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Financial Statements — SAN
Balance Sheet
(in billions EUR)| Metric | Q4 2025 | Q2 2025 | Q4 2024 | Q2 2024 | Q4 2023 | Q2 2023 | Q4 2022 | Q2 2022 | Q4 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 152.28 | 175.56 | 192.21 | 156.23 | 220.34 | 207.55 | 223.07 | 211.28 | 210.69 | 183.09 |
| Total Assets | 1,867.52 | 1,815.89 | 1,837.08 | 1,786.26 | 1,797.06 | 1,780.49 | 1,734.66 | 1,722.84 | 1,595.84 | 1,568.64 |
| Total Liabilities | 1,754.77 | 1,706.90 | 1,729.75 | 1,682.61 | 1,692.82 | 1,678.45 | 1,637.07 | 1,625.38 | 1,498.78 | 1,472.89 |
| Total Stockholder Equity | 112.75 | 108.99 | 107.33 | 103.65 | 104.24 | 102.04 | 97.59 | 97.46 | 97.05 | 95.75 |
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Income Statement
(in billions EUR) (except per-share rows)| Metric | Q2 2025 | Q2 2024 | Q2 2023 | Q2 2022 | Q2 2021 |
|---|---|---|---|---|---|
| Interest Expense | 30.13 | 33.38 | 29.00 | 12.46 | 5.74 |
| Pretax Income | 9.10 | 9.51 | 8.09 | 7.92 | 6.91 |
| Tax Provision | 2.37 | 2.92 | 2.28 | 2.37 | 2.47 |
| Net Income | 7.46 | 6.59 | 5.81 | 5.54 | 4.44 |
| Basic EPS | 0.43 | 0.37 | 0.31 | 0.27 | 0.20 |
| Diluted EPS | 0.43 | 0.37 | 0.31 | 0.27 | 0.20 |
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Cash Flow Statement
(in billions EUR)| Metric | Q2 2025 | Q2 2024 | Q2 2023 | Q2 2022 | Q2 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | 2.60 | (60.17) | (11.89) | 7.39 | 28.05 |
| Investing Cash Flow | (0.56) | (2.30) | (2.50) | (1.65) | (1.68) |
| Financing Cash Flow | (8.06) | (4.17) | (2.36) | (7.12) | (0.29) |
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