Financial Statements — UBSI
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 2.08 | 2.31 | 2.52 | 2.31 | 2.61 | 1.91 | 1.86 | 1.73 | 1.18 | 1.69 | 1.92 | 1.36 | 1.66 | 2.80 | -- | -- | -- |
| Net Loans & Leases | 24.70 | 24.56 | 24.22 | 23.74 | 23.55 | 21.35 | 21.33 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 33.75 | 33.71 | 33.41 | 32.78 | 32.79 | 29.86 | 29.96 | 30.03 | 29.22 | 29.69 | 30.18 | 29.05 | 28.78 | 29.37 | 27.51 | 27.19 | 27.03 |
| Total Deposits | 27.17 | 27.12 | 26.88 | 26.34 | 26.36 | 23.83 | 23.07 | 22.92 | 22.68 | 22.37 | 22.28 | 22.86 | 23.03 | 23.47 | 21.82 | 21.57 | 21.40 |
| Long-term Debt | -- | -- | 0.25 | 0.25 | 0.25 | 0.26 | 1.21 | 1.46 | 1.11 | 1.91 | 2.51 | 1.01 | 0.51 | 0.53 | 0.53 | 0.53 | 0.53 |
| Total Liabilities | 28.24 | 28.22 | 27.96 | 27.42 | 27.47 | 24.90 | 25.10 | 25.22 | 24.58 | 25.06 | 25.58 | 24.61 | 24.29 | 24.77 | 23.08 | 22.80 | 22.70 |
| Retained Earnings | 2.32 | 2.24 | 2.09 | 2.02 | 1.95 | 1.87 | 1.83 | 1.78 | 1.72 | 1.67 | 1.63 | 1.52 | 1.47 | 1.42 | 1.36 | 1.32 | 1.27 |
| Total Stockholder Equity | 5.51 | 5.49 | 5.45 | 5.36 | 5.31 | 4.97 | 4.86 | 4.81 | 4.65 | 4.64 | 4.61 | 4.44 | 4.49 | 4.60 | 4.43 | 4.39 | 4.33 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 418.20 | 415.93 | 430.05 | 430.96 | 421.20 | 403.65 | 376.03 | 382.72 | 374.18 | 369.18 | 369.18 | 356.91 | 345.93 | 329.30 | 307.74 | 263.68 | 227.77 | 202.80 | 195.19 | 194.08 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 148.47 | 146.69 | 139.49 | 128.46 | 118.47 | 94.98 | 58.34 | 23.06 | 12.87 | 11.29 | 11.52 | 12.50 |
| Net Interest Income | 285.31 | 282.52 | 287.46 | 280.12 | 274.54 | 260.06 | 232.61 | 230.26 | 225.72 | 222.49 | 229.69 | 228.45 | 227.46 | 234.32 | 249.40 | 240.62 | 214.90 | 191.50 | 183.68 | 181.58 |
| Provision for Credit Losses | 4.96 | 7.78 | 6.78 | 12.10 | 5.89 | 29.10 | 6.69 | 6.94 | 5.78 | 5.74 | 6.88 | 5.95 | 11.44 | 6.89 | 16.37 | 7.67 | (1.81) | (3.41) | (7.40) | (7.83) |
| Non-interest Income | 38.51 | 34.06 | 30.94 | 43.20 | 31.46 | 29.55 | 29.32 | 31.94 | 30.22 | 32.21 | 33.67 | 33.66 | 35.18 | 32.74 | 30.88 | 32.75 | 43.61 | 46.02 | 54.05 | 68.62 |
| Non-interest Expense | 154.72 | 152.81 | 151.72 | 146.74 | 148.02 | 153.57 | 134.18 | 135.34 | 134.77 | 140.74 | 152.29 | 135.23 | 135.29 | 137.42 | 137.54 | 137.20 | 141.17 | 139.17 | 151.79 | 142.28 |
| Pretax Income | 164.14 | 155.99 | 159.90 | 164.48 | 152.09 | 106.93 | 121.06 | 119.92 | 115.39 | 108.22 | 104.20 | 120.94 | 115.91 | 122.76 | 126.37 | 128.50 | 119.14 | 101.76 | 93.34 | 115.76 |
| Tax Provision | 32.77 | 31.79 | 31.07 | 33.74 | 31.37 | 22.63 | 26.65 | 24.65 | 18.88 | 21.41 | 24.81 | 24.78 | 23.45 | 24.45 | 26.61 | 25.92 | 23.53 | 20.10 | 19.49 | 23.60 |
| Net Income | 131.38 | 124.20 | 128.83 | 130.75 | 120.72 | 84.31 | 94.41 | 95.27 | 96.51 | 86.81 | 79.39 | 96.16 | 92.46 | 98.31 | 99.77 | 102.59 | 95.61 | 81.66 | 73.85 | 92.15 |
| Basic EPS | 0.95 | 0.89 | 0.92 | 0.92 | 0.85 | 0.59 | 0.71 | 0.70 | 0.71 | 0.64 | 0.60 | 0.71 | 0.68 | 0.73 | 0.74 | 0.76 | 0.71 | 0.60 | 0.57 | 0.71 |
| Diluted EPS | 0.95 | 0.89 | 0.91 | 0.92 | 0.85 | 0.59 | 0.70 | 0.70 | 0.71 | 0.64 | 0.59 | 0.71 | 0.68 | 0.73 | 0.73 | 0.76 | 0.71 | 0.60 | 0.56 | 0.71 |
Cash Flow Statement
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.11 | 0.16 | 0.14 | 0.15 | 0.09 | 0.12 | 0.14 | 0.12 | 0.06 | 0.12 | 0.16 | 0.09 | 0.06 | 0.12 | 0.14 | 0.13 | 0.21 | 0.28 | 0.06 | 0.20 |
| Capital Expenditures | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow* | 0.10 | 0.16 | 0.13 | 0.15 | 0.09 | 0.12 | 0.13 | 0.12 | 0.06 | 0.12 | 0.16 | 0.09 | 0.06 | 0.11 | 0.13 | 0.13 | 0.20 | 0.28 | 0.05 | 0.20 |
| Investing Cash Flow | (0.26) | (0.30) | (0.22) | (0.40) | (0.26) | (0.02) | 0.17 | 0.19 | 0.22 | -0.00 | (0.25) | (0.07) | 0.27 | 0.09 | (0.63) | (0.74) | (0.77) | (1.30) | (0.23) | (0.04) |
| Financing Cash Flow | (0.07) | (0.09) | 0.11 | 0.46 | (0.13) | 0.22 | 0.08 | (0.26) | (0.16) | 0.01 | 0.50 | (0.53) | (0.56) | 0.53 | 0.31 | 0.30 | (0.58) | 0.06 | (0.10) | 0.20 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q4
2019 | Q3
2019 | Q2
2019 | Q1
2019 | Q4
2018 | Q3
2018 | Q2
2018 | Q1
2018 | Q4
2017 | Q3
2017 | Q2
2017 | Q1
2017 | Q4
2016 | Q3
2016 | Q2
2016 |
|---|
| Dividends Per Share | 0.36 | 0.35 | 0.36 | 0.35 | 0.36 | 0.35 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.33 | 0.33 | 0.33 | 0.33 | 0.33 | 0.33 |
