Financial Statements — SSB
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 2.35 | 2.87 | 3.14 | 3.46 | 3.30 | 1.21 | 1.12 | 1.21 | 1.33 | 1.51 | 2.00 | 2.81 | 4.72 | 6.03 | 6.30 | 6.40 | 5.97 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 30.33 | 28.51 | -- | -- | -- | -- | -- |
| Total Assets | 68.91 | 67.98 | 66.05 | 65.89 | 65.14 | 46.08 | 45.49 | 45.14 | 44.99 | 44.94 | 44.92 | 45.18 | 46.21 | 46.20 | 40.90 | 40.38 | 39.73 |
| Total Deposits | 56.35 | 55.88 | 54.07 | 53.70 | 53.34 | 37.64 | 37.10 | 37.18 | 36.94 | 36.74 | 36.40 | 37.67 | 38.88 | 38.78 | 33.56 | 33.24 | 32.44 |
| Total Liabilities | 59.78 | 58.95 | 57.04 | 57.09 | 56.51 | 40.18 | 39.84 | 39.60 | 39.76 | 39.65 | 39.67 | 40.26 | 41.17 | 41.03 | 36.11 | 35.62 | 35.01 |
| Retained Earnings | 2.95 | 2.78 | 2.43 | 2.24 | 2.08 | 1.94 | 1.84 | 1.75 | 1.62 | 1.53 | 1.45 | 1.24 | 1.15 | 1.06 | 0.93 | 0.84 | 0.77 |
| Total Stockholder Equity | 9.13 | 9.03 | 9.01 | 8.80 | 8.62 | 5.90 | 5.65 | 5.55 | 5.23 | 5.29 | 5.25 | 4.92 | 5.04 | 5.17 | 4.79 | 4.76 | 4.72 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 838.26 | 816.83 | 848.75 | 881.68 | 840.50 | 808.57 | 548.80 | 544.18 | 531.12 | 517.26 | 515.43 | 500.51 | 478.05 | 450.41 | 426.09 | 374.81 | 325.66 | 270.46 | 267.38 | 271.45 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 173.32 | 161.20 | 145.14 | 116.31 | 69.15 | 24.38 | 16.60 | 11.38 | 8.99 | 9.28 | 11.46 |
| Net Interest Income | 575.95 | 561.61 | 581.12 | 599.70 | 577.95 | 544.55 | 369.78 | 351.48 | 350.26 | 343.94 | 354.23 | 355.37 | 361.74 | 381.26 | 401.71 | 358.21 | 314.28 | 261.47 | 258.10 | 259.99 |
| Provision for Credit Losses | 15.92 | 10.81 | 6.61 | 5.09 | 7.51 | 100.56 | 6.37 | (6.97) | 3.89 | 12.69 | 9.89 | 32.71 | 38.39 | 15.24 | 32.92 | 3.43 | 17.11 | (22.00) | (11.38) | (36.21) |
| Non-interest Income | 96.73 | 100.10 | 105.75 | 99.09 | 86.82 | 86.09 | 80.55 | 74.93 | 75.22 | 71.56 | 65.49 | 72.85 | 77.21 | 71.36 | 57.69 | 77.18 | 88.29 | 86.09 | 91.89 | 87.01 |
| Non-interest Expense | 357.75 | 359.52 | 364.86 | 372.34 | 375.06 | 408.83 | 256.61 | 246.85 | 248.75 | 249.29 | 273.24 | 238.21 | 242.63 | 240.51 | 229.50 | 240.43 | 231.17 | 228.60 | 224.04 | 232.29 |
| Pretax Income | 299.01 | 291.37 | 315.41 | 321.36 | 282.20 | 121.25 | 187.34 | 186.54 | 172.85 | 153.52 | 136.58 | 157.30 | 157.94 | 179.02 | 182.76 | 171.08 | 152.12 | 127.41 | 135.12 | 153.61 |
| Tax Provision | 68.99 | 65.55 | 67.69 | 74.72 | 66.97 | 32.17 | 43.17 | 43.36 | 40.48 | 38.46 | 29.79 | 33.16 | 34.49 | 39.10 | 39.25 | 38.03 | 32.94 | 27.08 | 28.27 | 30.82 |
| Net Income | 230.02 | 225.82 | 247.72 | 246.64 | 215.22 | 89.08 | 144.18 | 143.18 | 132.37 | 115.06 | 106.79 | 124.14 | 123.45 | 139.93 | 143.50 | 133.04 | 119.18 | 100.33 | 106.85 | 122.79 |
| Basic EPS | 2.36 | 2.29 | 2.46 | 2.44 | 2.12 | 0.88 | 1.88 | 1.88 | 1.74 | 1.51 | 1.41 | 1.63 | 1.62 | 1.84 | 1.91 | 1.76 | 1.58 | 1.40 | 1.54 | 1.75 |
| Diluted EPS | 2.35 | 2.28 | 2.47 | 2.42 | 2.11 | 0.87 | 1.88 | 1.86 | 1.73 | 1.50 | 1.39 | 1.62 | 1.62 | 1.83 | 1.89 | 1.75 | 1.57 | 1.39 | 1.52 | 1.74 |
Cash Flow Statement
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.27 | 0.30 | 0.23 | 0.12 | 0.07 | (0.13) | 0.35 | (0.25) | 0.13 | 0.28 | (0.27) | 0.45 | 0.31 | 0.06 | 1.15 | 0.28 | 0.13 | 0.17 | 0.11 | 0.18 |
| Capital Expenditures | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Free Cash Flow* | 0.26 | 0.28 | 0.22 | 0.10 | 0.05 | (0.14) | 0.34 | (0.25) | 0.12 | 0.27 | (0.29) | 0.44 | 0.30 | 0.05 | 1.14 | 0.27 | 0.13 | 0.17 | 0.11 | 0.17 |
| Investing Cash Flow | (1.34) | (1.14) | (1.06) | (0.27) | (0.51) | 1.87 | (0.24) | (0.16) | (0.39) | (0.11) | (0.20) | (0.32) | (0.63) | (0.27) | (1.17) | (0.83) | (1.36) | (1.49) | (0.90) | (0.51) |
| Financing Cash Flow | 0.54 | 0.53 | 0.86 | (0.17) | 0.60 | 0.17 | 0.06 | 0.50 | 0.17 | 0.04 | 0.14 | (0.31) | (0.16) | 0.90 | (1.35) | (1.36) | (0.08) | 0.51 | 1.33 | 0.22 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.60 | 0.60 | 0.60 | 0.60 | 0.54 | 0.54 | 0.54 | 0.54 | 0.52 | 0.52 | 0.52 | 0.52 | 0.50 | 0.50 | 0.50 | 0.50 | 0.49 | 0.49 | 0.49 | 0.49 |
