 | 61.96 | 50.79 | 35.23 | 23.11 | 12.24 | 6.81 | 6.46 | 7.78 | 8.37 |
| Net Interest Income | 202.68 | 193.74 | 197.41 | 194.33 | 187.09 | 181.73 | 181.74 | 183.70 | 141.51 | 93.67 | 95.79 | 96.24 | 99.11 | 108.32 | 114.06 | 109.49 | 99.48 | 94.53 | 93.89 | 91.23 |
| Provision for Credit Losses | 9.58 | (4.65) | 1.95 | 4.50 | (2.32) | -- | 8.88 | 9.30 | 69.39 | -- | -- | -- | 10.40 | 6.00 | -- | 8.41 | 3.00 | (6.40) | 0.40 | 0.97 |
| Non-interest Income | 31.97 | 31.45 | 28.31 | 27.42 | 27.08 | 27.03 | 24.18 | 26.86 | 22.28 | 20.81 | 18.97 | 19.32 | 19.39 | 22.15 | 18.26 | 28.45 | 20.93 | 20.15 | 20.65 | 23.36 |
| Non-interest Expense | 119.26 | 117.14 | 114.69 | 113.09 | 114.61 | 116.27 | 134.83 | 136.00 | 115.39 | 71.32 | 74.50 | 67.16 | 64.46 | 69.49 | 61.67 | 69.44 | 63.85 | 61.89 | 62.06 | 63.44 |
| Pretax Income | 106.06 | 110.17 | 112.25 | 101.62 | 102.44 | 91.85 | 62.71 | 65.26 | (21.32) | 42.97 | 39.77 | 37.39 | 43.63 | 54.99 | 67.27 | 60.08 | 53.57 | 59.19 | 52.08 | 50.18 |
| Tax Provision | 27.91 | 30.75 | 28.82 | 29.90 | 30.46 | 27.83 | 14.19 | 18.85 | (9.83) | 10.89 | 12.45 | 8.84 | 11.63 | 14.45 | 18.23 | 16.66 | 14.34 | 15.23 | 14.78 | 12.91 |
| Net Income | 78.15 | 79.42 | 83.43 | 71.72 | 71.98 | 64.03 | 48.52 | 46.41 | (11.48) | 32.08 | 27.31 | 28.55 | 32.00 | 40.54 | 49.04 | 43.42 | 39.23 | 43.96 | 37.31 | 37.27 |
| Basic EPS | 0.60 | 0.61 | 0.64 | 0.55 | 0.55 | 0.49 | 0.37 | 0.36 | (0.11) | 0.43 | 0.37 | 0.38 | 0.43 | 0.54 | 0.66 | 0.58 | 0.53 | 0.58 | 0.50 | 0.49 |
| Diluted EPS | 0.60 | 0.61 | 0.64 | 0.55 | 0.55 | 0.49 | 0.37 | 0.36 | (0.11) | 0.43 | 0.36 | 0.38 | 0.43 | 0.54 | 0.66 | 0.58 | 0.53 | 0.58 | 0.49 | 0.49 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 118.84 | 84.65 | 68.95 | 98.03 | 186.77 | 88.52 | 239.29 | 69.18 | 76.50 | 41.41 | 46.32 | 41.68 | 27.33 | 58.07 | 42.44 | 56.06 | 50.68 | 51.14 | 34.39 | 35.42 |
| Capital Expenditures | 10.24 | 3.69 | 4.87 | 1.33 | 4.21 | 1.14 | (1.50) | 1.29 | 0.98 | 0.54 | 1.59 | 2.94 | 2.35 | 0.61 | 1.53 | 1.94 | (2.90) | 8.84 | 5.46 | 2.68 |
| Free Cash Flow* | 108.61 | 80.96 | 64.08 | 96.71 | 182.56 | 87.37 | 240.78 | 67.89 | 75.53 | 40.87 | 44.72 | 38.74 | 24.99 | 57.45 | 40.91 | 54.12 | 53.58 | 42.29 | 28.94 | 32.74 |
| Investing Cash Flow | (450.73) | (232.39) | (206.82) | (242.31) | (426.73) | (176.48) | (292.82) | (16.88) | 762.79 | 54.58 | (132.17) | (92.99) | (263.95) | 19.51 | (170.85) | (0.36) | (283.92) | (192.44) | (191.85) | (377.09) |
| Financing Cash Flow | 338.10 | 158.34 | 47.74 | 186.96 | 264.82 | 116.10 | 15.38 | (98.77) | (707.08) | (117.89) | 76.84 | 31.71 | 211.64 | (30.23) | 130.05 | (148.36) | 77.63 | (138.01) | 364.63 | 136.80 |
* Derived from reported values
