Financial Statements — RBB
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.28 | 0.20 | 0.23 | 0.19 | 0.24 | 0.35 | 0.25 | -- | -- | -- | -- | 0.17 | 0.32 | 0.35 | 0.38 | 0.60 | 0.42 |
| Net Loans & Leases | -- | -- | -- | -- | 3.10 | 3.10 | 3.10 | 2.99 | 3.08 | 3.15 | 3.30 | -- | -- | -- | -- | -- | -- |
| Total Assets | 4.28 | 4.19 | 4.21 | 4.09 | 4.01 | 3.99 | 3.87 | 3.88 | 4.07 | 4.08 | 4.11 | 3.91 | 3.97 | 4.01 | 3.80 | 3.89 | 3.66 |
| Total Deposits | 3.39 | 3.34 | 3.37 | 3.19 | 3.14 | 3.09 | 3.02 | 3.03 | 3.15 | 3.18 | 3.15 | 2.96 | 3.03 | 3.17 | 2.97 | 3.07 | 2.82 |
| Long-term Debt | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.17 | 0.17 | 0.17 | 0.17 | 0.17 | 0.17 | 0.17 | 0.17 | 0.17 |
| Total Liabilities | 3.74 | 3.66 | 3.69 | 3.57 | 3.50 | 3.48 | 3.36 | 3.36 | 3.57 | 3.58 | 3.62 | 3.43 | 3.51 | 3.55 | 3.35 | 3.45 | 3.23 |
| Retained Earnings | 0.30 | 0.29 | 0.27 | 0.27 | 0.26 | 0.26 | 0.26 | 0.26 | 0.25 | 0.24 | 0.23 | 0.21 | 0.20 | 0.19 | 0.17 | 0.16 | 0.15 |
| Total Stockholder Equity* | 0.54 | 0.53 | 0.51 | 0.52 | 0.51 | 0.51 | 0.51 | 0.51 | 0.50 | 0.50 | 0.49 | 0.47 | 0.46 | 0.46 | 0.46 | 0.44 | 0.44 |
* Derived from reported values
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Interest & Dividend Income | 57.16 | 56.80 | 57.39 | 54.21 | 52.34 | 54.43 | 52.89 | 54.80 | -- | 55.56 | 57.00 | 53.75 | 52.65 | 46.41 | 42.34 | 39.57 | 38.44 | 37.11 | 35.97 | 35.54 |
| Interest Expense | -- | -- | -- | -- | -- | -- | 28.92 | 29.92 | -- | 27.97 | 25.08 | 19.65 | 13.66 | 7.44 | 5.25 | 5.08 | 5.22 | 5.53 | 5.91 | 6.06 |
| Net Interest Income | 30.09 | 30.50 | 29.28 | 27.33 | 26.16 | 24.55 | 23.97 | 24.88 | -- | 27.59 | 31.93 | 34.10 | 38.99 | 38.98 | 37.09 | 34.49 | 33.23 | 31.58 | 30.06 | 29.49 |
| Provision for Credit Losses | 0.00 | (0.20) | -- | -- | 6.85 | 3.15 | 0.60 | (0.03) | 2.98 | 1.54 | 0.60 | 2.15 | 1.89 | 1.77 | 0.92 | 0.37 | 0.64 | 1.20 | 0.63 | 1.50 |
| Non-interest Income | 3.02 | 4.25 | 3.29 | 8.48 | 2.30 | 5.75 | 3.49 | 3.37 | -- | 2.77 | 2.49 | 2.36 | 2.35 | 2.54 | 3.42 | 2.94 | 3.16 | 5.52 | 4.17 | 5.89 |
| Non-interest Expense | 19.02 | 19.26 | 18.68 | 20.49 | 18.52 | 17.42 | 17.12 | 16.97 | -- | 16.88 | 18.52 | 18.91 | 14.16 | 16.70 | 17.61 | 16.06 | -- | 14.42 | 14.68 | 15.79 |
| Pretax Income | 14.08 | 15.70 | 13.26 | 12.93 | 3.19 | 9.57 | 9.77 | 11.28 | -- | 12.08 | 15.52 | 15.54 | 25.30 | 23.05 | 21.99 | 21.01 | 22.45 | 21.48 | 18.92 | 18.09 |
| Tax Provision | 3.94 | 4.40 | 3.11 | 3.60 | 0.90 | 2.57 | 2.53 | 3.24 | -- | 3.61 | 4.57 | 4.57 | 7.72 | 6.40 | 6.51 | 6.39 | 6.74 | 6.12 | 5.54 | 5.63 |
| Net Income | 10.14 | 11.30 | 10.15 | 9.33 | 2.29 | 7.00 | 7.25 | 8.04 | -- | 8.47 | 10.95 | 10.97 | 17.58 | 16.65 | 15.48 | 14.62 | 15.71 | 15.36 | 13.38 | 12.46 |
| Basic EPS | 0.60 | 0.66 | 0.59 | 0.53 | 0.13 | 0.39 | 0.39 | 0.43 | -- | 0.45 | 0.58 | 0.58 | 0.93 | 0.88 | 0.81 | 0.75 | 0.80 | 0.79 | 0.69 | 0.64 |
| Diluted EPS | 0.59 | 0.66 | 0.59 | 0.52 | 0.13 | 0.39 | 0.39 | 0.43 | -- | 0.45 | 0.58 | 0.58 | 0.92 | 0.87 | 0.80 | 0.74 | 0.79 | 0.77 | 0.67 | 0.63 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 22.29 | 19.43 | 11.84 | 2.12 | 21.66 | 7.77 | 17.47 | 24.50 | 11.67 | 4.85 | (8.81) | 25.28 | 18.01 | 16.82 | 22.52 | 25.79 | 12.34 | 33.16 | 32.41 | 37.43 |
| Capital Expenditures | -- | -- | 0.16 | 0.36 | 0.10 | 0.18 | 0.23 | 0.26 | 0.15 | 0.15 | 0.04 | 0.03 | 0.07 | 0.52 | 0.59 | 0.26 | 0.49 | 0.73 | 0.51 | 0.58 |
| Free Cash Flow* | -- | -- | 11.68 | 1.75 | 21.56 | 7.59 | 17.24 | 24.24 | 11.52 | 4.70 | (8.85) | 25.25 | 17.94 | 16.29 | 21.93 | 25.54 | 11.85 | 32.43 | 31.90 | 36.85 |
| Investing Cash Flow | (10.54) | (21.33) | (15.80) | (71.94) | (130.01) | (42.43) | (98.36) | (32.79) | (12.71) | (16.53) | 153.46 | 83.63 | 46.35 | (40.13) | (107.53) | (96.43) | 14.59 | (70.80) | (128.60) | (160.87) |
| Financing Cash Flow | 74.35 | (13.51) | (18.65) | 112.90 | 61.38 | 15.74 | (10.76) | 104.91 | (15.44) | (150.45) | (44.06) | (24.44) | (48.73) | 170.46 | (5.63) | (79.92) | (51.96) | (306.96) | 413.63 | (103.29) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.14 | 0.14 | 0.14 | 0.14 | 0.13 | 0.13 |
