Financial Statements — SYBT
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Net Loans & Leases | -- | -- | -- | -- | 6.56 | 6.19 | 5.99 | 5.77 | 5.54 | 5.34 | 5.17 | 5.00 | 4.81 | -- | -- | -- | -- |
| Total Assets | 10.37 | 9.47 | 9.31 | 9.21 | 9.00 | 8.44 | 8.32 | 8.12 | 7.90 | 7.73 | 7.67 | 7.55 | 7.58 | 7.78 | 6.18 | 6.09 | 4.79 |
| Total Deposits | 8.49 | 7.76 | 7.64 | 7.51 | 7.29 | 6.73 | 6.57 | 6.61 | 6.40 | 6.21 | 6.36 | 6.50 | 6.55 | 6.75 | 5.34 | 5.26 | 4.20 |
| Long-term Debt | 0.03 | 0.03 | 0.03 | -- | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 9.12 | 8.36 | 8.27 | 8.20 | 8.02 | 7.50 | 7.42 | 7.25 | 7.10 | 6.92 | 6.87 | 6.82 | 6.83 | 7.02 | 5.52 | 5.44 | 4.35 |
| Retained Earnings | 0.73 | 0.70 | 0.65 | 0.62 | 0.60 | 0.56 | 0.54 | 0.52 | 0.49 | 0.47 | 0.45 | 0.42 | 0.40 | 0.38 | 0.38 | 0.36 | 0.36 |
| Total Stockholder Equity | 1.25 | 1.10 | 1.04 | 1.01 | 0.98 | 0.93 | 0.89 | 0.87 | 0.81 | 0.81 | 0.79 | 0.73 | 0.75 | 0.76 | 0.66 | 0.65 | 0.44 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 128.31 | 117.64 | 121.15 | 120.27 | 115.00 | 111.17 | 110.31 | 105.72 | 100.30 | 96.55 | 95.24 | 88.93 | 83.06 | 79.47 | 75.15 | 67.41 | 59.11 | 49.98 | 47.51 | 46.95 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 36.48 | 33.23 | 27.61 | 22.13 | 16.40 | 9.89 | 5.03 | 2.12 | 1.22 | 1.33 | 1.47 |
| Net Interest Income | 87.83 | 78.42 | 79.25 | 77.04 | 73.47 | 70.55 | 69.97 | 64.98 | 62.02 | 60.07 | 62.02 | 61.32 | 60.93 | 63.07 | 65.26 | 62.38 | 56.98 | 48.76 | 46.18 | 45.48 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | 0.90 | 2.23 | 4.33 | 1.08 | 1.18 | 5.77 | 2.30 | 2.15 | 2.25 | 3.60 | 4.10 | (0.70) | 2.68 | (1.10) | (1.00) |
| Non-interest Income | 26.75 | 24.59 | 25.13 | 24.48 | 24.35 | 23.00 | 23.51 | 24.80 | 23.66 | 23.27 | 24.42 | 22.90 | 22.86 | 22.05 | 23.14 | 24.86 | 21.94 | 19.20 | 18.60 | 17.61 |
| Non-interest Expense | 63.81 | 55.24 | 54.81 | 53.83 | 52.70 | 51.03 | 51.66 | 48.45 | 49.11 | 48.96 | 50.01 | 46.70 | 45.80 | 45.31 | 45.95 | 44.87 | 44.68 | 56.30 | 34.57 | 34.56 |
| Pretax Income | 50.77 | 46.15 | 47.92 | 45.71 | 42.95 | 41.62 | 39.14 | 37.00 | 35.27 | 32.96 | 30.37 | 34.73 | 35.64 | 37.18 | 39.08 | 37.56 | 34.45 | 9.39 | 32.11 | 30.06 |
| Tax Provision | 10.71 | 9.55 | 11.31 | 9.47 | 8.92 | 8.35 | 7.45 | 7.64 | 7.67 | 7.07 | 6.43 | 7.64 | 7.98 | 8.13 | 9.17 | 9.02 | 7.55 | 1.45 | 7.53 | 6.90 |
| Net Income | 40.06 | 36.60 | 36.61 | 36.24 | 34.02 | 33.27 | 31.69 | 29.36 | 27.60 | 25.89 | 23.94 | 27.09 | 27.66 | 29.05 | 29.91 | 28.54 | 26.90 | 7.94 | -- | -- |
| Basic EPS | 1.32 | 1.25 | 1.25 | 1.23 | 1.16 | 1.13 | 1.08 | 1.00 | 0.94 | 0.89 | 0.81 | 0.93 | 0.95 | 1.00 | 1.05 | 0.98 | 0.92 | 0.29 | 0.96 | 0.87 |
| Diluted EPS | 1.31 | 1.24 | 1.24 | 1.23 | 1.15 | 1.13 | 1.07 | 1.00 | 0.94 | 0.88 | 0.82 | 0.92 | 0.94 | 0.99 | 1.04 | 0.97 | 0.91 | 0.29 | 0.94 | 0.87 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 57.99 | 12.25 | 52.11 | 38.22 | 55.94 | 19.78 | 18.93 | 55.40 | 51.12 | 17.42 | 30.30 | 32.52 | 34.12 | 9.76 | 37.63 | 49.36 | 18.24 | 3.52 | 38.97 | 15.96 |
| Capital Expenditures | 2.85 | 2.74 | 4.59 | 3.06 | 2.46 | 1.94 | 3.28 | 1.50 | 3.24 | 1.83 | 2.19 | 2.06 | 1.64 | 1.83 | 3.15 | 1.73 | 12.62 | 0.95 | 1.34 | 1.49 |
| Free Cash Flow* | 55.14 | 9.51 | 47.52 | 35.16 | 53.48 | 17.84 | 15.66 | 53.90 | 47.87 | 15.59 | 28.10 | 30.46 | 32.48 | 7.93 | 34.48 | 47.63 | 5.62 | 2.57 | 37.63 | 14.47 |
| Investing Cash Flow | 148.89 | (162.31) | (99.68) | 192.42 | (186.86) | (12.38) | (399.19) | (71.44) | (148.80) | (57.62) | (106.66) | (164.89) | (135.16) | (17.34) | (139.39) | (199.62) | (10.08) | (35.34) | (90.71) | (56.17) |
| Financing Cash Flow | (30.77) | (69.60) | 177.65 | 74.24 | 178.61 | 105.32 | 418.21 | 64.75 | 141.81 | (65.53) | 149.29 | 111.08 | (1.63) | 157.21 | (60.79) | (93.69) | (185.98) | (177.68) | 427.99 | 84.96 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q3
2021 | Q2
2021 | Q2
2020 | Q2
2019 | Q1
2018 | Q3
2015 | Q2
2015 | Q1
2015 | Q4
2014 |
|---|
| Dividends Per Share | 0.32 | 0.32 | 0.32 | 0.32 | 0.31 | 0.31 | 0.30 | 0.31 | 0.30 | 0.30 | 0.29 | 0.28 | 0.27 | 0.26 | 0.23 | 0.23 | 0.24 | 0.24 | 0.23 | 0.23 |
