Financial Statements — PNBK
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.12 | 0.11 | 0.20 | 0.20 | 0.14 | 0.07 | 0.09 | 0.09 | 0.08 | 0.07 | 0.06 | 0.03 | 0.04 | 0.04 | 0.05 | 0.12 | 0.08 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.85 | 0.85 | 0.76 | 0.70 | 0.66 | 0.67 |
| Total Assets | 1.32 | 1.18 | 0.95 | 0.93 | 0.96 | 0.97 | 1.04 | 1.07 | 1.14 | 1.16 | 1.10 | 1.06 | 1.05 | 0.98 | 0.95 | 0.96 | 0.89 |
| Total Deposits | 1.20 | 1.05 | 0.83 | 0.83 | 0.86 | 0.82 | 0.80 | 0.86 | 0.84 | 0.86 | 0.86 | 0.83 | 0.85 | 0.78 | 0.73 | 0.76 | 0.69 |
| Total Liabilities | 1.23 | 1.09 | 0.86 | 0.86 | 0.90 | 0.96 | 1.00 | 1.03 | 1.10 | 1.11 | 1.05 | 1.00 | 0.99 | 0.91 | 0.89 | 0.90 | 0.82 |
| Retained Earnings | (0.10) | (0.10) | (0.10) | (0.09) | (0.09) | (0.08) | (0.05) | (0.05) | (0.05) | (0.04) | (0.04) | (0.03) | (0.04) | (0.04) | (0.04) | (0.04) | (0.04) |
| Total Stockholder Equity | 0.09 | 0.09 | 0.10 | 0.07 | 0.06 | 0.02 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.07 | 0.07 | 0.06 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 16.42 | 14.72 | 12.26 | 11.54 | 11.49 | 12.55 | 12.33 | 12.81 | 13.22 | 14.00 | 14.93 | 15.07 | 15.31 | 13.65 | 13.97 | 12.04 | 9.69 | 8.32 | 8.51 | 7.96 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 8.19 | 8.60 | 8.68 | 8.55 | 7.60 | 5.63 | 4.40 | 2.80 | 1.97 | 1.59 | 1.61 | 1.67 |
| Net Interest Income | 8.96 | 7.08 | 5.96 | 5.01 | 4.19 | 3.95 | 4.65 | 5.00 | 5.02 | 5.40 | 6.25 | 6.53 | 7.71 | 8.01 | 9.57 | 9.24 | 7.72 | 6.73 | 6.91 | 6.29 |
| Provision for Credit Losses | 0.59 | (0.18) | (0.32) | (0.43) | 1.52 | 0.73 | 7.68 | 1.03 | 3.09 | 0.66 | (0.80) | 4.69 | 1.33 | 2.22 | 1.41 | 0.20 | 0.28 | 0.00 | (0.20) | (0.30) |
| Non-interest Income | 3.09 | 3.25 | 3.55 | 2.21 | 2.03 | 2.73 | 1.94 | 2.12 | 2.06 | 2.25 | 3.17 | 1.17 | 0.83 | 0.84 | 1.34 | 0.65 | 0.80 | 0.81 | 2.31 | 0.92 |
| Non-interest Expense | 12.84 | 12.25 | 11.99 | 10.31 | 9.74 | 8.73 | 8.46 | 8.40 | 8.00 | 7.23 | 8.95 | 8.11 | 8.06 | 7.58 | 7.08 | 7.21 | 6.50 | 6.43 | 8.78 | 5.71 |
| Pretax Income | (1.38) | (1.74) | (2.16) | (2.66) | (5.05) | (2.78) | (9.55) | (2.31) | (4.00) | (0.23) | 1.27 | (5.10) | (0.85) | (0.96) | 2.42 | 2.48 | 1.74 | 1.11 | 0.63 | 1.80 |
| Tax Provision | (1.53) | 0.01 | 0.11 | -0.00 | (0.05) | 0.00 | -0.00 | 24.65 | (0.92) | 0.07 | 0.37 | (1.33) | (0.23) | (0.26) | 0.65 | 0.16 | 0.48 | 0.31 | (1.26) | 0.48 |
| Net Income | 0.14 | (1.75) | (2.27) | (2.66) | (5.00) | (2.78) | (9.55) | (26.95) | (3.08) | (0.30) | 0.91 | (3.77) | (0.61) | (0.70) | 1.77 | 2.33 | 1.26 | 0.80 | 1.90 | 1.32 |
| Basic EPS | 0.00 | (0.02) | 0.13 | (0.03) | (0.06) | (0.21) | (2.40) | (6.78) | (0.77) | (0.08) | 0.05 | (0.95) | (0.16) | (0.18) | 0.45 | 0.59 | 0.32 | 0.20 | 0.47 | 0.34 |
| Diluted EPS | 0.00 | (0.02) | 0.13 | (0.03) | (0.06) | (0.21) | (2.40) | (6.78) | (0.77) | (0.08) | 0.05 | (0.95) | (0.16) | (0.18) | 0.44 | 0.59 | 0.32 | 0.20 | 0.47 | 0.34 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | (5.63) | (2.91) | (4.04) | (5.24) | 0.92 | (5.81) | (2.57) | (2.59) | 6.05 | 1.80 | (0.17) | (14.34) | 4.01 | (0.21) | 7.42 | 1.86 | 2.08 | (4.32) | 3.79 | 3.32 |
| Capital Expenditures | 0.03 | 0.55 | 0.08 | 0.02 | 0.00 | 0.07 | (0.10) | 0.06 | 0.05 | 0.04 | 0.02 | 0.17 | 0.13 | 0.10 | 0.09 | 0.05 | 0.18 | 0.09 | 0.07 | 0.19 |
| Free Cash Flow* | (5.67) | (3.46) | (4.12) | (5.26) | 0.92 | (5.88) | (2.47) | (2.65) | 6.00 | 1.76 | (0.18) | (14.51) | 3.88 | (0.31) | 7.33 | 1.81 | 1.90 | (4.41) | 3.73 | 3.14 |
| Investing Cash Flow | (124.18) | (186.17) | (123.95) | (18.11) | 87.28 | 34.26 | 43.10 | 20.63 | 27.81 | 43.47 | 30.32 | 41.03 | (57.58) | (40.94) | 15.27 | (20.05) | (86.15) | (31.12) | 4.30 | (65.32) |
| Financing Cash Flow | 142.13 | 91.14 | 133.60 | 21.91 | (21.43) | (54.86) | 49.31 | (38.92) | (32.98) | (19.03) | (42.54) | (18.56) | 64.13 | 62.91 | (15.38) | 11.86 | 77.28 | 32.71 | (7.31) | (7.93) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q4
2020 | Q4
2019 | Q3
2019 | Q2
2019 | Q1
2019 | Q3
2018 | Q2
2018 | Q1
2018 | Q4
2017 | Q3
2017 |
|---|
| Dividends Per Share | (0.02) | (0.02) | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
