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ECB keeps ING’s fully-loaded CET1 requirement stable at 11.12% and total capital requirement at 15.37%
INGING Groep NV
The European Central Bank notified ING Group that its 2026 Supervisory Review and Evaluation Process (SREP) outcome leaves the Pillar 2 additional own funds requirement unchanged at 170 basis points. Consequently, ING’s fully-loaded Common Equity Tier 1 capital requirement remains stable at 11.12%, while the total capital requirement stays at 15.37%. The bank also maintains a leverage ratio requirement of 3.6% due to an existing 10 basis point Pillar 2 add-on. As of June 30, 2026, ING reported a CET1 ratio of 13.1% and a Leverage Ratio of 4.2%, both comfortably exceeding these regulatory thresholds. ING Group is a global financial institution with a strong European base offering retail and wholesale banking services.