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Financial Statements — VBNK
Balance Sheet
(in billions CAD)| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q2 2023 | Q4 2022 | Q2 2022 | Q4 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 0.63 | 0.58 | 0.46 | 0.34 | 0.39 | 0.23 | 0.25 | 0.20 | 0.13 | 0.13 | 0.22 | 0.09 | 0.20 | 0.27 | 0.27 |
| Total Assets | 6.15 | 5.81 | 5.48 | 5.05 | 4.97 | 4.84 | 4.52 | 4.39 | 4.31 | 4.20 | 3.73 | 3.27 | 2.69 | 2.42 | 2.14 |
| Total Liabilities | 5.60 | 5.28 | 4.95 | 4.52 | 4.45 | 4.44 | 4.11 | 3.99 | 3.92 | 3.82 | 3.37 | 2.92 | 2.35 | 2.08 | 1.89 |
| Retained Earnings | 0.21 | 0.20 | 0.20 | 0.20 | 0.19 | 0.18 | 0.18 | 0.17 | 0.16 | 0.15 | 0.13 | 0.11 | 0.10 | 0.09 | 0.08 |
| Total Stockholder Equity | 0.54 | 0.53 | 0.53 | 0.53 | 0.52 | 0.40 | 0.41 | 0.40 | 0.39 | 0.38 | 0.36 | 0.35 | 0.34 | 0.33 | 0.25 |
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Income Statement
(in millions CAD) (except per-share rows)| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | 47.34 | 44.21 | 42.94 | 47.52 | 46.70 | 45.00 | 42.72 | 35.16 | 28.99 | 25.29 | 14.12 | 8.61 | 7.84 | 7.86 | 6.55 | 7.14 |
| Pretax Income | 15.27 | 8.75 | 11.73 | 11.10 | 13.46 | 16.30 | 16.95 | 13.81 | 13.72 | 13.20 | 7.86 | 6.79 | 7.63 | 7.43 | 7.94 | 7.28 |
| Tax Provision | 4.20 | 2.17 | 3.21 | 2.96 | 3.76 | 4.47 | 4.26 | 3.81 | 3.46 | 3.78 | 2.14 | 1.85 | 2.06 | 2.00 | 2.20 | 1.99 |
| Net Income | 11.07 | 6.58 | 8.53 | 8.14 | 9.71 | 11.83 | 12.70 | 10.00 | 10.26 | 9.42 | 5.72 | 4.94 | 5.57 | 5.44 | 5.74 | 5.29 |
| Basic EPS | 0.35 | 0.20 | 0.26 | 0.28 | 0.36 | 0.45 | 0.48 | 0.38 | 0.38 | 0.34 | 0.20 | 0.17 | 0.19 | 0.25 | 0.25 | 0.22 |
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Cash Flow Statement
(in millions CAD)| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q1 2023 | Q1 2022 | Q1 2021 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 55.64 | (4.93) | (188.50) | (89.06) | 119.42 | 32.51 | (18.11) | 126.20 | (112.86) | (26.48) |
| Investing Cash Flow | (11.76) | 135.33 | 192.89 | 135.29 | (4.55) | 47.40 | 18.61 | (0.02) | (0.03) | (7.54) |
| Financing Cash Flow | 0.97 | 106.18 | 112.60 | 113.88 | (8.23) | (7.15) | (1.07) | (9.41) | (1.10) | (11.61) |
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