Financial Statements — RPAY
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.08 | 0.04 | 0.10 | 0.16 | 0.17 | 0.17 | 0.15 | 0.13 | 0.12 | 0.10 | 0.09 | 0.06 | 0.06 | 0.07 | 0.12 | 0.12 | 0.39 |
| Accounts Receivable | 0.06 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 |
| Inventory | 0.00 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Current Assets | 0.21 | 0.13 | 0.18 | 0.25 | 0.25 | 0.22 | 0.20 | 0.18 | 0.17 | 0.15 | 0.14 | 0.11 | 0.11 | 0.11 | 0.16 | 0.16 | 0.42 |
| Property, Plant & Equipment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Goodwill | 0.65 | 0.47 | 0.61 | 0.61 | 0.72 | 0.72 | 0.72 | 0.72 | 0.79 | 0.79 | 0.79 | 0.83 | 0.83 | 0.82 | 0.75 | 0.75 | 0.46 |
| Intangible Assets | 0.56 | 0.34 | 0.35 | 0.36 | 0.37 | 0.40 | 0.42 | 0.43 | 0.44 | 0.46 | 0.47 | 0.52 | 0.54 | 0.56 | 0.54 | 0.55 | 0.33 |
| Total Non-current Assets | 1.39 | 1.01 | 1.15 | 1.17 | 1.29 | 1.34 | 1.32 | 1.33 | 1.41 | 1.42 | 1.44 | 1.53 | 1.53 | 1.56 | 1.49 | 1.48 | 0.99 |
| Total Assets | 1.61 | 1.14 | 1.33 | 1.41 | 1.54 | 1.56 | 1.52 | 1.52 | 1.58 | 1.58 | 1.58 | 1.64 | 1.64 | 1.67 | 1.65 | 1.65 | 1.41 |
| Accounts Payable | 0.04 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Total Current Liabilities | 0.15 | 0.07 | 0.22 | 0.29 | 0.07 | 0.08 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.07 | 0.07 | 0.08 | 0.06 | 0.07 | 0.06 |
| Long-term Debt | 0.31 | 0.39 | 0.28 | 0.28 | 0.50 | 0.50 | 0.44 | 0.43 | 0.43 | 0.43 | 0.43 | 0.45 | 0.45 | 0.45 | 0.43 | 0.43 | 0.25 |
| Total Non-current Liabilities | 0.99 | 0.59 | 0.49 | 0.48 | 0.70 | 0.71 | 0.64 | 0.63 | 0.63 | 0.62 | 0.63 | 0.63 | 0.64 | 0.66 | 0.66 | 0.66 | 0.66 |
| Total Liabilities | 1.14 | 0.67 | 0.71 | 0.77 | 0.77 | 0.79 | 0.69 | 0.69 | 0.68 | 0.67 | 0.68 | 0.70 | 0.71 | 0.74 | 0.72 | 0.73 | 0.72 |
| Retained Earnings | (0.61) | (0.60) | (0.45) | (0.44) | (0.34) | (0.33) | (0.33) | (0.33) | (0.25) | (0.24) | (0.24) | (0.21) | (0.21) | (0.21) | (0.21) | (0.20) | (0.19) |
| Total Stockholder Equity | 0.47 | 0.48 | 0.62 | 0.63 | 0.76 | 0.75 | 0.82 | 0.81 | 0.88 | 0.88 | 0.87 | 0.90 | 0.89 | 0.89 | 0.88 | 0.87 | 0.65 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Total Revenue | 100.71 | 80.79 | 78.58 | 77.72 | 75.63 | 77.33 | 78.27 | 79.15 | 74.91 | 80.72 | 75.99 | 74.32 | 71.78 | 74.54 | 72.67 | 71.56 | 67.43 | 67.56 | 62.20 | 61.13 |
| Cost of Revenue | 30.08 | 19.31 | 20.24 | 19.93 | 18.40 | 18.66 | 18.56 | 17.58 | 16.32 | 19.18 | 17.26 | 17.64 | 16.84 | 17.97 | 14.90 | 16.63 | 16.73 | 16.56 | 15.00 | 15.29 |
| Gross Profit* | 70.63 | 61.49 | 58.35 | 57.79 | 57.22 | 58.66 | 59.72 | 61.56 | 58.59 | 61.55 | 58.73 | 56.68 | 54.94 | 56.57 | 57.78 | 54.92 | 50.70 | 51.00 | 47.20 | 45.84 |
