On September 2, 2026, Stewards, Inc. entered into a Promissory Note and Security Agreement with Accretiv Investment Holdings Inc. for a secured short-term bridge loan of $1,500,000. The lender has not yet advanced the funds; payment obligations arise only upon receipt of principal in immediately available funds. The note is due on September 21, 2026, with a fixed return of $75,000 (5% of principal) payable by November 30, 2026. The loan is secured by a junior lien on substantially all personal property and is full recourse to the company without officer or director guarantees. Proceeds from Stewards International Funds PCC must be applied first to this debt until paid in full. Default triggers $200,000 in liquidated damages and 18% default interest.