Financial Statements — TCBX
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 |
|---|
| Cash & Equivalents | 0.40 | 0.43 | 0.12 | 0.11 | 0.22 | 0.26 | 0.24 | 0.37 | 0.14 | 0.24 | 0.31 | 0.22 | 0.32 | 0.37 | 0.36 |
| Net Loans & Leases | 5.38 | 5.20 | 4.12 | 4.04 | 3.95 | 3.85 | 3.72 | 3.71 | 3.52 | 3.30 | 3.18 | -- | -- | -- | -- |
| Total Assets | 6.74 | 6.58 | 5.06 | 4.94 | 4.90 | 4.63 | 4.47 | 4.66 | 4.22 | 3.96 | 3.86 | 3.52 | 3.36 | 3.04 | 2.08 |
| Total Deposits | 5.86 | 5.72 | 4.37 | 4.28 | 4.25 | 3.99 | 3.86 | 4.05 | 3.65 | 3.41 | 3.32 | 2.98 | 2.90 | 2.59 | 1.82 |
| Total Liabilities | 6.06 | 5.93 | 4.55 | 4.45 | 4.42 | 4.18 | 4.04 | 4.24 | 3.82 | 3.57 | 3.47 | 3.14 | 3.06 | 2.74 | 1.88 |
| Retained Earnings | 0.22 | 0.20 | 0.17 | 0.15 | 0.13 | 0.11 | 0.10 | 0.09 | 0.07 | 0.07 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 |
| Total Stockholder Equity | 0.67 | 0.65 | 0.51 | 0.50 | 0.48 | 0.45 | 0.43 | 0.42 | 0.40 | 0.40 | 0.39 | 0.38 | 0.30 | 0.30 | 0.20 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 42.37 | 40.80 | 39.74 | 34.12 | 28.62 | 24.55 | 19.00 | 11.75 | 4.77 | 1.97 | 2.04 | 2.40 |
| Net Interest Income | 60.28 | 53.65 | 52.20 | 50.85 | 49.37 | 42.80 | 43.44 | 40.38 | 38.86 | 38.08 | 37.33 | 35.27 | 34.10 | 32.83 | 32.15 | 31.36 | 27.74 | 25.21 | 24.62 | 22.00 |
| Provision for Credit Losses | 2.07 | 0.58 | 2.25 | 2.76 | 2.13 | 0.45 | 1.16 | 1.09 | 1.90 | 1.56 | 1.10 | 2.62 | 1.40 | 1.20 | 1.95 | 2.90 | 3.35 | 4.00 | 6.10 | 2.32 |
| Non-interest Income | 7.72 | 4.03 | 4.26 | 3.64 | 2.65 | 3.11 | 2.87 | 2.52 | 2.89 | 2.34 | 2.16 | 1.87 | 2.28 | 1.90 | 1.75 | 2.54 | 1.27 | 1.67 | 2.05 | 0.96 |
| Non-interest Expense | 38.42 | 38.10 | 32.69 | 28.89 | 28.85 | 28.11 | 27.23 | 25.55 | 25.63 | 25.91 | 26.41 | 27.51 | 23.84 | 22.04 | 22.63 | 22.73 | 22.77 | 20.18 | 20.09 | 17.64 |
| Pretax Income | 27.50 | 19.00 | 21.52 | 22.83 | 21.05 | 17.35 | 17.93 | 16.26 | 14.22 | 12.95 | 11.97 | 7.01 | 11.14 | 11.49 | 9.33 | 8.27 | 2.88 | 2.70 | 0.49 | 3.00 |
| Tax Provision | 5.51 | 2.63 | 3.62 | 4.77 | 4.30 | 3.76 | 4.19 | 3.49 | 3.42 | 2.58 | 2.29 | 1.43 | 2.25 | 2.25 | 1.80 | 1.50 | 0.60 | 0.61 | 0.13 | 0.62 |
| Net Income | 21.99 | 16.37 | 17.90 | 18.06 | 16.75 | 13.59 | 13.73 | 12.78 | 10.80 | 10.37 | 9.69 | 5.58 | 8.89 | 9.24 | 7.53 | 6.77 | 2.28 | 2.09 | 0.35 | 2.39 |
| Basic EPS | 1.25 | 1.03 | 1.21 | 1.22 | 1.12 | 0.90 | 0.91 | 0.85 | 0.70 | 0.68 | 0.62 | 0.32 | 0.57 | 0.60 | 0.45 | 0.50 | 0.17 | 0.16 | (0.15) | 0.29 |
| Diluted EPS | 1.08 | 0.88 | 1.02 | 1.03 | 0.96 | 0.78 | 0.80 | 0.74 | 0.63 | 0.61 | 0.58 | 0.32 | 0.53 | 0.55 | 0.45 | 0.49 | 0.16 | 0.15 | (0.15) | 0.28 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 44.96 | (38.70) | 5.74 | 20.75 | 13.88 | 10.48 | (3.63) | 22.03 | 7.30 | 9.43 | 17.53 | 3.07 | 10.50 | 7.98 | 6.18 | 10.57 | 4.16 | 0.88 | 1.49 | 3.10 |
| Capital Expenditures | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.42 | 1.19 | 1.11 | 0.71 | 4.00 | 3.24 | 2.63 | 2.32 | 1.16 | 4.46 |
| Free Cash Flow* | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 17.11 | 1.87 | 9.39 | 7.27 | 2.18 | 7.34 | 1.53 | (1.44) | 0.33 | (1.36) |
| Investing Cash Flow | (167.95) | 25.74 | (205.47) | (109.50) | (255.58) | (39.64) | (159.96) | (138.06) | (48.41) | (174.50) | (50.35) | (226.90) | (138.05) | (114.24) | (143.57) | (247.99) | (364.47) | (483.49) | (452.27) | (47.79) |
| Financing Cash Flow | 102.58 | 263.04 | 257.95 | 92.81 | 31.29 | (62.67) | 314.33 | 132.59 | (203.25) | 251.48 | 158.13 | 242.35 | 84.62 | 85.19 | 251.56 | 135.06 | 309.20 | 526.90 | 417.23 | 201.71 |
* Derived from reported values
