Financial Statements — QNBC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.08 | 0.06 | 0.07 | 0.07 | 0.08 | 0.10 | 0.08 | 0.05 | 0.06 | 0.03 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.06 | 0.11 |
| Net Loans & Leases | 1.70 | 1.27 | 1.24 | 1.21 | 1.20 | 1.16 | 1.15 | 1.11 | 1.05 | 1.02 | 1.00 | -- | -- | -- | -- | -- | -- |
| Total Assets | 2.40 | 1.92 | 1.90 | 1.88 | 1.90 | 1.84 | 1.76 | 1.72 | 1.68 | 1.65 | 1.63 | 1.65 | 1.65 | 1.65 | 1.66 | 1.58 | 1.57 |
| Total Deposits | 2.07 | 1.65 | 1.68 | 1.65 | 1.66 | 1.63 | 1.57 | 1.54 | 1.48 | 1.45 | 1.42 | 1.48 | 1.47 | 1.45 | 1.43 | 1.34 | 1.34 |
| Long-term Debt | -- | -- | 0.00 | 0.00 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total Liabilities | 2.22 | 1.79 | 1.78 | 1.77 | 1.79 | 1.74 | 1.66 | 1.62 | 1.61 | 1.57 | 1.54 | 1.59 | 1.56 | 1.55 | 1.52 | 1.44 | 1.44 |
| Retained Earnings | 0.15 | 0.15 | 0.15 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 |
| Total Stockholder Equity | 0.18 | 0.13 | 0.12 | 0.11 | 0.11 | 0.11 | 0.10 | 0.09 | 0.07 | 0.08 | 0.08 | 0.06 | 0.08 | 0.10 | 0.14 | 0.14 | 0.13 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 30.63 | 22.48 | 23.81 | 23.52 | 23.11 | 22.20 | 22.21 | 21.95 | 20.35 | 19.57 | 19.26 | 18.50 | 15.87 | 15.46 | 14.74 | 13.55 | 12.33 | 11.81 | 11.94 | 11.72 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 9.75 | 9.40 | 9.07 | 8.28 | 6.53 | 5.05 | 3.46 | 2.17 | 1.22 | 1.07 | 1.13 | 1.14 |
| Net Interest Income | 18.35 | 13.11 | 14.04 | 13.00 | 12.65 | 11.54 | 10.98 | 11.13 | 10.59 | 10.17 | 10.19 | 10.21 | 9.33 | 10.42 | 11.28 | 11.38 | 11.10 | 10.74 | 10.81 | 10.58 |
| Provision for Credit Losses | 0.22 | 0.30 | (0.05) | 0.09 | (0.15) | 0.55 | (0.25) | 0.16 | 0.11 | (0.09) | 0.29 | 0.46 | 0.21 | (1.80) | -- | -- | -- | -- | 0.00 | 0.00 |
| Non-interest Income | 2.14 | 1.80 | 1.87 | 1.85 | 1.65 | 1.58 | 1.65 | 1.97 | 1.47 | 1.84 | 0.28 | 1.76 | 1.58 | 1.22 | 3.00 | 0.48 | 0.64 | 1.61 | 2.53 | 1.32 |
| Non-interest Expense | 16.44 | 11.14 | 10.69 | 10.18 | 9.56 | 9.37 | 9.08 | 8.64 | 8.93 | 8.83 | 8.75 | 8.67 | 8.49 | 8.20 | 8.12 | 7.81 | 7.75 | 7.81 | 8.14 | 7.79 |
| Pretax Income | 3.83 | 3.47 | 5.27 | 4.57 | 4.89 | 3.20 | 3.79 | 4.30 | 3.01 | 3.26 | 1.44 | 2.84 | 2.21 | 5.24 | 7.01 | 4.05 | 4.00 | 4.53 | 5.20 | 4.11 |
| Tax Provision | 0.82 | 0.71 | 1.29 | 0.92 | 1.00 | 0.62 | 0.74 | 0.96 | 0.54 | 0.66 | 0.30 | 0.49 | 0.33 | 1.12 | 1.56 | 0.63 | 0.65 | 0.82 | 1.05 | 0.69 |
| Net Income | 3.02 | 2.77 | 3.98 | 3.65 | 3.88 | 2.58 | 3.05 | 3.34 | 2.47 | 2.59 | 1.13 | 2.34 | 1.89 | 4.12 | 5.45 | 3.42 | 3.35 | 3.71 | 4.15 | 3.42 |
| Basic EPS | 0.61 | 0.74 | 1.06 | 0.98 | 1.05 | 0.70 | 0.83 | 0.91 | 0.67 | 0.71 | 0.31 | 0.65 | 0.52 | 1.15 | 1.53 | 0.96 | 0.94 | 1.04 | 1.17 | 0.96 |
| Diluted EPS | 0.60 | 0.73 | 1.07 | 0.98 | 1.04 | 0.69 | 0.83 | 0.91 | 0.67 | 0.71 | 0.31 | 0.65 | 0.52 | 1.15 | 1.53 | 0.96 | 0.94 | 1.04 | 1.17 | 0.96 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 6.88 | (1.93) | 8.29 | 3.59 | 5.73 | (0.99) | 6.52 | 4.05 | 4.05 | 1.61 | 6.03 | 1.02 | 3.33 | 4.08 | 3.97 | 4.94 | 5.57 | 2.35 | 11.43 | 8.19 |
| Investing Cash Flow | 24.10 | (8.39) | (16.13) | (13.66) | (0.97) | 7.38 | (92.15) | (42.87) | (17.68) | (20.63) | (0.24) | (19.45) | (7.50) | 50.23 | (14.44) | (27.76) | (17.82) | (11.63) | (35.89) | (123.71) |
| Financing Cash Flow | (8.25) | 16.63 | (8.19) | 9.93 | (19.84) | 24.45 | 32.11 | 66.14 | 39.58 | 7.33 | 1.72 | 38.75 | 24.80 | (56.01) | 9.15 | 22.95 | 16.08 | 9.14 | 13.69 | 83.06 |
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.39 | 0.39 | 0.38 | 0.38 | 0.38 | 0.38 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.36 | 0.36 | 0.36 | 0.36 | 0.35 | 0.35 |
