Recent Updates — ING

The European Central Bank notified ING Group that its 2026 Supervisory Review and Evaluation Process (SREP) outcome leaves the Pillar 2 additional own funds requirement unchanged at 170 basis points. Consequently, ING’s fully-loaded Common Equity Tier 1 capital requirement remains stable at 11.12%, while the total capital requirement stays at 15.37%. The bank also maintains a leverage ratio requirement of 3.6% due to an existing 10 basis point Pillar 2 add-on. As of June 30, 2026, ING reported a CET1 ratio of 13.1% and a Leverage Ratio of 4.2%, both comfortably exceeding these regulatory thresholds. ING Group is a global financial institution with a strong European base offering retail and wholesale banking services.

ING Groep N.V. announced the redemption of USD 1,500 million in principal amount of its 5.750% Perpetual Additional Tier 1 Contingent Convertible Capital Securities on November 16, 2026. The redemption price equals the principal amount, with accrued and unpaid interest paid to holders of record as of November 13, 2026. This action aligns with ING's objective to continuously optimize its capital structure. Future call decisions will be based on economic factors, market conditions, regulatory approval, and capital requirements. ING is a global financial institution offering retail and wholesale banking services through its operating company, ING Bank.