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Financial Statements — ING
Balance Sheet
(in billions EUR)| Metric | Q4 2025 | Q2 2025 | Q4 2024 | Q2 2024 | Q4 2023 | Q4 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 54.15 | 79.39 | 69.07 | 102.01 | 93.01 | 95.39 | 107.67 |
| Total Assets | 1,060.33 | 1,090.97 | 1,023.86 | 1,047.61 | 980.30 | 976.83 | 949.25 |
| Total Liabilities | 1,004.99 | 1,037.65 | 970.16 | 992.11 | 924.67 | 919.83 | 896.45 |
| Retained Earnings | 40.02 | 38.30 | 36.24 | 39.08 | 40.30 | 41.54 | 35.46 |
| Total Stockholder Equity | 55.34 | 53.32 | 53.70 | 55.51 | 55.63 | 57.00 | 52.80 |
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Income Statement
(in billions EUR) (except per-share rows)| Metric | Q2 2025 | Q2 2024 |
|---|---|---|
| Interest Expense | 18.55 | 22.17 |
| Pretax Income | 5.56 | 6.37 |
| Tax Provision | 1.52 | 1.80 |
| Net Income | 4.04 | -- |
| Basic EPS | 1.29 | 1.35 |
| Diluted EPS | 1.29 | 1.35 |
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Cash Flow Statement
(in billions EUR)| Metric | Q2 2025 | Q2 2024 |
|---|---|---|
| Operating Cash Flow | 10.49 | 5.95 |
| Investing Cash Flow | (8.83) | (6.53) |
| Financing Cash Flow | 9.27 | 10.95 |
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