Financial Statements — SFBC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.12 | 0.14 | 0.10 | 0.10 | 0.13 | 0.15 | 0.14 | 0.14 | 0.10 | 0.10 | 0.08 | 0.08 | 0.08 | 0.20 | 0.21 | 0.24 | 0.27 |
| Net Loans & Leases | 0.88 | 0.91 | 0.90 | 0.90 | 0.88 | 0.89 | 0.88 | 0.89 | 0.87 | 0.85 | 0.86 | 0.84 | 0.80 | 0.70 | 0.66 | 0.63 | 0.61 |
| Total Assets | 1.07 | 1.11 | 1.06 | 1.06 | 1.07 | 1.10 | 1.07 | 1.09 | 1.03 | 1.01 | 1.00 | 0.98 | 0.94 | 0.96 | 0.93 | 0.92 | 0.94 |
| Total Deposits | 0.93 | 0.97 | 0.90 | 0.90 | 0.91 | 0.93 | 0.91 | 0.92 | 0.86 | 0.82 | 0.84 | 0.82 | 0.79 | 0.84 | 0.81 | 0.80 | 0.82 |
| Total Liabilities | 0.95 | 1.00 | 0.95 | 0.95 | 0.96 | 1.00 | 0.97 | 0.99 | 0.93 | 0.91 | 0.91 | 0.89 | 0.84 | 0.87 | 0.84 | 0.83 | 0.85 |
| Retained Earnings | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 |
| Total Stockholder Equity | 0.11 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 14.85 | 14.47 | 14.28 | 14.65 | 14.92 | 13.71 | 14.74 | 14.84 | 14.04 | 13.76 | 13.34 | 12.69 | 12.41 | 12.17 | 11.82 | 10.78 | 8.99 | 8.21 | 8.36 | 9.10 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 6.59 | 6.30 | 5.77 | 4.52 | 3.67 | 2.80 | 2.13 | 1.18 | 0.59 | 0.60 | 0.64 | 0.79 |
| Net Interest Income | 9.59 | 9.05 | 8.66 | 8.94 | 9.26 | 8.07 | 8.22 | 7.87 | 7.45 | 7.46 | 7.57 | 8.17 | 8.74 | 9.37 | 9.69 | 9.60 | 8.39 | 7.62 | 7.72 | 8.32 |
| Provision for Credit Losses | (0.22) | 0.12 | 0.11 | 0.06 | 0.17 | (0.20) | 0.01 | 0.01 | (0.11) | (0.03) | (0.03) | 0.08 | (0.33) | 0.01 | 0.13 | 0.38 | 0.60 | 0.13 | 0.00 | 0.18 |
| Non-interest Income | 1.43 | 0.91 | 0.87 | 0.88 | 1.12 | 1.10 | 1.16 | 1.24 | 1.16 | 1.10 | 1.07 | 1.08 | 1.89 | 0.97 | 1.02 | 1.03 | 1.01 | 1.52 | 1.48 | 1.43 |
| Non-interest Expense | 8.13 | 7.87 | 6.84 | 7.68 | 7.67 | 7.91 | 7.06 | 7.68 | 7.74 | 7.66 | 7.31 | 7.71 | 7.50 | 7.62 | 7.12 | 7.04 | 6.78 | 6.84 | 6.93 | 6.32 |
| Pretax Income | 3.12 | 1.96 | 2.58 | 2.09 | 2.54 | 1.46 | 2.31 | 1.42 | 0.98 | 0.93 | 1.35 | 1.46 | 3.47 | 2.72 | 3.46 | 3.21 | 2.02 | 2.18 | 2.27 | 3.26 |
| Tax Provision | 0.60 | 0.38 | 0.34 | 0.40 | 0.49 | 0.29 | 0.39 | 0.27 | 0.19 | 0.16 | 0.14 | 0.30 | 0.58 | 0.55 | 0.54 | 0.67 | 0.41 | 0.46 | 0.41 | 0.66 |
| Net Income | 2.52 | 1.58 | 2.24 | 1.70 | 2.05 | 1.17 | 1.92 | 1.15 | 0.80 | 0.77 | 1.21 | 1.17 | 2.89 | 2.17 | 2.92 | 2.55 | 1.61 | 1.72 | 1.86 | 2.59 |
| Basic EPS | 0.98 | 0.61 | 0.88 | 0.66 | 0.80 | 0.45 | 0.75 | 0.45 | 0.31 | 0.30 | 0.47 | 0.45 | 1.12 | 0.84 | 1.12 | 0.99 | 0.62 | 0.66 | 0.70 | 1.00 |
| Diluted EPS | 0.98 | 0.61 | 0.87 | 0.66 | 0.79 | 0.45 | 0.74 | 0.45 | 0.31 | 0.30 | 0.47 | 0.45 | 1.11 | 0.83 | 1.12 | 0.97 | 0.61 | 0.65 | 0.70 | 0.98 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.22 | 1.51 | 2.01 | 3.80 | (0.49) | 1.85 | 0.15 | 3.28 | (4.01) | 3.52 | 2.12 | 2.96 | (0.16) | 1.96 | 4.59 | (0.06) | 2.62 | 2.90 | 7.03 | (2.22) |
| Capital Expenditures | 0.06 | 0.03 | 0.07 | 0.04 | 0.02 | 0.04 | 0.03 | 0.04 | (1.61) | 1.62 | 0.22 | 0.06 | 0.13 | 0.04 | 0.17 | 0.06 | 0.08 | 0.08 | 0.05 | 0.06 |
| Free Cash Flow* | 0.17 | 1.47 | 1.94 | 3.76 | (0.52) | 1.81 | 0.13 | 3.23 | (2.40) | 1.90 | 1.90 | 2.90 | (0.29) | 1.93 | 4.42 | (0.12) | 2.53 | 2.82 | 6.97 | (2.28) |
| Investing Cash Flow | 30.02 | (21.06) | 4.84 | (4.18) | (17.08) | 13.92 | 1.75 | (12.40) | 11.80 | (5.10) | (19.15) | (19.96) | 15.74 | (2.96) | (16.12) | (46.84) | (96.33) | (26.28) | (20.36) | (30.57) |
| Financing Cash Flow | (48.16) | 19.09 | 30.45 | (1.00) | (11.37) | 72.08 | (107.19) | 22.94 | (10.65) | 89.87 | (35.17) | 18.72 | 3.01 | 24.74 | (6.70) | 42.91 | (23.32) | 36.87 | (9.77) | 2.68 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.21 | 0.21 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.17 | 0.17 | 0.17 | 0.17 | 0.27 | 0.17 | 0.17 |