Recent Updates — HAPN

Happen, Inc. reported third-quarter 2026 results with diluted earnings per share of $0.50, a 35% increase year-over-year, driven by record pre-tax income of $76.8 million and loan originations growing 26% to $3.3 billion. The company raised its full-year 2026 diluted EPS guidance range to $1.87-$1.92 from $1.80-$1.90, citing strong credit performance and the adoption of fair value option accounting for new originations. Total net revenue was $263.2 million, while the provision for credit losses resulted in a benefit of $15.9 million compared to an expense in the prior year period. Happen, Inc. operates as a digital bank providing consumer lending and deposit services.