Financial Statements — SMBC
Balance Sheet
(in billions USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.09 | 0.13 | 0.12 | 0.23 | 0.15 | 0.08 | 0.17 | 0.22 | 0.09 | 0.11 | 0.05 | 0.05 | 0.25 | 0.18 | 0.11 | 0.24 | 0.15 | 0.04 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.58 | 2.36 | 2.25 | 2.13 | -- | -- |
| Total Assets | 5.14 | 5.09 | 5.04 | 4.98 | 4.91 | 4.73 | 4.65 | 4.64 | 4.47 | 4.29 | 3.45 | 3.44 | 3.26 | 2.92 | 2.74 | 2.73 | 2.62 | 2.54 |
| Total Deposits | 4.34 | 4.31 | 4.28 | 4.26 | 4.21 | 4.04 | 4.00 | 3.99 | 3.84 | 3.76 | 3.01 | 2.85 | 2.85 | 2.55 | 2.37 | 2.37 | 2.27 | 2.17 |
| Total Current Liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.46 | 2.36 | 2.28 |
| Total Liabilities* | 4.57 | 4.53 | 4.48 | 4.45 | 4.40 | 4.22 | 4.17 | 4.17 | 4.02 | 3.86 | 3.11 | 3.12 | 2.94 | 2.62 | 2.45 | 2.46 | 2.36 | 2.28 |
| Total Stockholder Equity | 0.57 | 0.57 | 0.56 | 0.53 | 0.51 | 0.51 | 0.48 | 0.47 | 0.45 | 0.44 | 0.34 | 0.33 | 0.33 | 0.30 | 0.29 | 0.27 | 0.27 | 0.26 |
* Derived from reported values
Income Statement
(in millions USD) (except per-share rows)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Interest & Dividend Income | 72.77 | 70.96 | 72.23 | 73.03 | 70.64 | 69.93 | 69.42 | 67.38 | 64.67 | 64.03 | 61.58 | 58.11 | 54.28 | 48.29 | 38.85 | 35.00 | 31.57 | 28.34 | 28.10 | 28.86 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 29.52 | 27.09 | 22.71 | 18.06 | 14.52 | 10.60 | 6.49 | 3.82 | 3.23 | 3.04 | 3.22 |
| Net Interest Income | 44.41 | 43.16 | 42.87 | 42.42 | 40.33 | 39.48 | 38.14 | 36.66 | 35.09 | 34.51 | 34.49 | 35.39 | 36.22 | 33.77 | 28.25 | 28.51 | 27.76 | 25.11 | 25.06 | 25.64 |
| Provision for Credit Losses | 3.19 | 2.08 | 1.68 | 4.50 | 2.50 | 0.93 | 0.93 | 2.16 | 0.90 | 0.90 | 0.90 | 0.90 | 0.80 | 10.07 | 1.14 | 5.06 | 0.24 | 1.55 | 0.00 | (0.30) |
| Non-interest Income | 7.36 | 7.09 | 6.78 | 6.57 | 7.28 | 6.67 | 6.87 | 7.17 | 7.77 | 5.58 | 5.64 | 5.85 | 8.95 | 6.28 | 5.46 | 5.51 | 6.50 | 4.90 | 5.29 | 4.51 |
| Non-interest Expense | 25.54 | 26.22 | 25.27 | 25.05 | 25.98 | 25.39 | 24.88 | 25.84 | 25.00 | 25.05 | 23.86 | 23.71 | 24.88 | 26.99 | 17.64 | 16.92 | 17.33 | 16.76 | 15.07 | 14.22 |
| Pretax Income | 23.03 | 21.94 | 22.70 | 19.44 | 19.14 | 19.82 | 19.20 | 15.84 | 16.96 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Tax Provision | 2.75 | 4.18 | 4.55 | 3.79 | 3.35 | 4.14 | 4.55 | 3.38 | 3.43 | 2.84 | 3.17 | 3.49 | 3.94 | 0.58 | 3.27 | 2.44 | 3.60 | 2.36 | 3.29 | 3.49 |
| Net Income | 20.28 | 17.76 | 18.15 | 15.65 | 15.78 | 15.68 | 14.65 | 12.46 | 13.53 | 11.31 | 12.19 | 13.15 | 15.56 | 2.41 | 11.66 | 9.60 | 13.09 | 9.35 | 11.99 | 12.75 |
| Basic EPS | -- | 1.60 | 1.62 | 1.39 | 1.40 | 1.39 | 1.30 | 1.10 | 1.18 | 1.00 | 1.08 | 1.16 | 1.34 | 0.22 | 1.26 | 1.04 | 1.41 | 1.03 | 1.35 | 1.43 |
| Diluted EPS | -- | 1.60 | 1.62 | 1.38 | 1.39 | 1.39 | 1.30 | 1.10 | 1.20 | 0.99 | 1.07 | 1.16 | 1.33 | 0.22 | 1.26 | 1.04 | 1.40 | 1.03 | 1.35 | 1.43 |
Cash Flow Statement
(in millions USD)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Operating Cash Flow | 13.98 | 29.00 | 21.25 | 16.30 | 27.32 | 24.10 | 20.14 | 9.99 | 15.22 | 23.89 | 16.95 | 14.21 | 22.66 | 10.81 | 21.50 | 7.06 | 21.47 | 16.31 | 15.36 | 14.20 |
| Capital Expenditures | 1.51 | 0.46 | 1.10 | 0.90 | 1.48 | 1.37 | 1.98 | 1.43 | 1.92 | 4.31 | 1.38 | 1.43 | 1.81 | 2.64 | 1.19 | 0.40 | 0.25 | 0.68 | 0.63 | 3.06 |
| Free Cash Flow* | 12.47 | 28.54 | 20.15 | 15.40 | 25.85 | 22.73 | 18.15 | 8.56 | 13.30 | 19.58 | 15.57 | 12.78 | 20.84 | 8.16 | 20.31 | 6.66 | 21.22 | 15.63 | 14.74 | 11.14 |
| Investing Cash Flow | (97.99) | (93.37) | (28.30) | (83.91) | (78.74) | 11.80 | (117.54) | (100.63) | (73.47) | (59.40) | (39.18) | (73.68) | (139.69) | 198.84 | (5.41) | (267.15) | (131.92) | (36.19) | (82.49) | (53.32) |
| Financing Cash Flow | 81.95 | 23.35 | 17.00 | (1.14) | 17.39 | 45.16 | 167.89 | 105.08 | (49.12) | (12.57) | 150.39 | 93.69 | 56.45 | (148.24) | (10.67) | 221.01 | (51.33) | 83.97 | 140.23 | 26.93 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Dividends Per Share | 0.25 | 0.25 | 0.25 | 0.25 | 0.23 | 0.23 | 0.23 | 0.23 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.20 | 0.20 | 0.20 | 0.20 |
