Financial Statements — WSFS
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 2.57 | 2.47 | 1.57 | 1.33 | 1.02 | 0.99 | 1.02 | 0.98 | 0.61 | 1.12 | 1.10 | 1.03 | 1.68 | 2.28 | 2.02 | 2.42 | 2.06 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 11.20 | 7.91 | 8.13 | 8.37 |
| Total Assets | 22.65 | 22.11 | 20.84 | 20.76 | 20.55 | 20.91 | 20.74 | 20.58 | 20.04 | 20.39 | 20.32 | 19.99 | 20.55 | 20.96 | 15.38 | 15.15 | 14.73 |
| Total Deposits | 19.00 | 18.47 | 17.23 | 17.12 | 16.88 | 16.43 | 16.29 | 16.19 | 15.99 | 16.43 | 16.19 | 16.73 | 17.27 | 17.62 | 12.77 | 12.73 | 12.28 |
| Total Liabilities | 19.94 | 19.39 | 18.10 | 18.09 | 17.89 | 18.24 | 18.27 | 18.11 | 17.81 | 18.08 | 18.02 | 17.88 | 18.24 | 18.45 | 13.47 | 13.27 | 12.96 |
| Retained Earnings | 2.27 | 2.20 | 2.06 | 1.99 | 1.93 | 1.82 | 1.76 | 1.70 | 1.59 | 1.52 | 1.46 | 1.34 | 1.27 | 1.22 | 1.17 | 1.13 | 1.04 |
| Total Stockholder Equity | 2.72 | 2.72 | 2.75 | 2.68 | 2.67 | 2.68 | 2.49 | 2.47 | 2.24 | 2.31 | 2.31 | 2.10 | 2.32 | 2.52 | 1.91 | 1.88 | 1.77 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 256.84 | 249.21 | 257.20 | 258.42 | 253.19 | 250.88 | 263.34 | 273.38 | 265.24 | 261.62 | 257.23 | 251.14 | 241.77 | 226.38 | 213.09 | 186.57 | 160.02 | 144.14 | 112.74 | 109.45 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 90.79 | 86.34 | 79.10 | 68.54 | 59.93 | 43.85 | 19.21 | 9.73 | 6.41 | 5.58 | 4.51 | 4.96 |
| Net Interest Income | 192.50 | 185.14 | 187.35 | 184.02 | 179.50 | 175.22 | 178.21 | 177.50 | 174.45 | 175.28 | 178.13 | 182.60 | 181.84 | 182.53 | 193.89 | 176.83 | 153.62 | 138.56 | 108.22 | 104.49 |
| Provision for Credit Losses | 5.04 | (2.00) | 12.67 | 6.57 | 12.62 | 17.35 | 8.04 | 18.42 | 19.81 | 15.14 | -- | 18.41 | 15.83 | 29.01 | -- | 7.45 | 8.27 | 18.97 | (8.05) | (21.31) |
| Non-interest Income | 89.97 | 90.12 | 84.52 | 86.47 | 88.01 | 80.90 | 83.31 | 90.16 | 91.60 | 75.86 | 87.21 | 72.67 | 66.87 | 63.13 | 64.88 | 62.65 | 72.03 | 60.57 | 46.03 | 42.61 |
| Non-interest Expense | 166.30 | 162.76 | 161.97 | 163.06 | 159.34 | 151.79 | 169.13 | 163.72 | 155.77 | 149.07 | 147.65 | 139.69 | 141.25 | 133.04 | 132.90 | 132.92 | 134.05 | 174.46 | 90.42 | 96.45 |
| Pretax Income | 111.12 | 114.48 | 97.23 | 100.87 | 95.54 | 86.97 | 84.35 | 85.52 | 90.47 | 86.93 | 92.87 | 97.17 | 91.63 | 83.60 | 112.47 | 99.11 | 83.33 | 5.70 | 71.89 | 71.97 |
| Tax Provision | 26.80 | 27.64 | 24.54 | 24.41 | 23.32 | 21.10 | 20.20 | 21.11 | 21.26 | 21.20 | 29.37 | 22.90 | 23.04 | 20.94 | 28.03 | 25.77 | 22.43 | 1.74 | 15.49 | 17.52 |
| Net Income | 84.40 | 86.83 | 72.68 | 76.45 | 72.33 | 65.90 | 64.20 | 64.44 | 69.27 | 65.76 | 63.91 | 74.17 | 68.68 | 62.40 | 84.45 | 73.38 | 60.74 | 3.80 | 56.29 | 54.41 |
| Basic EPS | 1.63 | 1.64 | 1.33 | 1.37 | 1.28 | 1.13 | 1.09 | 1.09 | 1.16 | 1.09 | 1.05 | 1.22 | 1.12 | 1.01 | 1.33 | 1.16 | 0.95 | 0.06 | 1.19 | 1.14 |
| Diluted EPS | 1.63 | 1.64 | 1.33 | 1.37 | 1.27 | 1.12 | 1.08 | 1.08 | 1.16 | 1.09 | 1.05 | 1.22 | 1.12 | 1.01 | 1.33 | 1.16 | 0.94 | 0.06 | 1.18 | 1.14 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | (12.71) | 86.37 | 52.55 | 121.52 | 37.18 | 8.75 | 59.04 | 3.15 | 44.84 | 112.87 | (50.80) | 165.25 | 92.37 | 30.19 | 73.95 | 167.73 | 180.98 | 58.19 | (163.87) | 200.44 |
| Capital Expenditures | 1.74 | 0.89 | 0.75 | 1.23 | 1.98 | 2.43 | 3.66 | 3.64 | 2.72 | 4.23 | 3.45 | 1.14 | 0.96 | 0.86 | 1.14 | 3.23 | 2.79 | 1.65 | 1.85 | 1.72 |
| Free Cash Flow* | (14.45) | 85.49 | 51.80 | 120.29 | 35.21 | 6.32 | 55.38 | (0.49) | 42.12 | 108.63 | (54.26) | 164.11 | 91.41 | 29.34 | 72.81 | 164.51 | 178.19 | 56.54 | (165.72) | 198.72 |
| Investing Cash Flow | (341.17) | (51.64) | (269.17) | 120.29 | 141.22 | 132.55 | 223.60 | (81.25) | (67.02) | (142.06) | 85.59 | (222.66) | (49.56) | (139.63) | (73.77) | (182.89) | (368.71) | 488.00 | (790.89) | (638.89) |
| Financing Cash Flow | 452.94 | 737.69 | 342.68 | (0.21) | 135.80 | (278.82) | (118.74) | 47.31 | 66.82 | (86.63) | 446.63 | (446.67) | (30.29) | 375.23 | (194.32) | (630.06) | (419.43) | 204.64 | 470.81 | 34.23 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.20 | 0.17 | 0.17 | 0.17 | 0.17 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.13 | 0.13 | 0.13 | 0.13 |
