Financial Statements — RVSB
Balance Sheet
(in billions USD)| Metric | Q1
2027 | Q3
2026 | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.10 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 | 0.11 | 0.14 | 0.24 | 0.37 | 0.33 | 0.24 | 0.24 | 0.16 |
| Total Assets | 1.47 | 1.51 | 1.51 | 1.52 | 1.51 | 1.55 | 1.54 | 1.59 | 1.58 | 1.58 | 1.60 | 1.68 | 1.70 | 1.68 | 1.72 | 1.62 | 1.44 | 1.43 | 1.38 |
| Total Deposits | 1.26 | 1.23 | 1.24 | 1.21 | 1.22 | 1.24 | 1.22 | 1.22 | 1.24 | 1.24 | 1.37 | 1.49 | 1.50 | 1.47 | 1.51 | 1.41 | 1.24 | 1.20 | 1.16 |
| Total Liabilities | 1.33 | 1.35 | 1.35 | 1.35 | 1.35 | 1.39 | 1.38 | 1.43 | 1.43 | 1.43 | 1.45 | 1.54 | 1.54 | 1.52 | 1.56 | 1.46 | 1.28 | 1.28 | 1.23 |
| Retained Earnings | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.10 | 0.10 | 0.09 | 0.09 | 0.08 | 0.08 |
| Total Stockholder Equity | 0.15 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.16 | 0.16 | 0.16 | 0.15 | 0.15 | 0.15 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2027 | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 |
|---|
| Interest & Dividend Income | 16.37 | 15.29 | 15.97 | 15.37 | 15.38 | 14.49 | 15.13 | 14.94 | 14.40 | 14.29 | 14.27 | 14.04 | 13.96 | 13.94 | 14.44 | 14.09 | 13.19 | 12.39 | 12.55 | 12.97 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 5.74 | 4.95 | 4.18 | 3.60 | 2.13 | 0.74 | 0.66 | 0.53 | 0.48 | 0.49 | 0.59 |
| Net Interest Income | 11.40 | 10.18 | 10.55 | 9.78 | 9.84 | 9.19 | 9.39 | 8.94 | 8.82 | 8.55 | 9.32 | 9.85 | 10.36 | 11.81 | 13.70 | 13.43 | 12.66 | 11.91 | 12.06 | 12.38 |
| Provision for Credit Losses | -- | 1.16 | 0.10 | -- | -- | 0.00 | 0.00 | 0.10 | -- | -- | -- | -- | -- | -- | -- | -- | -- | (0.65) | (1.27) | (1.10) |
| Non-interest Income | 3.62 | (8.03) | 3.50 | 3.84 | 3.43 | 3.71 | 3.34 | 3.84 | 3.37 | 0.49 | 3.06 | 3.41 | 3.29 | 2.97 | 2.96 | 3.13 | 3.13 | 2.97 | 3.12 | 3.07 |
| Non-interest Expense | 12.89 | 11.51 | 12.21 | 12.23 | 11.72 | 11.44 | 11.15 | 10.70 | 10.97 | 13.11 | 10.55 | 10.09 | 9.98 | 9.95 | 9.85 | 9.80 | 9.77 | 10.12 | 9.28 | 8.19 |
| Pretax Income | 2.13 | (10.52) | 1.74 | 1.40 | 1.55 | 1.46 | 1.58 | 1.98 | 1.22 | (4.06) | 1.83 | 3.17 | 3.67 | 4.09 | 6.82 | 6.76 | 6.02 | 5.41 | 7.17 | 8.36 |
| Tax Provision | 0.44 | (2.47) | 0.36 | 0.30 | 0.32 | 0.31 | 0.34 | 0.43 | 0.25 | (1.09) | 0.38 | 0.70 | 0.82 | 1.10 | 1.58 | 1.57 | 1.37 | 1.28 | 1.66 | 1.93 |
| Net Income | 1.69 | (8.04) | 1.38 | 1.10 | 1.23 | 1.15 | 1.23 | 1.56 | 0.97 | (2.97) | 1.45 | 2.47 | 2.84 | 2.98 | 5.24 | 5.19 | 4.65 | 4.13 | 5.51 | 6.43 |
| Basic EPS | 0.08 | (0.39) | 0.07 | 0.05 | 0.06 | 0.05 | 0.06 | 0.07 | 0.05 | (0.14) | 0.07 | 0.12 | 0.13 | 0.15 | 0.24 | 0.24 | 0.21 | 0.18 | 0.25 | 0.29 |
| Diluted EPS | 0.08 | (0.39) | 0.07 | 0.05 | 0.06 | 0.05 | 0.06 | 0.07 | 0.05 | (0.14) | 0.07 | 0.12 | 0.13 | 0.14 | 0.24 | 0.24 | 0.21 | 0.18 | 0.25 | 0.29 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2027 | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 |
|---|
| Operating Cash Flow | 2.03 | (3.51) | (0.51) | 16.76 | (0.70) | (0.14) | 2.21 | 0.76 | 5.44 | (7.87) | 10.08 | 1.47 | 9.07 | (1.42) | 6.20 | 5.03 | 3.77 | 6.47 | 1.75 | 7.06 |
| Capital Expenditures | 0.16 | 0.09 | 0.23 | 0.39 | 0.08 | 0.09 | 0.30 | 2.21 | 0.11 | 1.80 | 0.34 | 1.36 | 2.11 | 0.52 | 3.29 | 0.90 | 0.26 | 0.23 | 1.62 | 0.92 |
| Free Cash Flow* | 1.87 | (3.60) | (0.74) | 16.36 | (0.77) | (0.23) | 1.91 | (1.44) | 5.33 | (9.67) | 9.74 | 0.12 | 6.96 | (1.93) | 2.92 | 4.13 | 3.50 | 6.24 | 0.13 | 6.14 |
| Investing Cash Flow | (21.91) | 116.31 | (6.76) | 6.50 | 2.29 | (0.27) | 30.85 | (4.09) | (13.16) | 50.92 | 5.46 | (3.13) | 10.31 | 11.28 | (2.99) | (21.99) | (62.54) | (64.22) | (95.13) | (65.14) |
| Financing Cash Flow | 5.23 | (24.57) | 3.10 | (24.62) | 3.17 | 4.48 | (38.67) | 6.48 | 11.89 | (56.96) | (8.84) | 2.57 | (11.47) | (12.15) | (93.06) | (10.69) | (40.81) | 59.32 | (34.89) | 91.46 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2027 | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 |
|---|
| Dividends Per Share | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
