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Financial Statements — TFSL

Balance Sheet

(in billions USD)
MetricQ3 2026Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Cash & Equivalents0.570.440.460.450.460.470.560.590.550.440.420.440.390.370.410.580.670.50
Total Assets18.0817.4817.5017.3817.1117.0617.0317.0217.0516.5916.2616.1315.4114.5814.1314.2414.4614.57
Total Liabilities16.1215.5615.6015.4915.2215.1415.1215.1115.1914.7114.4314.2813.5912.7912.3812.5312.7612.92
Retained Earnings0.980.960.950.940.930.920.910.910.900.880.880.880.860.860.860.850.850.84
Total Stockholder Equity1.961.921.901.891.901.911.921.911.871.891.831.851.811.801.751.711.701.66

Income Statement

(in millions USD) (except per-share rows)
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Interest & Dividend Income202.11195.47197.77199.05191.41185.95186.77188.52184.91183.49177.16168.74156.66147.55138.97121.01102.7793.4692.0994.08
Interest Expense----------------115.63112.12108.0798.3887.8878.2863.8145.5031.4730.7234.2536.68
Net Interest Income81.3877.8175.6877.3274.9972.0568.3368.7269.2771.3869.0970.3668.7869.2775.1675.5171.3062.7457.8457.40
Provision for Credit Losses(3.50)0.00(1.00)1.001.501.50(1.50)1.00(0.50)(1.00)(1.00)0.500.00(1.00)(1.00)0.004.00(1.00)(2.00)(2.00)
Non-interest Income7.907.448.058.167.057.076.506.426.255.726.325.105.845.335.164.385.685.598.158.68
Non-interest Expense54.1055.4056.2352.0553.1951.0947.9451.0850.7952.2050.2851.4852.8855.5753.1948.7451.7649.9847.6747.45
Pretax Income38.6829.8428.5032.4427.3626.5328.3923.0525.2325.9026.1323.4821.7520.0228.12--21.2219.3620.3320.63
Tax Provision8.146.606.226.445.845.515.964.845.285.195.423.934.144.125.935.724.083.514.183.62
Net Income30.5423.2522.2726.0021.5121.0222.4318.2219.9520.7120.7119.5517.6015.9122.1925.4317.1515.8516.1417.02
Basic EPS0.110.080.080.090.080.070.080.070.070.070.070.070.060.060.080.080.060.060.060.06
Diluted EPS0.110.080.080.090.080.070.080.070.070.070.070.060.060.060.080.080.060.060.060.06

Cash Flow Statement

(in millions USD)
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Operating Cash Flow32.5117.6458.75(11.10)26.7521.2345.55(58.68)96.7414.2136.3313.8333.77(35.68)78.81(12.18)10.4433.017.66(38.21)
Capital Expenditures3.474.251.662.141.736.950.640.720.830.810.701.051.590.501.961.200.840.380.280.10
Free Cash Flow*29.0413.3957.09(13.25)25.0314.2844.91(59.39)95.9113.4035.6212.7732.19(36.18)76.85(13.38)9.6132.637.38(38.31)
Investing Cash Flow(503.44)(8.37)13.97(73.62)(264.04)(43.60)(2.72)(111.87)(42.97)71.97(41.84)(284.53)(377.17)(98.10)(248.83)(394.98)(806.74)(515.81)(157.55)92.85
Financing Cash Flow602.59(28.70)(45.45)61.58226.2920.03(40.61)73.83(87.67)(43.61)90.53301.24358.49111.33244.04389.20813.16445.4669.58(146.46)

* Derived from reported values

Dividends Per Share

(USD)
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Dividends Per Share0.280.280.280.280.280.280.280.280.280.280.280.280.280.280.280.280.280.280.280.28