Financial Statements — UNTY
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.25 | 0.23 | 0.20 | 0.29 | 0.21 | 0.19 | 0.20 | 0.18 | 0.16 | 0.15 | 0.13 | 0.16 | 0.11 | 0.19 | 0.22 | 0.22 | 0.24 |
| Total Assets | 3.19 | 3.03 | 2.88 | 2.93 | 2.77 | 2.64 | 2.60 | 2.57 | 2.56 | 2.55 | 2.48 | 2.34 | 2.12 | 2.07 | 1.99 | 1.97 | 2.00 |
| Total Deposits | 2.46 | 2.38 | 2.27 | 2.19 | 2.18 | 2.05 | 2.01 | 1.96 | 1.88 | 1.85 | 1.82 | 1.80 | 1.70 | 1.77 | 1.71 | 1.59 | 1.63 |
| Total Liabilities | 2.82 | 2.67 | 2.54 | 2.61 | 2.46 | 2.35 | 2.32 | 2.30 | 2.31 | 2.31 | 2.24 | 2.11 | 1.90 | 1.85 | 1.79 | 1.78 | 1.82 |
| Retained Earnings | 0.27 | 0.26 | 0.27 | 0.25 | 0.24 | 0.22 | 0.21 | 0.20 | 0.18 | 0.17 | 0.17 | 0.15 | 0.14 | 0.13 | 0.11 | 0.11 | 0.10 |
| Total Stockholder Equity | 0.37 | 0.36 | 0.33 | 0.32 | 0.31 | 0.28 | 0.27 | 0.27 | 0.25 | 0.24 | 0.24 | 0.23 | 0.22 | 0.21 | 0.20 | 0.19 | 0.18 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 46.64 | 45.18 | 45.87 | 44.36 | 42.60 | 40.80 | 40.26 | 39.55 | 37.99 | 37.94 | 37.76 | 36.99 | 35.39 | 33.35 | 30.33 | 26.22 | 23.07 | 21.12 | 22.27 | 21.25 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 14.10 | 13.73 | 13.46 | 11.87 | 9.44 | 5.62 | 2.49 | 1.31 | 1.22 | 1.42 | 1.53 |
| Net Interest Income | 31.83 | 30.73 | 31.37 | 29.86 | 28.56 | 27.25 | 26.49 | 24.86 | 23.42 | 23.84 | 24.03 | 23.53 | 23.52 | 23.91 | 24.71 | 23.74 | 21.76 | 19.90 | 20.85 | 19.72 |
| Provision for Credit Losses | 1.04 | 1.04 | 2.21 | 1.41 | 1.73 | 1.36 | 0.47 | 1.03 | 0.27 | 0.64 | 0.41 | 0.53 | 0.78 | 0.11 | 1.63 | 1.52 | 1.19 | (0.18) | (0.32) | 0.00 |
| Non-interest Income | 1.92 | 2.88 | 3.90 | 2.97 | 5.82 | 2.10 | 1.92 | 2.80 | 2.03 | 1.72 | 2.57 | 2.04 | 2.12 | 1.42 | 1.95 | 1.11 | 2.75 | 2.24 | 2.62 | 2.81 |
| Non-interest Expense | 13.93 | 14.07 | 13.31 | 13.42 | 13.02 | 12.61 | 12.62 | 12.01 | 11.98 | 12.13 | 11.80 | 12.00 | 11.75 | 11.43 | 11.39 | 10.06 | 10.71 | 10.41 | 10.66 | 9.86 |
| Pretax Income | 18.65 | 18.49 | 19.69 | 18.87 | 21.53 | 15.42 | 14.49 | 14.57 | 12.55 | 12.78 | 13.05 | 13.05 | 13.11 | 13.79 | 13.64 | 13.27 | 12.61 | 11.91 | 13.13 | 12.67 |
| Tax Provision | 4.18 | 4.20 | 4.22 | 4.48 | 5.04 | 3.83 | 2.98 | 3.66 | 3.10 | 3.20 | 3.28 | 3.10 | 3.41 | 3.50 | 3.68 | 3.33 | 3.16 | 2.80 | 3.39 | 3.21 |
| Net Income | 14.47 | 14.29 | 15.47 | 14.39 | 16.49 | 11.60 | 11.51 | 10.91 | 9.45 | 9.59 | 9.77 | 9.95 | 9.70 | 10.29 | 9.96 | 9.94 | 9.45 | 9.11 | 9.75 | 9.46 |
| Basic EPS | 1.44 | 1.43 | 1.56 | 1.43 | 1.64 | 1.15 | 1.15 | 1.09 | 0.94 | 0.95 | 0.97 | 0.98 | 0.96 | 0.98 | 0.95 | 0.94 | 0.90 | 0.87 | 0.94 | 0.91 |
| Diluted EPS | 1.42 | 1.40 | 1.52 | 1.41 | 1.61 | 1.13 | 1.13 | 1.07 | 0.93 | 0.93 | 0.96 | 0.97 | 0.95 | 0.96 | 0.93 | 0.93 | 0.88 | 0.85 | 0.93 | 0.90 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | (38.75) | 14.92 | 6.83 | 45.54 | (25.32) | 17.85 | 23.02 | 17.65 | (8.45) | 15.76 | 24.90 | 13.34 | (5.08) | 13.75 | 44.38 | (13.55) | 4.21 | 7.63 | 3.28 | 0.46 |
| Capital Expenditures | 0.09 | 0.43 | (0.12) | 0.21 | 0.19 | 0.28 | 0.34 | 0.14 | 0.14 | 0.08 | 0.16 | 0.21 | 0.39 | 0.20 | 1.24 | 0.14 | 0.06 | 0.04 | 0.16 | 0.69 |
| Free Cash Flow* | (38.84) | 14.50 | 6.95 | 45.33 | (25.51) | 17.58 | 22.68 | 17.52 | (8.59) | 15.68 | 24.74 | 13.12 | (5.46) | 13.56 | 43.14 | (13.69) | 4.15 | 7.59 | 3.12 | (0.23) |
| Investing Cash Flow | (89.83) | (47.52) | (69.87) | (69.11) | (35.08) | (82.77) | (44.25) | (46.50) | 0.96 | (3.02) | 3.80 | (2.38) | (39.32) | (19.94) | (185.95) | (145.01) | (133.89) | (76.42) | (6.56) | (10.19) |
| Financing Cash Flow | 149.74 | 45.24 | 76.08 | (66.67) | 142.54 | 96.07 | 7.16 | 25.93 | 21.92 | (24.53) | 4.63 | (0.74) | 68.54 | 18.49 | 92.99 | 212.90 | 51.00 | 11.70 | 31.73 | 4.25 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.16 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | 0.09 |