Financial Statements — UWMC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.50 | 0.42 | 0.87 | 0.49 | 0.49 | 0.64 | 0.68 | 0.61 | 0.73 | 0.80 | 0.96 | 0.90 | 0.95 | 1.05 | 1.59 |
| Total Assets | 17.94 | 19.27 | 17.02 | 13.89 | 14.05 | 15.12 | 12.92 | 12.80 | 12.20 | 11.89 | 11.02 | 10.99 | 16.48 | 16.84 | 10.37 |
| Long-term Debt | 2.98 | 2.98 | 3.78 | 2.79 | 2.79 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 1.50 | 1.50 | -- |
| Total Liabilities | 16.96 | 17.67 | 15.44 | 12.14 | 12.41 | 12.94 | 10.59 | 10.34 | 9.11 | 8.50 | 7.79 | 7.82 | 13.49 | 14.16 | 7.59 |
| Retained Earnings | 0.12 | 0.22 | 0.17 | 0.17 | 0.16 | 0.12 | 0.11 | 0.11 | 0.13 | 0.14 | 0.14 | 0.14 | 0.13 | 0.11 | 0.11 |
| Total Stockholder Equity* | 0.99 | 1.60 | 1.59 | 1.75 | 1.64 | 2.18 | 2.33 | 2.46 | 3.09 | 3.39 | 3.22 | 3.17 | 2.99 | 2.69 | 2.78 |
* Derived from reported values
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 108.65 | 98.67 | 80.81 | 93.72 | 114.92 | 73.14 | 57.56 | 60.37 | 88.77 | 90.22 | 72.67 | 52.99 |
| Pretax Income | (472.92) | 177.50 | 169.62 | 12.67 | 329.42 | (260.82) | 42.33 | 32.29 | 77.07 | 184.26 | (468.41) | 301.73 | (69.26) | 330.38 | 216.21 | 457.33 | 231.84 | 333.34 | 140.17 | 872.89 |
| Tax Provision | (21.02) | 7.13 | 5.14 | 0.58 | 14.94 | (13.79) | 1.72 | 0.34 | 0.79 | 3.73 | (7.45) | 0.73 | (6.77) | 4.77 | 0.77 | 4.05 | (7.99) | 3.48 | 1.46 | 12.89 |
| Net Income | (80.59) | 25.30 | 19.41 | (1.26) | 22.91 | (13.68) | 8.92 | (6.29) | 3.05 | 8.73 | (27.08) | 18.23 | (0.28) | 11.70 | 8.37 | 21.93 | 16.95 | 25.25 | 8.26 | 47.99 |
| Basic EPS | (0.24) | 0.09 | 0.11 | (0.01) | 0.11 | (0.08) | 0.07 | (0.06) | 0.03 | 0.09 | (0.29) | 0.20 | (0.01) | 0.13 | 0.09 | 0.24 | 0.18 | 0.25 | 0.08 | 0.47 |
| Diluted EPS | (0.24) | 0.09 | 0.14 | (0.01) | 0.11 | (0.12) | 0.07 | (0.06) | 0.03 | 0.09 | (0.29) | 0.15 | 0.01 | 0.13 | 0.09 | 0.22 | 0.10 | 0.16 | 0.07 | 0.33 |
Cash Flow Statement
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Operating Cash Flow | 0.34 | (2.23) | 0.10 | (3.08) | (0.27) | 0.59 | (0.54) | (2.18) | (1.32) | (2.20) | (0.33) | 0.49 | (2.54) | (0.55) | (0.39) | 11.75 | (6.20) | 0.59 | (6.98) | 2.64 |
| Capital Expenditures | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 |
| Free Cash Flow* | 0.33 | (2.25) | 0.08 | (3.09) | (0.29) | 0.58 | (0.55) | (2.19) | (1.33) | (2.21) | (0.34) | 0.47 | (2.55) | (0.55) | (0.40) | 11.75 | (6.22) | 0.57 | (7.01) | 2.63 |
| Investing Cash Flow | 0.25 | 0.52 | 0.16 | 0.54 | 0.63 | 0.93 | 0.09 | 0.24 | 1.06 | 1.29 | 0.18 | 1.65 | 0.15 | 0.34 | 0.19 | 0.61 | 0.01 | 0.22 | (0.02) | (0.01) |
| Financing Cash Flow | (0.52) | 1.63 | (0.63) | 2.92 | (0.36) | (1.54) | 0.32 | 1.90 | 0.34 | 1.02 | (0.08) | (2.12) | 2.30 | 0.05 | 0.26 | (12.19) | 5.97 | (0.91) | 6.46 | (2.26) |
* Derived from reported values