| Selling, General & Admin | 46.25 | 35.95 | 37.00 | 35.16 | 32.86 | 36.99 | 36.50 | 36.71 | 35.24 | 37.02 | 36.68 | 35.28 | 38.18 | 38.52 | 41.68 | 36.03 | 39.13 | 32.22 | 33.42 | 33.70 |
| Total Operating Expenses* | 73.88 | 61.49 | 201.53 | 60.80 | 162.13 | 62.28 | 60.89 | 62.24 | 62.01 | 64.05 | 137.19 | 61.80 | 64.81 | 74.54 | 76.07 | 60.35 | 67.27 | 57.91 | 67.86 | 58.05 |
| Operating Income | (3.26) | (0.01) | (143.19) | (3.01) | (104.90) | (3.62) | (1.17) | (0.67) | (3.42) | (2.50) | (78.46) | (5.12) | (9.87) | (17.96) | (18.29) | (5.43) | (16.57) | (6.91) | (20.66) | (12.22) |
| Pretax Income | (14.19) | (8.00) | (150.58) | (8.43) | (109.33) | (8.62) | (4.38) | 4.74 | (6.21) | (5.06) | (81.10) | (8.48) | (6.38) | (23.57) | (8.40) | 4.90 | 1.69 | 16.73 | (35.77) | (9.57) |
| Tax Provision | (2.66) | 2.03 | (2.31) | (1.81) | (1.30) | (0.45) | (0.43) | 1.52 | (1.97) | 0.30 | (3.42) | (2.00) | (1.05) | 4.36 | (0.24) | (0.47) | 3.05 | 3.84 | (18.37) | (2.26) |
| Net Income | (10.99) | (9.94) | (140.11) | (6.41) | (102.25) | (7.95) | (4.12) | 3.24 | (4.07) | (5.21) | (73.29) | (6.17) | (4.64) | (26.39) | (6.67) | 5.85 | 0.01 | 13.65 | (15.76) | (6.27) |
| Basic EPS | (0.13) | (0.12) | (1.68) | (0.08) | (1.15) | (0.09) | (0.05) | 0.04 | (0.04) | (0.06) | (0.81) | (0.07) | (0.05) | (0.30) | (0.08) | 0.07 | 0.00 | 0.15 | -- | -- |
| Diluted EPS | (0.13) | (0.12) | (1.68) | (0.08) | (1.15) | (0.09) | (0.04) | 0.03 | (0.04) | (0.06) | (0.81) | (0.07) | (0.05) | (0.30) | (0.05) | 0.05 | 0.00 | 0.12 | -- | -- |
* Derived from reported values
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 40.24 | 16.82 | 23.32 | 32.23 | 33.07 | 2.50 | 34.25 | 60.06 | 30.98 | 24.80 | 34.86 | 27.97 | 19.95 | 20.83 | 21.83 | 25.33 | 13.31 | 13.75 | 21.85 | 14.62 |
| Capital Expenditures | 2.18 | 0.12 | 0.09 | 0.12 | (0.07) | 0.15 | 0.21 | 0.21 | 0.48 | 0.09 | (0.33) | 0.95 | (0.41) | 0.53 | 0.55 | 0.80 | 1.27 | 0.55 | 0.93 | 0.94 |
| Free Cash Flow* | 38.06 | 16.70 | 23.23 | 32.10 | 33.13 | 2.36 | 34.05 | 59.85 | 30.50 | 24.71 | 35.19 | 27.02 | 20.37 | 20.30 | 21.28 | 24.53 | 12.03 | 13.20 | 20.91 | 13.67 |
| Investing Cash Flow | (361.02) | (33.95) | (9.54) | (11.44) | (10.46) | (10.54) | (10.79) | (11.24) | (11.69) | (11.13) | (26.62) | (14.03) | (10.13) | 26.69 | (10.69) | (12.21) | (9.08) | (7.57) | (100.72) | (10.11) |
| Financing Cash Flow | 361.42 | (51.71) | (0.04) | (87.86) | (22.81) | (19.48) | (2.00) | (7.60) | (0.08) | (2.99) | (5.49) | (0.47) | (0.73) | (22.26) | (4.31) | (5.93) | (5.52) | (1.70) | 18.13 | (7.97) |
* Derived from reported values
