Financial Statements — RJF
Balance Sheet
(in billions USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 9.98 | 11.22 | 9.89 | 9.20 | 9.66 | 10.05 | 9.10 | 10.00 | 10.21 | 8.38 | 8.66 | 6.18 | 5.96 | 5.72 | 8.22 | 5.98 | 5.85 | 5.38 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 23.90 | 22.88 | 21.96 |
| Total Assets | 94.24 | 91.94 | 88.76 | 84.82 | 83.13 | 82.28 | 80.63 | 81.23 | 80.13 | 77.63 | 79.18 | 77.05 | 86.11 | 73.10 | 68.46 | 57.16 | 56.07 | 53.66 |
| Total Deposits | 63.32 | 62.42 | 60.15 | 57.25 | 56.40 | 55.85 | 54.40 | 54.84 | 55.39 | 53.77 | 54.23 | 51.98 | 49.89 | 34.69 | 34.09 | 30.34 | 29.25 | 27.79 |
| Long-term Debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 | -- | -- | -- | -- | -- |
| Total Liabilities | 81.45 | 79.33 | 76.19 | 72.55 | 70.91 | 70.35 | 69.44 | 70.25 | 69.35 | 67.71 | 69.21 | 67.22 | 76.62 | 64.49 | 59.81 | 49.24 | 48.43 | 46.22 |
| Retained Earnings | 14.98 | 14.49 | 14.05 | 13.10 | 12.77 | 12.38 | 11.39 | 10.99 | 10.61 | 9.87 | 9.59 | 9.25 | 8.48 | 8.26 | 8.00 | 7.26 | 7.00 | 6.70 |
| Total Stockholder Equity | 12.70 | 12.57 | 12.57 | 12.26 | 12.21 | 11.92 | 11.20 | 10.98 | 10.79 | 9.95 | 9.99 | 9.86 | 9.52 | 8.60 | 8.60 | 7.86 | 7.59 | 7.36 |
Income Statement
(in billions USD) (except per-share rows)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.52 | 0.51 | 0.46 | 0.39 | 0.28 | 0.24 | 0.17 | 0.06 | 0.04 | 0.04 | 0.04 |
| Net Interest Income | 0.56 | 0.56 | 0.57 | 0.55 | 0.55 | 0.52 | 0.53 | 0.53 | 0.52 | 0.53 | 0.55 | 0.56 | 0.60 | 0.63 | 0.59 | 0.50 | 0.31 | 0.20 | 0.19 | 0.18 |
| Provision for Credit Losses | (0.02) | 0.02 | 0.00 | 0.02 | 0.08 | 0.02 | 0.01 | 0.02 | 0.00 | (0.01) | 0.01 | 0.10 | 0.11 | 0.06 | 0.02 | 0.04 | 0.06 | 0.02 | (0.01) | 0.01 |
| Non-interest Income | 3.37 | 3.30 | 3.17 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Non-interest Expense | 3.18 | 3.12 | 3.01 | 3.00 | 2.84 | 2.73 | 2.79 | 2.70 | 2.58 | 2.51 | 2.38 | 2.47 | 2.42 | 2.32 | 2.13 | 2.22 | 2.30 | 2.24 | 2.22 | 2.13 |
| Pretax Income | -- | -- | -- | -- | 0.56 | 0.67 | 0.75 | -- | 0.64 | 0.61 | 0.63 | 0.59 | 0.49 | 0.56 | 0.65 | 0.62 | 0.42 | 0.43 | 0.56 | 0.56 |
| Tax Provision | 0.16 | 0.19 | 0.17 | 0.13 | 0.13 | 0.18 | 0.15 | 0.16 | 0.15 | 0.13 | 0.13 | 0.15 | 0.12 | 0.13 | 0.14 | 0.18 | 0.11 | 0.11 | 0.11 | 0.13 |
| Net Income | 0.60 | 0.54 | 0.56 | 0.60 | 0.44 | 0.50 | 0.60 | 0.60 | 0.49 | 0.48 | 0.50 | 0.43 | 0.37 | 0.43 | 0.51 | 0.44 | 0.30 | 0.32 | 0.45 | 0.43 |
| Basic EPS | 3.06 | 2.76 | 2.85 | 3.02 | 2.16 | 2.41 | 2.94 | 2.92 | 2.37 | 2.27 | 2.38 | 2.08 | 1.75 | 1.97 | 2.36 | 2.03 | 1.41 | 1.56 | 2.16 | (0.28) |
| Diluted EPS | 3.01 | 2.72 | 2.79 | 2.96 | 2.12 | 2.36 | 2.86 | 2.85 | 2.31 | 2.22 | 2.32 | 2.03 | 1.71 | 1.93 | 2.30 | 1.98 | 1.38 | 1.52 | 2.10 | (0.29) |
Cash Flow Statement
(in billions USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 |
|---|
| Operating Cash Flow | (0.25) | 1.10 | (0.01) | 0.80 | 0.69 | 0.12 | 0.83 | 0.51 | 0.71 | 0.39 | 0.54 | 0.43 | (0.19) | (0.62) | (3.14) | (4.50) | 5.74 | 1.12 | (2.29) | 4.50 |
| Capital Expenditures | 0.06 | 0.05 | 0.05 | 0.04 | 0.06 | 0.05 | 0.04 | 0.05 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | (0.02) |
| Free Cash Flow* | (0.31) | 1.05 | (0.06) | 0.75 | 0.63 | 0.07 | 0.79 | 0.46 | 0.66 | 0.34 | 0.49 | 0.38 | (0.24) | (0.67) | (3.16) | (4.52) | 5.71 | 1.09 | (2.31) | 4.53 |
| Investing Cash Flow | (2.09) | (1.34) | (1.86) | (1.42) | (1.30) | (0.66) | (0.94) | (0.21) | (0.65) | 0.07 | (0.18) | (0.34) | 0.39 | 0.35 | (0.67) | (2.03) | (2.72) | (0.85) | (1.55) | (1.98) |
| Financing Cash Flow | 0.65 | 1.69 | 0.63 | 2.53 | 0.29 | (0.02) | (0.45) | 1.19 | (1.02) | (0.64) | 0.91 | 0.35 | (1.43) | 2.30 | 0.22 | 1.28 | 2.57 | 0.53 | 1.50 | 2.11 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 |
|---|
| Dividends Per Share | 0.54 | 0.54 | 0.50 | 0.50 | 0.50 | 0.50 | 0.45 | 0.45 | 0.45 | 0.45 | 0.42 | 0.42 | 0.42 | 0.42 | 0.34 | 0.34 | 0.34 | 0.34 | 0.26 | (0.12) |
