Sezzle Inc. (SEZL)

Services-Business Services, NEC

Latest Price

$121.57

TTM P/E

26.54

Normalized P/E

29.88

Div Yield

Book Value

6.91

P/B Ratio

17.58

Valuation metrics

EPS: $3.72

Book value / share: $5.02

Formula: √(22.5 × EPS × BVPS)

Graham Number

$20.51

83% downside

Norm. op. income: $22M (median of 5yr)

Tax rate: 13%

Discount rate: 10%

Growth assumption: zero (EPV is a no-growth value)

Earnings Power Value

$7.60

94% downside

Base FCF: $41M (median of recent 5yr)

Growth: 25%/yr (median YOY, capped at 25%)

Discount rate: 10%

Terminal growth: 3%

Projection horizon: 10 years

DCF Fair Value

$91.80

24% downside

EPS: $3.72

Target P/E: 30×

Formula: EPS × P/E

P/E Fair Value

$111.60

8% downside

51.9% held by institutions

Institution	Shares	Value	Ownership %	Change	Filing Date
BlackRock, Inc.	2.54M	$436.0M	7.55%	+5.3K	2026-06-30
Divisadero Street Capital Management, LP	1.65M	$283.0M	4.90%	+337.9K	2026-06-30
Caption Management, LLC	831.6K	$142.0M	2.47%	+25.9K	2026-06-30
Accredited Investors Inc.	807.4K	$138.0M	2.40%	-79.2K	2026-06-30
VANGUARD CAPITAL MANAGEMENT LLC	760.3K	$130.0M	2.26%	-3.3K	2026-06-30
STATE STREET CORP	659.9K	$113.0M	1.96%	+37.6K	2026-06-30
PRICE T ROWE ASSOCIATES INC /MD/	631.8K	$108.0M	1.88%	+250.9K	2026-06-30
Schonfeld Strategic Advisors LLC	588.6K	$101.0M	1.75%	+580.0K	2026-06-30
GEODE CAPITAL MANAGEMENT, LLC	557.8K	$95.0M	1.66%	+36.7K	2026-06-30
CITADEL ADVISORS LLC	542.0K	$93.0M	1.61%	+164.5K	2026-06-30