Financial Statements — SHBI
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.26 | 0.34 | 0.42 | 0.18 | 0.39 | 0.18 | 0.14 | 0.11 | 0.11 | 0.05 | 0.04 | 0.16 | 0.40 | 0.57 | 0.31 | 0.24 | 0.23 |
| Total Assets | 6.15 | 6.21 | 6.28 | 6.04 | 6.18 | 5.92 | 5.86 | 5.83 | 5.71 | 3.64 | 3.55 | 3.45 | 3.44 | 3.49 | 2.26 | 2.12 | 2.04 |
| Total Deposits | 5.40 | 5.46 | 5.53 | 5.31 | 5.46 | 5.23 | 5.15 | 5.18 | 5.11 | 2.94 | 2.99 | 3.02 | 3.01 | 3.07 | 2.02 | 1.88 | 1.80 |
| Long-term Debt | 0.09 | 0.09 | 0.07 | 0.07 | 0.07 | 0.12 | 0.12 | 0.07 | 0.07 | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 5.54 | 5.60 | 5.70 | 5.47 | 5.62 | 5.38 | 5.34 | 5.31 | 5.20 | 3.28 | 3.19 | 3.09 | 3.09 | 3.14 | 2.06 | 1.92 | 1.84 |
| Retained Earnings | 0.26 | 0.25 | 0.22 | 0.21 | 0.20 | 0.18 | 0.17 | 0.17 | 0.16 | 0.17 | 0.17 | 0.17 | 0.16 | 0.15 | 0.15 | 0.15 | 0.14 |
| Total Stockholder Equity* | 0.62 | 0.60 | 0.58 | 0.57 | 0.55 | 0.53 | 0.52 | 0.52 | 0.50 | 0.36 | 0.36 | 0.36 | 0.35 | 0.35 | 0.20 | 0.20 | 0.20 |
* Derived from reported values
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 77.45 | 78.39 | 80.16 | 77.19 | 76.62 | 76.06 | 76.40 | 74.69 | 73.11 | 71.14 | 71.14 | 71.25 | 36.63 | 35.06 | 32.28 | 30.58 | 26.67 | 24.32 | 22.40 | 16.90 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 30.00 | 29.61 | 25.63 | 14.14 | 9.40 | 5.34 | 3.26 | 2.05 | 1.89 | 1.76 | 1.31 |
| Net Interest Income | 52.92 | 52.56 | 50.44 | 48.66 | 47.25 | 46.03 | 44.01 | 43.26 | 42.14 | 41.14 | 41.53 | 45.62 | 22.49 | 25.66 | 26.94 | 27.32 | 24.62 | 22.43 | 20.64 | 15.59 |
| Provision for Credit Losses | 0.90 | 0.09 | 2.83 | 2.99 | 1.53 | 1.03 | 0.78 | 1.47 | 2.08 | 0.41 | 0.90 | 28.18 | 0.60 | 1.05 | 0.45 | 0.68 | 0.20 | 0.60 | (1.01) | 0.29 |
| Non-interest Income | 8.83 | 7.24 | 8.67 | 7.70 | 9.32 | 7.00 | 8.85 | 7.29 | 8.44 | 6.57 | 7.55 | 14.98 | 5.29 | 5.33 | 5.86 | 5.34 | 5.83 | 6.05 | 5.13 | 2.91 |
| Non-interest Expense | 35.67 | 37.06 | 35.50 | 34.38 | 34.41 | 33.75 | 33.94 | 34.11 | 33.50 | 36.70 | 33.67 | 47.16 | 21.61 | 20.89 | 21.00 | 18.90 | 20.09 | 20.33 | 23.50 | 11.94 |
| Pretax Income | 25.19 | 22.66 | 20.78 | 18.99 | 20.63 | 18.26 | 18.14 | 14.97 | 15.00 | 10.60 | 14.51 | (14.73) | 5.51 | 8.89 | 11.36 | 13.09 | 10.16 | 7.54 | 3.99 | 6.27 |
| Tax Provision | 6.32 | 5.57 | 4.89 | 4.64 | 5.13 | 4.49 | 4.86 | 3.78 | 3.77 | 2.41 | 4.02 | (4.99) | 1.50 | 2.44 | 2.95 | 3.43 | 2.66 | 1.93 | 1.27 | 1.66 |
| Net Income | 18.86 | 17.09 | 15.89 | 14.35 | 15.51 | 13.76 | 13.28 | 11.19 | 11.23 | 8.18 | 10.49 | (9.74) | 10.48 | 6.46 | 8.41 | 9.66 | 7.50 | 5.61 | 2.72 | 4.62 |
| Basic EPS | 0.56 | 0.51 | 0.48 | 0.43 | 0.46 | 0.41 | 0.39 | 0.34 | 0.34 | 0.25 | 0.09 | (0.29) | 0.20 | 0.32 | 0.42 | 0.49 | 0.38 | 0.28 | 0.10 | -- |
| Diluted EPS | 0.56 | 0.51 | 0.48 | 0.43 | 0.46 | 0.41 | 0.39 | 0.34 | 0.34 | 0.25 | 0.09 | (0.29) | 0.20 | 0.32 | 0.42 | 0.49 | 0.38 | 0.28 | 0.10 | -- |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 7.57 | 31.57 | 8.48 | 42.47 | (8.34) | 19.78 | 32.42 | 9.05 | 3.03 | 2.39 | 36.07 | (24.01) | (0.57) | 11.22 | 2.59 | 7.01 | 17.85 | 25.20 | (23.08) | 5.04 |
| Capital Expenditures | 0.57 | 1.09 | 0.68 | 0.59 | 0.88 | 1.02 | 1.25 | 0.61 | 1.59 | 1.77 | 2.30 | 1.89 | 1.15 | 0.62 | 0.14 | 0.55 | 0.75 | 0.97 | 0.34 | 2.06 |
| Free Cash Flow* | 7.01 | 30.49 | 7.80 | 41.88 | (9.22) | 18.76 | 31.16 | 8.44 | 1.45 | 0.61 | 33.77 | (25.89) | (1.72) | 10.60 | 2.44 | 6.46 | 17.11 | 24.23 | (23.42) | 2.98 |
| Investing Cash Flow | (23.16) | 30.41 | (34.38) | (20.81) | (44.86) | (18.27) | (54.44) | (5.94) | (20.01) | (54.15) | (44.22) | 396.19 | (76.53) | (103.12) | (132.76) | (245.59) | (129.52) | (73.70) | 244.65 | (68.04) |
| Financing Cash Flow | (67.57) | (76.73) | (35.04) | 209.87 | (150.83) | (72.36) | 298.26 | 41.63 | 41.30 | (206.09) | 271.86 | (309.30) | 85.22 | 74.11 | 22.37 | (1.12) | (56.30) | 35.86 | 51.19 | 136.67 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.14 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 |
