Recent Updates — SYF

Synchrony Financial filed monthly credit statistics for the thirteen months ended September 30, 2026. Period-end loan receivables increased to $103.3 billion from $100.2 billion a year earlier. The net charge-off rate was 4.7% in September, down from 5.3% in the prior-year period and 4.9% in August. The 30-plus day delinquency rate stood at 4.3%. Synchrony Financial is a leading provider of consumer financial services.

Synchrony Financial reported third quarter 2026 net earnings of $892 million, a 17% decline from the prior year's $1.1 billion, driven by a $120 million increase in provision for credit losses and higher other expenses. Diluted earnings per share came in at $2.68 compared to $2.86 in Q3 2025. Purchase volume grew 8% to $49.7 billion, while loan receivables increased 3% to $103.3 billion. The company returned $1.2 billion in capital to shareholders through share repurchases and dividends. Synchrony Financial is a leading consumer financing company that provides credit and banking products.

Synchrony Financial furnished Exhibit 99.1 containing monthly charge-off and delinquency statistics for the thirteen months ending May 31, 2026. The company intends to continue providing these statistics on a monthly basis, with quarterly statistics released alongside financial results. Synchrony Financial is a consumer finance company providing various credit and lending-based services.