Financial Statements — SBFG
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.14 | 0.13 | 0.09 | 0.08 | 0.11 | 0.05 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.13 | 0.14 | 0.15 | 0.21 |
| Net Loans & Leases | 1.17 | 1.16 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 1.62 | 1.60 | 1.50 | 1.49 | 1.50 | 1.39 | 1.33 | 1.34 | 1.34 | 1.30 | 1.29 | 1.34 | 1.33 | 1.31 | 1.33 |
| Total Deposits | 1.39 | 1.37 | 1.26 | 1.25 | 1.27 | 1.16 | 1.09 | 1.07 | 1.11 | 1.09 | 1.07 | 1.14 | 1.11 | 1.09 | 1.12 |
| Long-term Debt | -- | -- | -- | -- | -- | 0.02 | 0.02 | -- | -- | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | -- |
| Total Liabilities | 1.47 | 1.46 | 1.36 | 1.35 | 1.37 | 1.26 | 1.21 | 1.22 | 1.22 | 1.19 | 1.17 | 1.20 | 1.19 | 1.17 | 1.18 |
| Retained Earnings | 0.13 | 0.13 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.10 | 0.09 | 0.10 | 0.09 | 0.09 |
| Total Stockholder Equity | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.11 | 0.12 | 0.12 | 0.11 | 0.12 | 0.13 | 0.14 | 0.14 | 0.14 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Interest & Dividend Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 14.41 | 13.82 | 12.94 | 11.76 | 10.47 | 9.40 | 10.00 | 11.03 | 10.16 | 10.71 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 5.54 | 5.26 | 4.58 | 3.50 | 2.04 | 1.33 | 0.88 | 0.92 | 0.93 | 1.01 | 1.01 | 1.08 |
| Net Interest Income* | 12.95 | 12.71 | 12.71 | 12.33 | 12.13 | 11.28 | 10.90 | 10.19 | 9.58 | 9.54 | 9.83 | 10.32 | 10.90 | 10.43 | 9.59 | 8.48 | 9.08 | 10.02 | 9.16 | 9.63 |
| Provision for Credit Losses | 0.30 | 0.21 | 0.20 | 0.12 | 0.60 | 0.39 | (0.08) | 0.20 | (0.14) | (0.01) | 0.14 | 0.25 | -- | -- | -- | -- | 0.00 | 0.30 | 0.00 | 0.75 |
| Non-interest Income | 4.99 | 4.71 | 3.71 | 4.24 | 5.05 | 4.11 | 4.56 | 4.12 | 5.53 | 4.16 | 4.36 | 3.67 | 3.71 | 4.04 | 4.67 | 5.80 | 6.59 | 6.65 | 6.54 | 10.92 |
| Non-interest Expense | 12.14 | 11.93 | 11.24 | 11.50 | 11.85 | 12.41 | 11.00 | 11.00 | 10.37 | 10.48 | 10.34 | 10.77 | 10.27 | 10.38 | 10.80 | 10.86 | 11.57 | 11.26 | 11.08 | 10.91 |
| Pretax Income | 5.51 | 5.28 | 4.98 | 4.96 | 4.73 | 2.59 | 4.53 | 3.11 | 4.82 | 3.22 | 3.71 | 2.97 | 4.34 | -- | -- | 3.42 | 4.10 | 5.12 | 4.62 | 8.89 |
| Tax Provision | 1.01 | 0.99 | 1.07 | 0.91 | 0.88 | 0.43 | 0.89 | 0.75 | 0.94 | 0.54 | 0.63 | 0.52 | 0.81 | 0.75 | 0.63 | 0.61 | 0.77 | 1.01 | 0.86 | 1.81 |
| Net Income | 4.50 | 4.30 | 3.92 | 4.05 | 3.85 | 2.16 | 3.64 | 2.35 | 3.88 | 2.69 | 3.08 | 2.45 | 3.53 | 3.34 | 2.83 | 2.81 | 3.33 | 4.10 | 3.76 | 7.08 |
| Basic EPS | 0.72 | 0.69 | 0.62 | 0.64 | 0.60 | 0.33 | 0.55 | 0.35 | 0.57 | 0.40 | 0.45 | 0.35 | 0.51 | 0.48 | 0.40 | 0.40 | 0.49 | 0.59 | 0.53 | 0.97 |
| Diluted EPS | 0.72 | 0.69 | 0.62 | 0.64 | 0.60 | 0.33 | 0.55 | 0.35 | 0.57 | 0.39 | 0.44 | 0.35 | 0.50 | 0.47 | 0.40 | 0.40 | 0.49 | 0.58 | 0.52 | 0.97 |
* Derived from reported values
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Operating Cash Flow | 6.83 | (3.00) | 8.27 | 12.69 | (3.62) | 6.70 | 5.96 | 3.50 | 6.77 | 8.13 | 3.23 | (4.14) | 12.75 | 9.13 | 5.16 | (1.46) | 11.25 | 3.97 | 2.92 | (0.88) |
| Capital Expenditures | 0.37 | 0.23 | 0.70 | 0.45 | 0.53 | 0.92 | 0.28 | 0.95 | 0.18 | 0.27 | 0.17 | 0.34 | 0.58 | 0.27 | 0.63 | 0.42 | 0.55 | 0.09 | 1.63 | 0.17 |
| Free Cash Flow* | 6.47 | (3.22) | 7.57 | 12.24 | (4.15) | 5.78 | 5.67 | 2.55 | 6.60 | 7.86 | 3.05 | (4.48) | 12.17 | 8.86 | 4.53 | (1.88) | 10.70 | 3.88 | 1.29 | (1.05) |
| Investing Cash Flow | (4.97) | 2.12 | (63.10) | (12.21) | (1.95) | 9.17 | (14.08) | (14.86) | (7.05) | 3.67 | (4.64) | (9.36) | (32.68) | (21.68) | (67.98) | (43.33) | 5.92 | (34.53) | (37.78) | (5.59) |
| Financing Cash Flow | 9.99 | 55.63 | 41.35 | 5.08 | (20.11) | 63.34 | (15.29) | 37.75 | 4.19 | (13.74) | 0.79 | 7.31 | 19.81 | 10.92 | (37.62) | 25.29 | (5.67) | 13.58 | (16.18) | 71.82 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q4
2023 | Q3
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2020 | Q2
2020 | Q1
2020 | Q4
2019 | Q3
2016 | Q2
2016 |
|---|
| Dividends Per Share | 0.16 | 0.16 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.12 | 0.11 | 0.12 | 0.90 | 0.90 | 0.16 | (1.31) | 0.06 | 0.06 |
